Sen. Ira I. Silverstein

Filed: 3/30/2011

 

 


 

 


 
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1
AMENDMENT TO SENATE BILL 54

2    AMENDMENT NO. ______. Amend Senate Bill 54 by replacing
3everything after the enacting clause with the following:
 
4    "Section 5. The Rental-Purchase Agreement Act is amended by
5changing Sections 1, 2, 3, 4 and 5 and by adding Sections 2.1,
62.2, 2.3, 2.4, 2.5, 2.6 and 4.1 as follows:
 
7    (815 ILCS 655/1)  (from Ch. 121 1/2, par. 1801)
8    Sec. 1. Definitions. In this Act:
9    (1) "Advertisement" means a commercial message in any
10medium that directly or indirectly promotes or assists a
11rental-purchase agreement.
12    (2) "Cash price" means the price for which the merchant
13would have sold the merchandise to the consumer for cash on the
14date of the rental-purchase agreement.
15    (3) "Consumer" means an individual who leases personal
16property under a rental-purchase agreement.

 

 

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1    (4) "Merchandise" means the personal property that is the
2subject of a rental-purchase agreement.
3    (5) "Merchant" means a person who, in the ordinary course
4of business, regularly leases, offers to lease or arranges for
5the leasing of merchandise under a rental-purchase agreement,
6and includes a person who is assigned an interest in a
7rental-purchase agreement.
8    (6) "Rental-purchase agreement" means an agreement for the
9use of merchandise by a consumer for primarily personal, family
10or household purposes for an initial period of 4 months or less
11that is automatically renewable with each payment after the
12initial period and that permits the consumer to become the
13owner of the merchandise.
14    (7) "Cost of rental" means the difference between the total
15of payments necessary to acquire ownership under the
16rental-purchase agreement and the cash price of the rental
17merchandise that is subject to the rental-purchase agreement.
18    (8) "Fee" means any payment, charge, fee, cost, or expense,
19however denominated, other than a rental payment.
20    (9) "Appliance" means and includes any refrigerator,
21freezer, range including any cook top or oven, microwave oven,
22washer, dryer, dishwasher, room air conditioner, air purifier,
23or other machine for routine household tasks.
24    (10) "Electronic set" means and includes any television,
25radio, camera, video game system, or computer system, or any
26type of device for the recording, storage, copying, printing,

 

 

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1transmission, display, or playback of any sound or image.
2    (11) "Merchant's cost" means the documented actual cost,
3including actual freight charges, of the rental merchandise to
4the merchant from a wholesaler, distributor, supplier, or
5manufacturer and net of any discounts, rebates, and incentives
6that are vested and calculable as to a specific item of
7merchandise at the time the merchant accepts delivery of the
8merchandise.
9    (12) "Total of payments" means the total amount of periodic
10payments necessary to acquire ownership of the merchandise if
11the consumer makes all regularly scheduled payments.
12    (13) "Periodic payment" means a payment to be made by a
13consumer for the right of the possession and use of merchandise
14for a specific rental period, but does not include taxes
15imposed on such payment.
16    (14) "Mandatory arbitration clause" means a term or
17provision contained in a rental-purchase agreement which
18requires the consumer to submit any controversy thereafter
19arising under the agreement to arbitration prior to the
20commencement of any legal action to enforce the provisions of
21the agreement and which also provides language to the effect
22that the decision of the arbitrator or panel of arbitrators in
23its application to the consumer shall be final and not subject
24to court review.
25(Source: P.A. 85-957.)
 

