100TH GENERAL ASSEMBLY
State of Illinois
2017 and 2018
SB2444
 
Introduced 1/30/2018, by Sen. William R. Haine
 
SYNOPSIS AS INTRODUCED:
 

 
215 ILCS 5/356z.16

     Amends the Illinois Insurance Code in an Article concerning accident and health insurance. Provides that benefits mandated by the Article do not apply to certain types of insurance policies (rather than specified provisions of the Article do not apply to short-term travel, disability income, long-term care, accident only, or limited or specified disease policies).
  


LRB100 17206 SMS 32362 b

 
 
A BILL FOR
 

  
SB2444LRB100 17206 SMS 32362 b


  
1    AN ACT concerning regulation.
  
 
2    Be it enacted by the People of the State of Illinois,
 
3represented in the General Assembly:
  
 
 
4    Section 5. The Illinois Insurance Code is amended  by 
5changing Section 356z.16 as follows:
 
6    (215 ILCS 5/356z.16)
7    Sec. 356z.16. Applicability of mandated benefits to 
8supplemental policies. 
9    (a) Unless specified otherwise, the benefits mandated by 
10this Article do not apply to the following types of coverage:
11        (1) coverage only for accident or disability income 
12    insurance, or any combination thereof;
13        (2) coverage issued as a supplement to liability 
14    insurance;
15        (3) liability insurance, including general liability 
16    insurance and automobile liability insurance;
17        (4) workers' compensation or similar insurance;
18        (5) automobile medical payment insurance;
19        (6) credit-only insurance;
20        (7) coverage for on-site medical clinics;
21        (8) benefits for medical care that are secondary or 
22    incidental to other insurance benefits; or
23        (9) short-term, limited duration insurance. 
 
 
SB2444- 2 -LRB100 17206 SMS 32362 b

1    (b) Unless specified otherwise, the benefits mandated by 
2this Article do not apply to the following types of coverage if 
3offered separately:
4        (1) limited scope dental or vision benefits; or
5        (2) benefits for long-term care, nursing home care, 
6    home health care, community-based care, or any combination 
7    thereof.
8    (c) Unless specified otherwise, the benefits mandated by 
9this Article do not apply to the following types of coverage if 
10offered as independent, noncoordinated benefits:
11        (1) coverage only for a specified disease or illness; 
12    or
13        (2) hospital indemnity or other fixed indemnity 
14    insurance.
15    (d) Unless specified otherwise, the benefits mandated by 
16this Article do not apply to the following types of coverage if 
17offered as a separate insurance policy:
18        (1) Medicare supplemental policies (as defined under 
19    42 U.S.C. 1395ss(g)(1));
20        (2) coverage supplemental to the coverage provided 
21    under 10 U.S.C. Chapter 55; or
22        (3) similar supplemental coverage provided to coverage 
23    under a group health plan. 
24Unless specified otherwise, the following Sections of the 
25Illinois Insurance Code do not apply to short-term travel, 
26disability income, long-term care, accident only, or limited or 
 
 
SB2444- 3 -LRB100 17206 SMS 32362 b

1specified disease policies: 355b, 356b, 356c, 356d, 356g, 356k, 
2356m, 356n, 356p, 356q, 356r, 356t, 356u, 356w, 356x, 356z.1, 
3356z.2, 356z.4, 356z.5, 356z.6, 356z.8, 356z.12, 356z.14, 
4356z.19, 356z.21, 356z.25, 364.01,  367.2-5, and 367e.

5(Source: P.A. 100-386, eff. 1-1-18.)