CHAPTER I: DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION
SUBCHAPTER vv: INSURANCE COST CONTAINMENT
PART 4203 INSURANCE DATA REPORTING REQUIREMENTS
SECTION 4203.50 REQUIRED DATA TYPES (LINES, CLASSES, AND COVERAGES)
Section 4203.50 Required Data Types (Lines, Classes, and Coverages)
Within the required lines of insurance identified in Section 4203.40(g), the Division requires data for specified lines, classes or coverages. There are 10 categories contained in the following table that summarize the data that must be filed in Illinois pursuant to this Part.
OTHER LIABILITY
|
CLASS OR DATA TYPE |
|
CLASS CODE |
|
EXPOSURE BASE |
|
DAY CARE CENTERS |
|
|
|
|
|
Day care center liability – day nurseries |
|
82115 |
|
square feet |
|
Day care center liability – day care centers |
|
41714 |
|
person-months |
|
Day care center liability individual insurer program not rated using one of the exposure bases noted above.1 |
|
81714 |
|
NA |
|
LAWYERS PROFESSIONAL LIABILITY |
|
|
|
|
|
Lawyers professional liability – lawyers |
|
81400 |
|
person-months |
|
Lawyers professional liability – employed law clerks, investigators, abstractors, and paralegals |
|
81420 |
|
person-months |
|
Lawyer's professional liability individual insurance program not rated using one of the exposure bases noted above.2 |
|
81401 |
|
NA |
|
LIQUOR LIABILITY |
|
|
|
|
|
Clubs |
|
70412 |
|
receipts |
|
Package stores, and other retail establishments |
|
59211 |
|
receipts |
|
Manufacturers, wholesalers, and distributors |
|
50911 |
|
receipts |
|
Restaurants, taverns, hotels, motels incl: package sales |
|
58161 |
|
receipts |
|
Temporary licenses |
|
58168 |
|
no exposure |
|
Owners or lessors of premises used by others |
|
58169 |
|
no exposure |
|
Liquor liability – not otherwise classified |
|
11111 |
|
no exposure |
|
Liquor liability individual insurer programs not rated using one of the exposure bases noted above.1 |
|
81111 |
|
NA |
Table:
1 Individual insurer programs that are not rated using one of the exposure bases above with this specified class definition will be reported as classification codes 81111 and 81714, respectively.
2 Individual insurer programs that are not rated using one of the exposure bases noted above with this specified class definition will be reported as classification code 81401.
MEDICAL MALPRACTICE
|
CLASS OR DATA TYPE |
|
CLASS CODE |
|
EXPOSURE BASE |
||
|
MD1 |
|
DO2 |
||||
|
CARDIAC SURGERY |
|
|
|
|
|
|
|
Surgery – cardiac |
|
80141 |
|
NA |
|
person-months |
|
Surgery – cardiovascular disease |
|
80150 |
|
84150 |
|
person-months |
|
CARDIAC – OTHER |
|
|
|
|
|
|
|
Cardiovascular disease – minor surgery |
|
80281 |
|
84281 |
|
person-months |
|
Cardiovascular disease – no surgery |
|
80255 |
|
84255 |
|
person-months |
|
CRITICAL CARE MEDICINE |
|
|
|
|
|
|
|
Intensive care medicine. Applies to any general practitioner or specialist employed in intensive care hospital unit |
|
80283 |
|
84283 |
|
person-months |
|
DENTISTS |
|
|
|
|
|
|
|
Oral surgery with anesthesia |
|
80210 |
|
NA |
|
person-months |
|
Oral surgery without anesthesia |
|
80211 |
|
NA |
|
person-months |
|
EMERGENCY ROOM SURGERY |
|
|
|
|
|
|
|
Emergency medicine – including major surgery |
|
80157 |
|
84157 |
|
person-months |
|
EMERGENCY ROOM – OTHER |
|
|
|
|
|
|
|
Emergency room – no major surgery |
|
80102 |
|
84102 |
|
person-months |
|
GENERAL PRACTITIONER (FAMILY PRACTICE) |
|
|
|
|
|
|
|
Family physician or general practitioner – no surgery |
|
80420 |
|
84420 |
|
person-months |
|
Family physician or general practitioner – minor surgery |
|
80421 |
|
84421 |
|
person-months |
|
Surgery – general practice or family practice |
|
80117 |
|
NA |
|
person-months |
|
GENERAL SURGERY |
|
|
|
|
|
|
|