 

 

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1    (815 ILCS 655/2)  (from Ch. 121 1/2, par. 1802)
2    Sec. 2. Form.
3    (a) A rental-purchase agreement must be written in plain
4English and clearly and simply in any other language used by
5the merchant in any oral or written advertisement related to
6the rental-purchase agreement. Numerical amounts must be
7stated in figures.
8    (b) Disclosures required by this Act must be printed or
9typed in each rental-purchase agreement in a size equal to at
10least 10 point bold-faced type in a color or shade that clearly
11contrasts with the background.
12    (c) A rental-purchase agreement may not contain a
13provision:
14        (1) requiring a confession of judgment;
15        (2) authorizing a merchant or an agent of the merchant
16    to commit a breach of the peace in the repossession of
17    merchandise;
18        (3) waiving a defense, counterclaim or right the
19    consumer may have against the merchant or an agent of the
20    merchant;
21        (4) requiring the purchase of insurance from the
22    merchant to cover the merchandise;
23        (5) requiring the payment of a late charge or
24    reinstatement fee unless a periodic payment is delinquent
25    for 3 days and the charge or fee is in an amount not more
26    than $5; or

 

 

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1        (6) requiring a payment at the end of the scheduled
2    rental-purchase term in excess of or in addition to a
3    regular periodic payment in order to acquire ownership of
4    the merchandise. In no event shall the consumer be required
5    to pay a sum greater than the total amount to be paid to
6    acquire ownership, as disclosed in item (3) of subsection
7    (g) of this Section.
8    (d) Only one late charge or reinstatement fee may be
9collected on a payment regardless of the period during which it
10remains in default.
11    (e) A rental-purchase agreement must provide that:
12        (1) a charge in addition to periodic payments, if any,
13    must be reasonably related to the service performed; and
14        (2) a consumer who fails to make a timely payment may
15    reinstate an agreement, without losing rights or options
16    previously acquired, by taking the required action before
17    the later of one week or half of the number of days in a
18    regular payment period after the due date of the payment,
19    this period of time hereinafter referred to as the
20    "reinstatement period"; and .
21        (3) if the merchandise is returned to the merchant
22    during the applicable reinstatement period, other than
23    through judicial process, the right to reinstate the
24    agreement must be extended for a period of not less than
25    one year.
26    (f) Notice of the right to reinstate an agreement must be

 

 

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1disclosed in the agreement. This Act does not prevent a
2merchant from attempting repossession of merchandise during
3the reinstatement period, in accordance with the agreement, and
4the consumer's right to reinstate an agreement does not expire
5because of such a repossession. If the consumer is entitled to
6reinstatement after repossession, then, within 15 days of the
7repossession, the merchant must provide written notice to the
8consumer of the consumer's right to reinstate the agreement. If
9the merchandise is returned to the merchant during the
10applicable reinstatement period, other than through judicial
11process, the right to reinstate the agreement shall be extended
12for a period of not less than 30 days if the consumer has paid
13less than 60% of the total amount to be paid to acquire
14ownership of the merchandise and shall be extended for a period
15of not less than 60 days if the consumer has paid 60% or more of
16the total amount to be paid to acquire ownership of the
17merchandise. On reinstatement, the merchant shall provide the
18consumer with the same merchandise or substitute merchandise of
19comparable quality and condition. If substitute merchandise is
20provided, the merchant shall also provide the consumer with the
21disclosures required in subsection (g) of this Section.
22    (g) A rental-purchase agreement must be contained in a
23single document and must clearly and conspicuously disclose all
24of the following disclose:
25        (1) whether the merchandise is new or used;
26        (2) the names of the merchant and the consumer, the

 

 

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1    merchant's business address and telephone number, the
2    consumer's address, the date on which the agreement is
3    executed, and a description of the merchandise sufficient
4    to identify it the amount and timing of payments;
5        (3) the minimum period for which the consumer is
6    obligated under the rental-purchase agreement, the
7    duration of the rental-purchase agreement if all regularly
8    scheduled periodic payments are made, the amount of each
9    periodic payment, and the total amount and number of
10    periodic payments necessary to acquire ownership of the
11    merchandise if the renter makes all regularly scheduled
12    periodic payments the total number of payments necessary
13    and the total amount to be paid to acquire ownership of the
14    merchandise;
15        (4) the amount and purpose of any payment, charge or
16    fee in addition to the regular periodic payments;
17        (5) whether the consumer is liable for loss or damage
18    to the merchandise, and, if so, the maximum amount for
19    which the consumer may be liable, which in the case of loss
20    shall in no event be greater than the price the consumer
21    would have paid to exercise an early purchase option
22    pursuant to this Act or the cost of repair as determined by
23    the merchant;
24        (6) that the consumer does not acquire ownership rights
25    unless the consumer has complied with the ownership terms
26    of the agreement; and

