Illinois General Assembly - Bill Status for HB1360
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 Bill Status of HB1360  95th General Assembly

Short Description:  INS CD-ZIP CODE DISCRIMINATION

House Sponsors
Rep. LaShawn K. Ford

Last Action
DateChamber Action
  1/13/2009HouseSession Sine Die

Statutes Amended In Order of Appearance
215 ILCS 5/155.42 new


Synopsis As Introduced
Amends the Illinois Insurance Code. Provides that an insurer authorized to do business in this State may not use a person's ZIP code in underwriting or rating personal insurance, including the determination of premium rates.

House Committee Amendment No. 1
Replaces everything after the enacting clause. Reinserts the contents of the bill as introduced with the following change. Provides that an insurer authorized to do business in this State may not use a person's ZIP code in underwriting or rating property insurance (instead of personal insurance), including the determination of premium rates.

 Housing Affordability Impact Note, House Committee Amendment No. 1 (Housing Development Authority)
 This legislation prohibits insurers in the State to use Zip Codes in determining premium rates for property insurance. There is insufficient information to calculate an exact dollar amount however this legislation should benefit certain groups of homeowners if insurers find alternative criteria that are reflective of actual premium costs.

 Judicial Note, House Committee Amendment No. 1 (Admin Office of the Illinois Courts)
 Based on a review of the bill it has been determined that the bill would neither increase nor decrease the number of judges needed in the State.

 State Debt Impact Note, House Committee Amendment No. 1 (Government Forecasting & Accountability)
 HB 1360 (H-AM 1) would not change the amount of authorization for any type of State-issued or State-supported bond, and, therefore, would not affect the level of State indebtedness.

 Pension Note, House Committee Amendment No. 1 (Government Forecasting & Accountability)
 HB 1360 (H-AM 1) will not impact any public pension fund or retirement system in Illinois.

 Fiscal Note, House Committee Amendment No. 1 (Financial & Professional Regulation)
 HB 1360 (H-AM 1) has no projected fiscal impact to the Illinois Department of Financial and Professional Regulation.

 Balanced Budget Note, House Committee Amendment No. 1 (Office of Management and Budget)
 HB 1360 (H-AM 1) will have zero to minimal impact on the State budget.

 State Mandates Fiscal Note, House Committee Amendment No. 1 (Dept. of Commerce & Economic Opportunity)
 It is the opinion of the Department of Commerce and Economic Opportunity that HB 1360 (H-AM 1) does not create a State mandate under the State Mandates Act.

 Home Rule Note, House Committee Amendment No. 1 (Dept. of Commerce & Economic Opportunity)
 It is the opinion of the Department of Commerce and Economic Opportunity that HB 1360 (H-AM 1) does not pre-empt home rule authority.

Actions 
DateChamber Action
  2/20/2007HouseFiled with the Clerk by Rep. LaShawn K. Ford
  2/21/2007HouseFirst Reading
  2/21/2007HouseReferred to Rules Committee
  2/27/2007HouseAssigned to Consumer Protection Committee
  3/6/2007HouseHouse Committee Amendment No. 1 Filed with Clerk by Consumer Protection Committee
  3/6/2007HouseHouse Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote
  3/6/2007HouseDo Pass as Amended / Standard Debate Consumer Protection Committee; 007-005-000
  3/7/2007HousePlaced on Calendar 2nd Reading - Standard Debate
  3/8/2007HouseHouse Committee Amendment No. 1 Fiscal Note Requested as Amended by Rep. JoAnn D. Osmond
  3/8/2007HouseHouse Committee Amendment No. 1 State Mandates Fiscal Note Requested as Amended by Rep. JoAnn D. Osmond
  3/8/2007HouseHouse Committee Amendment No. 1 Home Rule Note Requested as Amended by Rep. JoAnn D. Osmond
  3/8/2007HouseHouse Committee Amendment No. 1 Housing Affordability Impact Note Requested as Amended by Rep. JoAnn D. Osmond
  3/9/2007HouseHouse Committee Amendment No. 1 Housing Affordability Impact Note Filed as Amended
  3/14/2007HouseHouse Committee Amendment No. 1 Judicial Note Filed as Amended
  3/14/2007HouseHouse Committee Amendment No. 1 State Debt Impact Note Filed as Amended
  3/14/2007HouseHouse Committee Amendment No. 1 Pension Note Filed as Amended
  3/14/2007HouseHouse Committee Amendment No. 1 Fiscal Note Filed as Amended
  3/21/2007HouseHouse Committee Amendment No. 1 Balanced Budget Note Filed as Amended
  3/22/2007HouseHouse Committee Amendment No. 1 State Mandates Fiscal Note Filed as Amended
  3/22/2007HouseHouse Committee Amendment No. 1 Home Rule Note Filed as Amended
  4/27/2007HouseThird Reading/Final Action Deadline Extended-9(b) May 3, 2007
  5/1/2007HouseSecond Reading - Standard Debate
  5/1/2007HousePlaced on Calendar Order of 3rd Reading - Standard Debate
  5/3/2007HouseHouse Floor Amendment No. 2 Filed with Clerk by Rep. LaShawn K. Ford
  5/3/2007HouseHouse Floor Amendment No. 2 Referred to Rules Committee
  5/3/2007HouseRecalled to Second Reading - Standard Debate
  5/3/2007HouseHeld on Calendar Order of Second Reading - Standard Debate
  5/3/2007HouseThird Reading/Final Action Deadline Extended-9(b) May 10, 2007
  5/10/2007HouseThird Reading/Final Action Deadline Extended-9(b) May 18, 2007
  5/18/2007HouseFinal Action Deadline Extended-9(b) May 25, 2007
  5/25/2007HouseRule 19(a) / Re-referred to Rules Committee
  1/13/2009HouseSession Sine Die

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