Surgery – general – not otherwise classified. Does not apply to family or general practitioner or to any specialist who occasionally performs major surgery. |
|
80143 |
|
84143 |
|
person-months |
|
NEUROSURGERY |
|
|
|
|
|
|
|
Surgery – neurology – including child |
|
80152 |
|
84152 |
|
person-months |
|
Neurology – including child – minor surgery |
|
80288 |
|
84288 |
|
person-months |
|
OBSTETRICS/GYNECOLOGY – SURGERY |
|
|
|
|
|
|
|
Surgery – gynecology |
|
80167 |
|
84167 |
|
person-months |
|
Surgery – obstetrics |
|
80168 |
|
NA |
|
person-months |
|
Surgery – obstetrics – gynecology |
|
80153 |
|
84153 |
|
person-months |
|
OBSTETRICS/GYNECOLOGY – OTHER |
|
|
|
|
|
|
|
Gynecology – minor surgery |
|
80277 |
|
84277 |
|
person-months |
|
Gynecology – no surgery |
|
80244 |
|
84244 |
|
person-months |
|
ORTHOPEDIC SURGERY |
|
|
|
|
|
|
|
Surgery – orthopedic |
|
80154 |
|
84154 |
|
person-months |
|
PHYSICIANS, SURGEONS, AND DENTISTS |
|
|
|
|
|
|
|
Physicians, Surgeons, and Dentists not otherwise classified |
|
94999 |
|
94999 |
|
NA |
|
Physicians, Surgeons, and Dentists individual programs not rated using one of the exposure bases noted above |
|
90430 |
|
NA |
|
NA |
|
PLASTIC SURGERY |
|
|
|
|
|
|
|
Surgery – plastic – not otherwise classified |
|
80156 |
|
84156 |
|
person-months |
|
Surgery – plastic – otorhinolaryngology |
|
80155 |
|
84155 |
|
person-months |
|
THORASIC SURGERY |
|
|
|
|
|
|
|
Surgery – thoracic |
|
80144 |
|
84144 |
|
person-months |
|
VASCULAR SURGERY |
|
|
|
|
|
|
|
Surgery – vascular |
|
80146 |
|
NA |
|
person-months |
Table:
1 MD = Medical Doctor
2 DO = Doctor of Osteopathy
COMMERCIAL AUTO LIABILITY
|
CLASS OR DATA TYPE |
|
CLASS CODE |
|
EXPOSURE BASE |
|
|
|
|
|
|
|
Fleet and non-fleet combined trucks, tractors, and trailers – zone rated |
|
1A 1B 1C |
|
car-months (BI) receipts number of miles |
|
Fleet and non-fleet combined trucks, tractors, and trailers – all other, regardless of miles |
|
2A |
|
car-months (BI) |
|
Fleet and non-fleet taxicabs, and public livery, regardless of mileage, including limousines |
|
3A 3B 3C |
|
car-months (BI) receipts number of miles |
PRIVATE PASSENGER AUTO LIABILITY
|
CLASS OR DATA TYPE |
|
CLASS CODE |
|
EXPOSURE BASE |
|
PPA Liability |
|
NA |
|
car-months (BI) |
HOMEOWNER MULTI-PERIL
|
CLASS OR DATA TYPE |
|
CLASS CODE |
|
EXPOSURE BASE |
|
|
|
|
|
|
|
HO-1 |
|
HO-1 |
|
house-months |
|
HO-2 |
|
HO-2 |
|
house-months |
|
HO-3 |
|
HO-3 |
|
house-months |
|
HO-4 |
|
HO-4 |
|
house-months |
|
HO-5 |
|
HO-5 |
|
house-months |
|
HO-6 |
|
HO-6 |
|
house-months |
|
HO-8 |
|
HO-8 |
|
house-months |
|
Mobile Homes |
|
Mobile |
|
house-months |
|
HOMEOWNER ENDORSEMENTS |
|
|
|
|
|
Home Day Care endorsement |
|
323 |
|
NA |
|
Earthquake endorsement |
|
HEQ |
|
NA |
BUSINESS OWNERS PACKAGE
|
CLASS OR DATA TYPE |
|
CLASS CODE |
|
EXPOSURE BASE |
|
Business Owners Package (BOP). |
|
77777 |
|
NA |
PRIVATE PASSENGER AUTO PHYSICAL DAMAGE
|
CLASS OR DATA TYPE |
|
CLASS CODE |
|
EXPOSURE BASE |
|
PPA Physical Damage |
|
NA |
|
car-months (comp) |
EARTHQUAKE (REQ ONLY)
|
CLASS OR DATA TYPE |
|
CLASS CODE |
|
EXPOSURE BASE |
|
Residential Earthquake |
|
REQ |
|
NA |
SPECIAL CLASSIFICATIONS APPLICABLE TO EXCESS INSURANCE
|
CLASS OR DATA TYPE |
|
CLASS CODE |
|
EXPOSURE BASE |
|
|
|
|
|
|
|
Commercial Automobile |
|
9772 |
|
NA |
|
Personal Umbrella |
|
99930 |
|
NA |
|
Commercial Umbrella |
|
99935 |
|
NA |
|
Excess Insurance – All Other |
|
88888 |
|
NA |
RESIDENTIAL FIRE
|
CLASS OR DATA TYPE |
|
CLASS CODE |
|
EXPOSURE BASE |
|
Business and Contents – owner-occupied, 1-4 units |
|
9A |
|
house-months |
|
Contents only |
|
9B |
|
house-months |
|
Building only – non-owner-occupied |
|
9C |
|
house-months |
(Source: Amended at 31 Ill. Reg. 2287, effective January 22, 2007)