 

 

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1        (7) the cash price of the merchandise, whether the
2    merchandise is new or used; .
3        (8) the cost of rental;
4        (9) a statement of the consumer's right to acquire
5    ownership by the early purchase option as provided in this
6    Act, including substantially the following statement: "The
7    attached chart shows the amount required to exercise your
8    early purchase option after each renewal payment, assuming
9    you make each periodic payment on time." The
10    rental-purchase agreement shall be accompanied by a chart
11    showing the amount required to exercise the consumer's
12    early purchase option after each periodic payment if
13    payments are made as scheduled;
14        (10) a description of the consumer's reinstatement
15    rights as provided in subsection (e) of this Section;
16        (11) a description of the consumer's right to lower
17    periodic payment amounts as provided in Section 2.2 of this
18    Act;
19        (12) a statement that the unexpired portion of all
20    warranties provided by the manufacturer, distributor, or
21    seller of the merchandise will be transferred by the
22    merchant to the consumer at the time the consumer acquires
23    ownership of the merchandise from the merchant, if such
24    warranty coverage is transferable;
25        (13) a description of the merchant's obligation to
26    maintain the rental merchandise and to repair or replace

 

 

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1    rental merchandise that is not operating properly, as
2    provided in Section 2.3 of this Act; and
3        (14) the following notice:
 
4
NOTICE

 
5    You are renting this merchandise. You will not own it until
6you make all of the regularly scheduled payments or until you
7exercise the early purchase option.
8    You do not have the right to keep this merchandise if you
9do not make required payments or do not use the early purchase
10option. If you miss a payment, the merchant can repossess the
11merchandise, but you may have the right to have the same or
12similar merchandise returned.
13    See the contract for an explanation of your rights.
14    (h) The disclosures required by items (3), (7), and (8) of
15subsection (g) of this Section shall be printed in the
16following form that shall appear immediately above the space
17reserved for the consumer's signature in the rental-purchase
18agreement: -
19--------------------------------------------------------
20Total of Payments Cost of Rental Cash Price
21$ $ $
22You must pay this Amount over cash Merchandise
23amount to own the price you will pay available at
24merchandise if if you make all this price for
--

 

 

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1you make all the regular payments. cash from the
2regular payments. merchant. See
3You can buy theabout your early
4merchandise for purchase option
5less under the early rights.
6purchase option.
7--------------------------------------------------------
8Amount of Number of Rental Period
9each payment Payments
10$
11per
12..........
13(insert period)
14--------------------------------------------------------
15    (i) The form prescribed in subsection (h) of this Section
16shall be clearly and conspicuously placed on a tag or sticker
17affixed to the merchandise available for rental-purchase. If
18the merchandise available for rental-purchase is not displayed
19at the merchant's place of business but appears in a photograph
20or catalog shown to consumers, a tag or sticker of the form
21shall be affixed to the photograph shown to consumers or shall
22be given to consumers at the time of the showing. This
23subsection does not apply to photographic depictions of
24merchandise in advertisements complying with the provisions of
25Section 3 of this Act.
26(Source: P.A. 87-256; 88-644, eff. 9-9-94.)
 

