Updating the database of the Illinois Compiled Statutes (ILCS) is an ongoing process. Recent laws may not yet be included in the ILCS database, but they are found on this site as Public Acts soon after they become law. For information concerning the relationship between statutes and Public Acts, refer to the Guide.

Because the statute database is maintained primarily for legislative drafting purposes, statutory changes are sometimes included in the statute database before they take effect. If the source note at the end of a Section of the statutes includes a Public Act that has not yet taken effect, the version of the law that is currently in effect may have already been removed from the database and you should refer to that Public Act to see the changes made to the current law.

625 ILCS 5/7-312

(625 ILCS 5/7-312) (from Ch. 95 1/2, par. 7-312)

Sec. 7-312.

Installment payment.

(a) A judgment debtor upon 5 days notice
to the judgment creditor may apply to the
trial court in which the judgment was entered for the privilege of paying
such judgment in installments and the court in its discretion and without
prejudice to any other judicial remedies which the judgment creditor may
have may so order, fixing the amounts and times of payment of the installments.

(b) The Secretary of State shall not suspend the driver's
license, registration or nonresident's operating privilege, and any suspended
driver's license or registration following nonpayment of a final judgment
shall be restored when the judgment debtor gives proof of financial responsibility
and when the judgment debtor obtains an order from the trial court permitting
the payment of such judgment in installments and while the payment of any
such installment is not in default.

(Source: P.A. 83-1362.)

625 ILCS 5/7-313

(625 ILCS 5/7-313) (from Ch. 95 1/2, par. 7-313)

Sec. 7-313.

Suspension required upon breach of agreement.

In the event
the judgment debtor fails to pay any installments as permitted by the order
of the court upon notice of such default, the Secretary of State,
upon receipt of a court order, shall
forthwith suspend the driver's license, registration certificate, license
plates, registration stickers or nonresident's operating privilege of the
judgment debtor until said judgment is satisfied as provided in Section 7-311
or a second installment payment plan is accepted as provided in Section
7-312.

(Source: P.A. 90-774, eff. 8-14-98.)

625 ILCS 5/7-314

(625 ILCS 5/7-314) (from Ch. 95 1/2, par. 7-314)

Sec. 7-314.

Alternate methods of giving proof.

Proof of financial responsibility
when required under this Article may be given by filing with the Secretary of State:

1. A certificate of insurance as provided in Section 7-315 or Section
7-316;.

2. A bond as provided in Section 7-320; or

3. A deposit of securities as provided in Section 7-323.

(Source: P.A. 83-831.)

625 ILCS 5/7-315

(625 ILCS 5/7-315) (from Ch. 95 1/2, par. 7-315)

Sec. 7-315. A certificate of insurance proof.

(a) Proof of financial
responsibility
may be made by filing with the Secretary of State the electronic
certificate
of any insurance carrier duly authorized to do business in this State,
certifying
that it has issued to or for the benefit of the person furnishing such proof
and named as the insured in a motor vehicle liability policy, a motor
vehicle liability policy or policies or in certain events an operator's
policy meeting the requirements of this Code and that said policy
or policies are then in full force and effect. All electronic certificates must be submitted in a manner satisfactory to the Secretary of State.

(b) Such certificate or certificates shall give the dates of issuance
and expiration of such policy or policies and certify that the same shall
not be canceled unless 15 days' prior electronic notice thereof
be given to the Secretary of State and shall explicitly describe all motor
vehicles covered thereby unless the policy or policies are issued to a person
who is
not the owner of a motor vehicle.

(c) The Secretary of State shall not accept any certificate or
certificates unless the same shall cover all motor vehicles then registered
in this State in the name of the person furnishing such proof as owner and
an additional certificate or certificates shall be required as a condition
precedent to the subsequent registration of any motor vehicle or motor
vehicles in the name of the person giving such proof as owner.

(Source: P.A. 103-179, eff. 6-30-23.)