94TH GENERAL ASSEMBLY
State of Illinois
2005 and 2006
HB1846

 

Introduced 2/14/2005, by Rep. Michael J. Madigan - Barbara Flynn Currie - William Delgado

 

SYNOPSIS AS INTRODUCED:
 
215 ILCS 5/356c   from Ch. 73, par. 968c

    Amends the Illinois Insurance Code. Makes a technical change in a Section concerning the insurability of newborns.


LRB094 02767 DRJ 32768 b

 

 

A BILL FOR

 

HB1846 LRB094 02767 DRJ 32768 b

1     AN ACT concerning regulation.
 
2     Be it enacted by the People of the State of Illinois,
3 represented in the General Assembly:
 
4     Section 5. The Illinois Insurance Code is amended by
5 changing Section 356c as follows:
 
6     (215 ILCS 5/356c)  (from Ch. 73, par. 968c)
7     Sec. 356c. (1) No policy of accident and and health
8 insurance providing coverage of hospital expenses or medical
9 expenses or both on an expense incurred basis which in addition
10 to covering the insured, also covers members of the insured's
11 immediate family, shall contain any disclaimer, waiver or other
12 limitation of coverage relative to the hospital or medical
13 coverage or insurability of newborn infants from and after the
14 moment of birth.
15     (2) Each such policy of accident and health insurance shall
16 contain a provision stating that the accident and health
17 insurance benefits applicable for children shall be granted
18 immediately with respect to a newly born child from the moment
19 of birth. The coverage for newly born children shall include
20 coverage of illness, injury, congenital defects, birth
21 abnormalities and premature birth.
22     (3) If payment of a specific premium is required to provide
23 coverage for a child, the policy may require that notification
24 of birth of a newly born child must be furnished to the insurer
25 within 31 days after the date of birth in order to have the
26 coverage continue beyond such 31 day period and may require
27 payment of the appropriate premium.
28     (4) In the event that no other members of the insured's
29 immediate family are covered, immediate coverage for the first
30 newborn infant shall be provided if the insured applies for
31 dependent's coverage within 31 days of the newborn's birth.
32 Such coverage shall be contingent upon payment of the

 

 

HB1846 - 2 - LRB094 02767 DRJ 32768 b

1 additional premium.
2     (5) The requirements of this Section shall apply, on or
3 after the sixtieth day following the effective date of this
4 Section, (a) to all such non-group policies delivered or issued
5 for delivery, and (b) to all such group policies delivered,
6 issued for delivery, renewed or amended. The insurers of such
7 non-group policies in effect on the sixtieth day following the
8 effective date of this Section shall extend to owners of said
9 policies, on or before the first policy anniversary following
10 such date, the opportunity to apply for the addition to their
11 policies of a provision as set forth in paragraph (2) above,
12 with, at the option of the insurer, payment of a premium
13 appropriate thereto.
14 (Source: P.A. 85-220.)