 

 

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1    (815 ILCS 655/2.1 new)
2    Sec. 2.1. Early purchase option.
3    (a) The consumer has the right to acquire ownership of the
4merchandise at any time by tendering to the merchant all past
5due payments and fees and an amount equal to the cash price
6stated in the rental-purchase agreement multiplied by a
7fraction that has as its numerator the number of periodic
8payments remaining under the agreement and that has as its
9denominator the total number of periodic payments. A consumer
10must affirmatively elect to exercise an early purchase option.
11In no event shall the consumer's early purchase option be less
12than the amount of one periodic payment.
13    (b) In a clear and conspicuous manner on the consumer's
14receipt for every periodic payment, which the merchant shall
15deliver to the consumer within a reasonable time after payment,
16the merchant shall provide the consumer with a written
17statement of:
18            (1) The total amount the consumer would have to pay
19    to acquire ownership of the rental merchandise if the
20    consumer makes all regularly scheduled payments remaining
21    under the rental-purchase agreement; and
22        (2) The total amount the consumer would have to pay to
23    acquire ownership of that merchandise pursuant to this
24    Section.
 

 

 

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1    (815 ILCS 655/2.2 new)
2    Sec. 2.2. Interruption or reduction of income in certain
3instances.
4    (a) If any consumer who has signed a rental-purchase
5agreement experiences an interruption or reduction of 25% or
6more of income due to involuntary job loss, involuntary reduced
7employment, illness, pregnancy, or disability after one-half
8or more of the total amount of the rental payments necessary to
9acquire ownership under the agreement have been paid, and such
10consumer provides to the merchant some evidence of the amount
11and cause of the interruption or reduction of income, the
12merchant shall reduce the amount of each rental payment by: (1)
13the percentage of the reduction in the consumer's income or (2)
1450%, whichever is less, for the period during which the
15consumer's income is interrupted or reduced.
16    (b) If payments are reduced, the total dollar amount of
17payments necessary to acquire ownership shall not be increased,
18provided, however, that the number of payments necessary to
19acquire ownership may be increased accordingly and the rights
20and duties of the merchant and the consumer shall not otherwise
21be affected.
22    (c) When the consumer's income is restored, the merchant
23may increase the amount of rental payments, but in no event
24shall rental payments exceed the originally disclosed amount of
25rental payments as provided in the rental-purchase agreement.
 

 

 

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1    (815 ILCS 655/2.3 new)
2    Sec. 2.3. Maintenance of merchandise.
3    (a) The merchant shall maintain the property subject to the
4rental-purchase agreement in good working order while the
5agreement is in effect without charging any fee to the consumer
6in addition to the regularly scheduled rental payments set
7forth in the rental-purchase agreement.
8    (b) By the end of the second business day following the day
9on which the merchant received notice from the consumer that
10the property is not operating properly, the merchant shall
11repair or replace the property without any fee to the consumer
12in addition to the regularly scheduled rental payments set
13forth in the rental-purchase agreement.
14    (c) If a repair or replacement cannot be immediately
15effected, the merchant shall temporarily substitute property
16of comparable quality and condition while repairs are being
17effected. If repairs cannot be completed to the reasonable
18satisfaction of the consumer within 30 days after the merchant
19receives notice from the consumer or within a longer period
20voluntarily agreed to by the consumer, the merchant shall
21permanently replace the property.
22    (d) All replacement property shall be the same brand, if
23available, and comparable in quality, age, condition, and
24warranty coverage to the replaced property. If the same brand
25is not available, the brand of the replacement property shall
26be agreeable to the consumer, provided, however, that any

 

 

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1request by the consumer shall not be unreasonable.
2    (e) All of the consumer's and merchant's rights and
3obligations under the rental-purchase agreement that applied
4to the property originally subject to the rental-purchase
5agreement shall apply to any replacement property.
6    (f) The consumer shall not be charged, or held liable for,
7any pro rata portion of a periodic payment for any period of
8time greater than one full day and each full day thereafter
9during which the property that is the subject of the
10rental-purchase agreement or any property substituted for it
11pursuant to this Section is not in good working order.
12    (g) This Section shall not apply to repairs or damage for
13which the consumer is liable under the rental-purchase
14agreement.
15    (h) A merchant shall not deliver to a consumer any property
16which the merchant knows or has reason to know is defective.
17    (i) In the case of damage to the merchandise other than
18normal wear and tear, the consumer shall be liable for the
19lesser of the price the consumer would have paid to exercise an
20early purchase option pursuant to Section 2.1 of this Act or
21the cost of the repair as determined by the merchant.
 
