Section 3118.90  Charges for Services

a)         A public adjuster client shall not be required by the licensed public adjuster, or its agent, to pay higher fees to the public adjuster if the client does not elect to work with the contractor or vendor preferred or primarily recommended by the public adjuster.  A licensed public adjuster, or its agent, shall present to the public adjuster client not fewer than two good faith, competitive bids for any contractor, vendor or service provider recommended to the client by the public adjuster.

b)         If the public adjuster refers the insured to a contractor, the public adjuster warrants that all work will be performed in a workmanlike manner and conform to all statutes, ordinances and codes. Should the work not be completed in a workmanlike manner, the public adjuster shall be responsible for any and all costs and expense required to complete or repair the work in a workmanlike manner.

c)         A public adjuster commission, charges or fee shall not include the deductible amount and shall only be based on net claim payment made by the insurer.

(Source:  Amended at 39 Ill. Reg. 1528, effective January 9, 2015)