[ Search ] [ Legislation ] [ Bill Summary ]
[ Home ] [ Back ] [ Bottom ]
|[ Introduced ]||[ Enrolled ]||[ House Amendment 001 ]|
90_SB0124eng 215 ILCS 5/155.31 new Amends the Illinois Insurance Code. Provides that a company may not cancel or refuse to issue or renew a policy of homeowners or renters insurance because the insured premises are operated as a day care home or group day care home. Provides that losses arising out of or in connection with day care provided in a day care home or group day care home may not be covered under a homeowners or renters insurance policy. Requires a separate policy or endorsement for which premiums are assessed and paid for coverage for those losses. LRB9001109JSgc SB124 Engrossed LRB9001109JSgc 1 AN ACT to amend the Illinois Insurance Code by adding 2 Section 155.31. 3 Be it enacted by the People of the State of Illinois, 4 represented in the General Assembly: 5 Section 5. The Illinois Insurance Code is amended by 6 adding Section 155.31 as follows: 7 (215 ILCS 5/155.31 new) 8 Sec. 155.31. Family day care providers; coverage. 9 (a) A company offering personal multi-peril property 10 insurance policies covering real property used principally 11 for residential purposes or any household or personal 12 property that is usual or incidental to the occupancy of any 13 premises used for residential purposes (commonly known as 14 "homeowners" or "renters" insurance) may not cancel or refuse 15 to issue or renew a policy on a private home solely on the 16 basis that the policyholder operates a day care home or group 17 day care home, as defined in the Child Care Act of 1969, at 18 the location. 19 (b) A homeowners or renters insurance policy may not 20 provide coverage for losses arising out of or in connection 21 with day care provided in a day care home or group day care 22 home. Coverage for losses arising out of or in connection 23 with the provision of day care in a day care home or group 24 day care home may be provided under a separate policy or 25 endorsement for which premiums are assessed and paid.
[ Top ]