22    (815 ILCS 655/2.4 new)
23    Sec. 2.4. Availability, enforcement, and cancellation.
24    (a) Every rental-purchase agreement shall indicate that a
25consumer at his or her request shall be permitted to review a

 

 

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1rental-purchase agreement for up to 48 hours prior to signing.
2    (b) A copy of the signed rental-purchase agreement and all
3other documents which the merchant requests the consumer to
4sign shall be given to the consumer at the time they are
5signed. The rental-purchase agreement shall not be enforceable
6against the consumer until the consumer has received a signed
7copy.
8    (c) In addition to any other right of cancellation, a
9consumer has the right to cancel a rental-purchase agreement,
10without penalty or obligation, if the consumer has not taken
11possession of the merchandise.
 
12    (815 ILCS 655/2.5 new)
13    Sec. 2.5. Mandatory arbitration.
14    (a) Subject to federal law and regulation, no
15rental-purchase agreement shall contain a mandatory
16arbitration clause. Nothing herein shall be construed to
17prohibit a merchant from incorporating a provision within a
18rental-purchase agreement that the decision of the arbitrator
19or panel of arbitrators shall be final in its application to
20the parties and not subject to court review.
21    (b) The provisions of a mandatory arbitration clause within
22a rental-purchase agreement shall be null and void but shall
23not constitute a violation of this Act. The inclusion of a
24mandatory arbitration clause shall not serve to impair the
25enforceability of any other provision of the rental-purchase

 

 

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1agreement.
 
2    (815 ILCS 655/2.6 new)
3    Sec. 2.6. Maximum cash price and total of payments.
4    (a) A merchant shall maintain records that establish the
5merchant's cost for each item of merchandise that is the
6subject of a rental-purchase agreement. A merchant shall
7maintain a copy of each rental-purchase agreement and of the
8records required by this Section for at least 2 years following
9the termination of the agreement.
10    (b) The maximum cash price for the merchant's first rental
11of the merchandise that is the subject of the rental-purchase
12agreement may not exceed 1.75 times the merchant's cost for
13appliances, 1.75 times the merchant's cost for electronic sets
14having a merchant's cost of less than $150, 2.0 times the
15merchant's cost for electronic sets having a merchant's cost
16greater than or equal to $150, 2.15 times the merchant's cost
17for furniture, 2.0 times the merchant's cost for automotive
18accessories, jewelry, and musical instruments, and 1.75 times
19the merchant's cost for all other items.
20    (c) The maximum cash price for merchandise on its second or
21subsequent rental may not exceed the maximum total of payments
22for that merchandise as permitted under this Section using the
23terming matrix, divided by 2.25.
24    (d) The maximum total of payments may not exceed 2.25 times
25the maximum cash price that could have been charged for the

 

 

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1first rental of the merchandise as prescribed by this Act.
2    (e) The maximum total of payments for the merchant's second
3or subsequent rental of the merchandise that is the subject of
4a rental-purchase agreement may not exceed the maximum total of
5payments permitted under the terming matrix contained in this
6Section.
7    (f) The following terming matrix shall be used to lower the
8number of periodic payments, which shall result in a lower
9total of payments and a lower maximum cash price for used
10merchandise based on its age and condition. The merchant may
11choose to maintain the number of periodic payments for used
12merchandise as if it were new in lieu of reducing the number of
13payments, provided that the merchant lowers the total of
14payments and maximum cash price on a pro-rata basis using the
15terming matrix as guidance. The merchant shall keep in
16electronic or hard copy form, the matrix used, together with a
17record of the number of periodic payments provided in the first
18agreement when the merchandise was offered as new, as well as a
19record of the item's condition as determined by the merchant
20pursuant to the matrix each time it is priced as used. No
21merchant shall price used goods in excess of the prices
22dictated by the matrix.
 
