97TH GENERAL ASSEMBLY
State of Illinois
2011 and 2012
HB1652

 

Introduced 2/15/2011, by Rep. Patricia R. Bellock

 

SYNOPSIS AS INTRODUCED:
 
215 ILCS 132/15

    Amends the Illinois Long-Term Care Partnership Program Act. Provides that subject to appropriation, the Department of Healthcare and Family Services shall implement measures to raise awareness of the Long-Term Care Partnership Program and the benefits of purchasing long-term care insurance.


LRB097 08375 RPM 48502 b

 

 

A BILL FOR

 

HB1652LRB097 08375 RPM 48502 b

1    AN ACT concerning insurance.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 5. The Illinois Long-Term Care Partnership Program
5Act is amended by changing Section 15 as follows:
 
6    (215 ILCS 132/15)
7    Sec. 15. Illinois Long-term Care Partnership Program.
8    (a) In accordance with Title VI, Section 6021 of the
9federal Deficit Reduction Act of 2005, there shall be
10established the Illinois Long-Term Care Partnership Program,
11to be administered by the Agency with the assistance of the
12Department to do the following:
13        (1) provide incentives for individuals to insure
14    against the costs of providing for their long-term care
15    needs;
16        (2) provide a mechanism for individuals to qualify for
17    coverage of the cost of their long-term care needs under
18    Medicaid without first being required to substantially
19    exhaust their resources;
20        (3) provide counseling services to individuals
21    planning for their long-term care needs; and
22        (4) alleviate the financial burden on the State's
23    medical assistance program by encouraging the pursuit of

 

 

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1    private initiatives.
2    (b) The Agency shall:
3        (1) Within 180 days of the effective date of this Act,
4    or as soon thereafter as possible, make application to the
5    federal Department of Health and Human Services for a State
6    plan amendment to establish that, if an individual is a
7    beneficiary of a long-term care partnership program
8    certified policy, the total assets an individual owns and
9    may retain under Medicaid and still qualify for benefits
10    under Medicaid at the time the individual applies for
11    long-term care benefits are increased by $1 for each $1 of
12    benefit paid out under the individual's long-term care
13    partnership program certified insurance policy.
14        (2) Provide information and technical assistance to
15    the Department on the Department's role in assuring that
16    any individual who sells a qualified long-term care
17    insurance partnership policy receives training and
18    demonstrates evidence of an understanding of such policies
19    and how they relate to other public and private coverage of
20    long-term care.
21        (3) Subject to appropriation, implement measures to
22    raise awareness of the Long-Term Care Partnership Program
23    and the benefits of purchasing long-term care insurance.
24    (c) The Department may not impose any requirement affecting
25the terms or benefits of qualified long-term care partnership
26policies unless the Department imposes the requirement on all

 

 

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1long-term care policies sold in Illinois without regard to
2whether the policy is covered under the partnership or is
3offered in connection with the partnership.
4    (d) The issuers of qualified long-term care partnership
5policies in Illinois shall provide regular reports to the
6Secretary of the federal Department of Health and Human
7Services, in accordance with federal regulation. Issuers of
8qualified long-term care partnership policies in Illinois
9shall provide appropriate reports to the Agency and to the
10Department as determined by those entities.
11(Source: P.A. 95-200, eff. 8-16-07.)