(20 ILCS 3610/5) (from Ch. 5, par. 1255)
    Sec. 5. A payment adjustment may be granted if the following criteria are satisfied:
    (a) the applicant is a resident of the State of Illinois and is the principal operator of the farm or land for which the loan is intended, provided that only one such loan shall be made for any one farm operation;
    (b) the applicant can demonstrate on the date of application a debt to asset ratio of not less than 55%;
    (c) the applicant is credit worthy according to standards prescribed by the lender;
    (d) the applicant agrees to secure the payment adjustment in a manner determined by the Authority;
    (e) the applicant is not a lender or employed by a lender or an employee or member of the board of the Authority; and
    (f) the applicant certifies that the proceeds of the operating loan shall be used during 1985 or 1986 in connection with cultivating the soil and planting, raising and harvesting any agricultural or horticultural commodity on a farm of which the applicant is the principal operator, and shall not be used to prepay a prior loan or to replace the proceeds therefrom.
(Source: P.A. 84-1; 84-1106.)