23
Terming Matrix for Used Merchandise

 
24Original 34 weeks 35-38 weeks 39-90 weeks 91 weeks

 
 
 
 

 

 

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1term inor or
2weeksless more
3when new
4Excellent Subtract Subtract Subtract Subtract
5Condition a minimum a minimum a minimum a minimum
6 of 1 week of 2 weeks of 3 weeks of 4 weeks
7from fromfromfrom
8original originaloriginaloriginal
9term termtermterm
10Good Subtract Subtract Subtract Subtract
11Condition a minimum a minimum a minimum a minimum
12of 3 weeks of 5 weeks of 7 weeks of 9 weeks
13from fromfromfrom
14original originaloriginaloriginal
15term termtermterm
16Fair Subtract Subtract Subtract Subtract
17Condition a minimum a minimum a minimum a minimum
18of ofofof
19 4 weeks 7 weeks 10 weeks 13 weeks
20from fromfromfrom
21original originaloriginaloriginal
22term termtermterm

 

 

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1Poor Subtract Subtract Subtract Subtract
2Condition a minimum a minimum a minimum a minimum
3of ofofof
4 6 weeks 10 weeks 15 weeks 20 weeks
5from fromfromfrom
6original originaloriginaloriginal
7term or term orterm orterm or
8cash sale cash salecash salecash sale
9    (g) Immediately below the terming matrix the following
10language shall be printed in 10 point type:
11        New = Full term.
12        Excellent = In great shape. Refurbished to look like
13    new.
14        Good = In good working order. Refurbished, but
15    imperfections still exist.
16        Fair = Completely operational, but refurbishment has
17    not concealed obvious wear and tear.
18        Poor = Ripped, faded, cracked, or broken and
19    refurbishment did not improve the condition.
20    (h) The Attorney General shall make available in printed
21form in at least 10 point type to merchants and publish on an
22appropriate website the terming matrix in chart form to be used
23by merchants as required by this Section.
24    (i) Upon written request of the Attorney General, a
25merchant shall provide copies of the records described in this
26Section.

 

 

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1    (j) If a merchant intentionally discloses a cash price or a
2total of payments that exceeds the amount permitted by this
3Section, the rental-purchase agreement is void, the consumer
4shall retain the merchandise without any obligation, and the
5merchant shall refund to the consumer all amounts paid.
 
6    (815 ILCS 655/3)  (from Ch. 121 1/2, par. 1803)
7    Sec. 3. Advertisement.
8    (a) An advertisement for a rental-purchase agreement that
9refers to or states the amount of a payment or the right to
10acquire ownership of any one particular item under the
11agreement must clearly and conspicuously state:
12        (1) that the transaction advertised is a
13    rental-purchase agreement;
14        (2) the total amount and number of payments necessary
15    to acquire ownership; and
16        (3) that the consumer does not acquire ownership rights
17    unless the merchandise is rented for a specified number of
18    payment periods; and .
19        (4) whether the advertised terms are for new or used
20    merchandise.
21    (b) Every item of property displayed or offered for
22rental-purchase by a merchant shall have attached to its front
23or displayed as prominently as if attached to its front a tag
24disclosing whether the merchandise is new or used, in addition
25to any other tag or sticker required by this Act the amount to

 

 

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1be paid to acquire ownership of the merchandise.
2(Source: P.A. 88-644, eff. 9-9-94.)
 
3    (815 ILCS 655/4)  (from Ch. 121 1/2, par. 1804)
4    Sec. 4. Enforcement. (a) A consumer damaged by a violation
5of this Act by a merchant is entitled to recover from the
6merchant:
7    (1) actual damages;
8    (2) 25% of an amount equal to the total amount of payments
9required to obtain ownership of the merchandise involved,
10except that the amount recovered under this item (2) may not be
11less than $250 nor more than $1,000; and
12    (3) reasonable attorney's fees and court costs.
13    (b) A merchant is not liable under this Section for a
14violation of this Act caused by the merchant's error if before
15the 31st day after the date the merchant discovers the error,
16and before an action under this Section is filed or written
17notice of the error is received by the merchant from the
18consumer, the merchant gives the consumer written notice of the
19error and makes adjustments in the consumer's account as
20necessary to assure that the consumer will not be required to
21pay an amount in excess of the amount disclosed and that the
22agreement otherwise complies with this Act.
23    (c) Nothing in this Act shall be construed to nullify or
24impair any right or rights which a consumer may have against a
25merchant at common law, by statute, or otherwise.

