(215 ILCS 5/370m) (from Ch. 73, par. 982m)
Sec. 370m.
Program Requirements.
Each
administrator shall provide to each beneficiary of any program subject to
this Article a document which (1) sets forth those providers with which
agreements or arrangements have been made to provide health care services
to such beneficiary, a source for the beneficiary to contact regarding
changes in such providers and a clear description of any incentives for the
beneficiary to utilize such providers, (2) discloses the extent of coverage
as well as any limitations or exclusions of health care services under the
program, (3) clearly sets out the circumstances under which reimbursement
will be made to a beneficiary unable to utilize the services of a provider
with which an arrangement or agreement has been made, (4) a description of
the process for addressing a beneficiary complaint under the program, and
(5) discloses deductible and coinsurance amounts charged to any person
receiving health care services from such a provider.
(Source: P.A. 84-618.)
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(215 ILCS 5/370n) (from Ch. 73, par. 982n)
Sec. 370n.
Utilization Review Requirements:
Any preferred provider
organization providing hospital, medical or dental services must include a
program of utilization review.
This Section applies to insurers and administrators.
(Source: P.A. 84-1431.)
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(215 ILCS 5/370o) (from Ch. 73, par. 982o)
Sec. 370o.
Emergency Care.
Any preferred provider contract, subject to
this Article shall provide the beneficiary or insured emergency care
coverage such that payment for this coverage is not dependent upon whether
such services are performed by a preferred or nonpreferred provider and
such coverage shall be at the same benefit level as if the service or
treatment had been rendered by a plan provider.
(Source: P.A. 85-476.)
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(215 ILCS 5/370p) (from Ch. 73, par. 982p)
Sec. 370p.
Failure to register.
Any
administrator subject to this Article who fails to register or pay the fee
required by this Article shall be construed to be an unauthorized insurer as
defined in Article VII of the "Illinois Insurance Code", as now or
hereafter amended, and shall be subject to the penalties contained therein.
(Source: P.A. 84-618.)
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(215 ILCS 5/370q) (from Ch. 73, par. 982q)
Sec. 370q.
To the extent of any conflict between this Article and any
other statutory provision, this Article prevails over the conflicting
provision. Agreements may be entered into under this Article
notwithstanding any policy provision to the contrary.
(Source: P.A. 84-618.)
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(215 ILCS 5/370r) (from Ch. 73, par. 982r)
Sec. 370r.
(Renumbered).
(Source: Renumbered by P.A. 95-331, eff. 8-21-07.)
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(215 ILCS 5/370s)
Sec. 370s.
Managed Care Reform and Patient Rights Act.
All
administrators shall comply with Sections 55 and
85 of the Managed Care Reform and Patient
Rights Act.
(Source: P.A. 91-617, eff. 1-1-00.)
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(215 ILCS 5/370t)
Sec. 370t.
Drug formulary; notice.
All administrators must comply with
Section 155.37 of this Code.
(Source: P.A. 92-440, eff. 8-17-01.)
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(215 ILCS 5/Art. XXII heading) ARTICLE XXII.
CASUALTY INSURANCE, FIDELITY BONDS AND SURETY CONTRACTS
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(215 ILCS 5/378) (from Ch. 73, par. 990)
Sec. 378.
Scope of
article.
This article shall apply to all companies authorized in this State to
transact the kind or kinds of business enumerated in Class 2 of section
4.
Every such company shall, at all times, maintain reserves in an amount
estimated in the aggregate to provide for the payment of all losses and
claims incurred, whether reported or unreported, which are unpaid and for
which such company may be liable, and to provide for the expenses of
adjustment or settlement of such losses and claims. Such reserves shall be
computed in accordance with regulations made from time to time by the
Director after notice and hearing, upon reasonable consideration of the
ascertained experience and the character of such kinds of business for the
purpose of adequately protecting the insured and securing the solvency of
such company.
Whenever the loss and loss expense experience of such company shows the
reserves, calculated in accordance with such regulations, to be inadequate,
the Director may require such company to maintain additional reserves.
Each company that writes liability or compensation policies shall
include in the annual statement required by law, a schedule of its
experience thereunder in such form as the Director may prescribe.
(Source: Laws 1967, p. 1812.)
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(215 ILCS 5/379.1) (from Ch. 73, par. 991.1)
Sec. 379.1.
Unearned premium reserve.
Every insurance company authorized to transact in this State any of the
kind or kinds of business enumerated in Class 2 of Section 4 except
accident and health insurance shall maintain an unearned premium reserve on
all policies and bonds in force which shall be calculated in the manner
described in Section 393.1 of this Code.
(Source: Laws 1967, p. 1745.)
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(215 ILCS 5/388) (from Ch. 73, par. 1000)
Sec. 388.
Standard provision for liability policies - Provisions forbidden.
No policy of insurance against liability or indemnity for loss or damage
to any person other than the insured, or to the property of any person
other than the insured, for which any insured is liable, shall be issued or
delivered in this State after July 1, 1937, by any
company subject to this Article unless it contains in substance a provision
that the insolvency or bankruptcy of the insured shall not release the
company from the payment of damages for injuries sustained or death
resulting therefrom, or loss occasioned during the term of such policy, and
stating that in case a certified copy of a judgment against the
insured is returned unsatisfied
in any action brought by the injured person or his or her personal
representative in case death results from the accident because of such
insolvency or bankruptcy, then an action may be maintained by the injured
person or his or her personal representative against such company under the
terms of the policy and subject to all of the conditions thereof for the
amount of the judgment in such action not exceeding the amount of the
policy.
No policy of insurance against liability or indemnity for loss or damage
arising as a result of the operation of Section 6-21 of "An Act
relating to alcoholic liquors", approved January 31, 1934, as amended,
shall contain a provision or provisions which exempt the company from
liability if the damage sustained was the result of the sale or giving away
of alcoholic liquor to a minor.
(Source: P.A. 84-546.)
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(215 ILCS 5/388-1) (from Ch. 73, par. 1000-1)
Sec. 388-1.
No company selling insurance defined in clause (b) of class 2 of
Section 4 may require a policyholder to take a physical examination as a
condition for renewal of such policy if the policyholder has been
insured by the company for 5 years or longer, unless the company pays
the cost of such physical examination, and the physical examination is
given by a physician chosen by the policyholder.
(Source: P.A. 78-703.)
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