(810 ILCS 5/4A-105) (from Ch. 26, par. 4A-105)
    Sec. 4A-105. Other definitions.
    (a) In this Article:
        (1) "Authorized account" means a deposit account of a
customer in a bank designated by the customer as a source of payment of payment orders issued by the customer to the bank. If a customer does not so designate an account, any account of the customer is an authorized account if payment of a payment order from that account is not inconsistent with a restriction on the use of that account.
        (2) "Bank" means a person engaged in the business of
banking and includes a savings bank, savings and loan association, credit union, and trust company. A branch or separate office of a bank is a separate bank for purposes of this Article.
        (3) "Customer" means a person, including a bank,
having an account with a bank or from whom a bank has agreed to receive payment orders.
        (4) "Funds transfer business day" of a receiving bank
means the part of a day during which the receiving bank is open for the receipt, processing, and transmittal of payment orders and cancellations and amendments of payment orders.
        (5) "Funds transfer system" means a wire transfer
network, automated clearinghouse, or other communication system of a clearing house or other association of banks through which a payment order by a bank may be transmitted to the bank to which the order is addressed.
        (6) "Good faith" means honesty in fact and the
observance of reasonable commercial standards of fair dealing.
        (7) "Prove" with respect to a fact means to meet the
burden of establishing the fact (Section 1-201(b)(8)).
    (b) Other definitions applying to this Article and the Sections in which they appear are:
    "Acceptance"Section 4A-209
    "Beneficiary"Section 4A-103
    "Beneficiary's bank"Section 4A-103
    "Executed"Section 4A-301
    "Execution date"Section 4A-301
    "Funds transfer"Section 4A-104
    "Funds transfer system rule"Section 4A-501
    "Intermediary bank"Section 4A-104
    "Originator"Section 4A-104
    "Originator's bank"Section 4A-104
    "Payment by beneficiary's bank
        to beneficiary"Section 4A-405
    "Payment by originator to
        beneficiary"Section 4A-406
    "Payment by sender
        to receiving bank"Section 4A-403
    "Payment date"Section 4A-401
    "Payment order"Section 4A-103
    "Receiving bank"Section 4A-103
    "Security procedure"Section 4A-201
    "Sender"Section 4A-103
    (c) The following definitions in Article 4 apply to this Article:
    "Clearing house"Section 4-104
    "Item"Section 4-104
    "Suspends payments"Section 4-104
    (d) In addition, Article 1 contains general definitions and principles of construction and interpretation applicable throughout this Article.
(Source: P.A. 95-895, eff. 1-1-09.)