 

 

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1    (d) A merchant or assignee may not be held liable in an
2action brought under this Act for a violation of this Act that
3was unintentional and resulted from a bona fide or clerical
4error notwithstanding the maintenance of procedures reasonably
5adopted to avoid any such error.
6    (e) An action shall not be brought under this Section more
7than 4 years after the occurrence of the act, method, or
8practice which is the subject of the action or more than one
9year after the last payment in a transaction involving the
10method, act, or practice which is the subject of the action,
11whichever is later.
12(Source: P.A. 85-957.)
 
13    (815 ILCS 655/4.1 new)
14    Sec. 4.1. Enforcement by Attorney General. All remedies,
15penalties, and authority granted to the Attorney General by the
16Consumer Fraud and Deceptive Business Practices Act shall be
17available to the Attorney General for the enforcement of this
18Act. A violation of this Act shall constitute an unlawful
19practice as provided in the Consumer Fraud and Deceptive
20Business Practices Act.
 
21    (815 ILCS 655/5)  (from Ch. 121 1/2, par. 1805)
22    Sec. 5. Penalty. Any person intentionally violating this
23Act shall be guilty of a petty offense and fined not more than
24$500, in addition to any other penalty imposed by this Act.

 

 

09700SB0054sam001- 23 -LRB097 02857 AEK 53486 a

1(Source: P.A. 85-957.)
 
2    Section 10. The Consumer Fraud and Deceptive Business
3Practices Act is amended by changing Section 2Z as follows:
 
4    (815 ILCS 505/2Z)  (from Ch. 121 1/2, par. 262Z)
5    Sec. 2Z. Violations of other Acts. Any person who knowingly
6violates the Automotive Repair Act, the Automotive Collision
7Repair Act, the Home Repair and Remodeling Act, the Dance
8Studio Act, the Physical Fitness Services Act, the Hearing
9Instrument Consumer Protection Act, the Illinois Union Label
10Act, the Job Referral and Job Listing Services Consumer
11Protection Act, the Travel Promotion Consumer Protection Act,
12the Credit Services Organizations Act, the Automatic Telephone
13Dialers Act, the Pay-Per-Call Services Consumer Protection
14Act, the Telephone Solicitations Act, the Illinois Funeral or
15Burial Funds Act, the Cemetery Oversight Act, the Cemetery Care
16Act, the Safe and Hygienic Bed Act, the Pre-Need Cemetery Sales
17Act, the High Risk Home Loan Act, the Payday Loan Reform Act,
18the Mortgage Rescue Fraud Act, subsection (a) or (b) of Section
193-10 of the Cigarette Tax Act, subsection (a) or (b) of Section
203-10 of the Cigarette Use Tax Act, the Electronic Mail Act, the
21Internet Caller Identification Act, paragraph (6) of
22subsection (k) of Section 6-305 of the Illinois Vehicle Code,
23Section 11-1431, 18d-115, 18d-120, 18d-125, 18d-135, 18d-150,
24or 18d-153 of the Illinois Vehicle Code, Article 3 of the

 

 

09700SB0054sam001- 24 -LRB097 02857 AEK 53486 a

1Residential Real Property Disclosure Act, the Automatic
2Contract Renewal Act, the Rental-Purchase Agreement Act, or the
3Personal Information Protection Act commits an unlawful
4practice within the meaning of this Act.
5(Source: P.A. 95-413, eff. 1-1-08; 95-562, eff. 7-1-08; 95-876,
6eff. 8-21-08; 96-863, eff. 1-19-10; 96-1369, eff. 1-1-11;
796-1376, eff. 7-29-10; revised 9-2-10.)".