Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION Z Blended Nonsmoker Ultimate Age Nearest Birthday

(80) – 80% male, 20% female

(60) – 60% male, 40% female

(50) – 50% male, 50% female

(40) – 40% male, 60% female

(20) – 20% male, 80% female

	Blended Nonsmoker Ultimate Age Nearest Birthday					1 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
16	0.67	0.60	0.57	0.53	0.46
17	0.76	0.68	0.63	0.59	0.50
18	0.82	0.72	0.67	0.62	0.52
19	0.84	0.75	0.70	0.65	0.55
20	0.85	0.75	0.70	0.65	0.55
21	0.85	0.76	0.71	0.66	0.56
22	0.86	0.76	0.72	0.67	0.57
23	0.86	0.77	0.72	0.67	0.58
24	0.88	0.78	0.74	0.69	0.59
25	0.88	0.79	0.74	0.69	0.60
26	0.92	0.82	0.78	0.73	0.63
27	0.97	0.87	0.82	0.77	0.67
28	0.96	0.86	0.82	0.77	0.67
29	0.95	0.87	0.83	0.78	0.70
30	0.94	0.87	0.83	0.79	0.72
31	0.94	0.88	0.85	0.81	0.75
32	0.95	0.89	0.87	0.84	0.78
33	0.98	0.93	0.90	0.87	0.82
34	1.01	0.96	0.94	0.92	0.87
35	1.05	1.01	0.99	0.97	0.93
36	1.11	1.07	1.05	1.03	0.99
37	1.17	1.13	1.12	1.10	1.06
38	1.25	1.20	1.18	1.16	1.11
39	1.32	1.27	1.25	1.23	1.18
40	1.41	1.36	1.33	1.30	1.25
con't	con't	con't	con't	con't	con't

	Blended Nonsmoker Ultimate Age Nearest Birthday					2 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
41	1.52	1.46	1.43	1.39	1.33
42	1.65	1.58	1.54	1.50	1.43
43	1.81	1.72	1.68	1.63	1.54
44	1.99	1.89	1.84	1.78	1.68
45	2.21	2.08	2.02	1.96	1.83
46	2.41	2.28	2.21	2.14	2.01
47	2.65	2.50	2.43	2.36	2.21
48	2.80	2.67	2.61	2.55	2.42
49	2.98	2.87	2.81	2.75	2.64
50	3.22	3.12	3.06	3.01	2.91
51	3.50	3.40	3.35	3.31	3.21
52	3.86	3.76	3.71	3.67	3.57
53	4.26	4.16	4.10	4.05	3.95
54	4.75	4.62	4.56	4.50	4.37
55	5.34	5.17	5.09	5.01	4.84
56	5.95	5.75	5.66	5.56	5.37
57	6.60	6.38	6.26	6.15	5.92
58	7.19	6.95	6.84	6.72	6.49
59	7.84	7.58	7.46	7.33	7.07
60	8.61	8.31	8.16	8.00	7.70
61	9.54	9.16	8.97	8.78	8.40
62	10.65	10.16	9.92	9.68	9.20
63	11.89	11.27	10.96	10.65	10.04
64	13.19	12.43	12.06	11.68	10.94
65	14.57	13.68	13.23	12.79	11.92
66	15.98	14.97	14.46	13.96	12.97
67	17.43	16.31	15.75	15.20	14.10
68	19.00	17.76	17.15	16.54	15.35
69	20.63	19.29	18.64	17.98	16.69
70	22.58	21.10	20.37	19.64	18.22
con't	con't	con't	con't	con't	con't

	Blended Nonsmoker Ultimate Age Nearest Birthday					3 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
71	24.77	23.13	22.32	21.52	19.95
72	27.59	25.67	24.73	23.80	21.98
73	30.56	28.36	27.28	26.23	24.16
74	33.70	31.22	30.01	28.82	26.51
75	37.13	34.35	33.00	31.68	29.11
76	40.87	37.76	36.25	34.79	31.95
77	45.16	41.64	39.94	38.29	35.11
78	50.13	46.07	44.13	42.25	38.64
79	55.80	51.07	48.82	46.65	42.51
80	61.96	56.51	53.94	51.46	46.78
81	69.14	63.04	60.18	57.45	52.32
82	76.68	69.98	66.88	63.93	58.43
83	84.66	77.20	73.78	70.55	64.59
84	93.44	85.13	81.37	77.83	71.37
85	103.20	93.94	89.80	85.94	78.97
86	113.55	102.88	98.19	93.85	86.11
87	125.45	113.85	108.83	104.24	96.15
88	138.03	125.35	119.97	115.11	106.65
89	151.17	137.39	131.66	126.54	117.77
90	164.28	149.03	142.83	137.35	128.12
91	174.76	157.06	150.04	143.93	133.81
92	186.81	167.71	160.36	154.06	143.81
93	200.83	181.36	174.10	167.98	158.22
94	216.81	197.77	190.91	185.21	176.29
95	235.22	217.55	211.38	206.34	198.59
96	252.55	236.39	230.91	226.50	219.83
97	271.10	256.35	251.49	247.63	241.87
98	281.12	263.22	257.48	252.97	246.34
99	295.32	276.39	270.50	265.93	259.31
100	313.54	295.16	289.72	285.58	279.57
101	330.82	314.35	309.63	306.10	300.98
102	350.39	335.97	331.98	329.01	324.91
103	372.52	360.27	356.97	354.54	351.22
104	397.46	387.44	384.81	382.89	380.29
105	425.09	417.26	415.25	413.79	411.83
106	454.25	448.30	446.79	445.71	444.26
107	484.83	480.46	479.37	478.59	477.55
108	516.27	513.16	512.39	511.84	511.11
109	549.38	547.39	546.91	546.56	546.10
110	583.66	582.61	582.35	582.16	581.92
con't	con't	con't	con't	con't	con't

		Blended Nonsmoker Ultimate Age Nearest Birthday					4 of 4
Attained Age	(80)		(60)	(50)	(40)	(20)
111	617.39		616.80	616.65	616.55	616.41
112	650.79		650.26	650.13	650.04	649.92
113	682.37		681.25	680.97	680.78	680.53
114	724.03		723.67	723.58	723.52	723.43
115	763.93		763.63	763.56	763.51	763.44
116	805.53		805.19	805.11	805.05	804.97
117	850.80		850.60	850.55	850.51	850.47
118	893.94		893.09	892.89	892.75	892.56
119	938.06		936.37	935.99	935.72	935.34
120	1000.00		1000.00	1000.00	1000.00	1000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION AA Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
Issue Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.65	con't
5												0.64	0.78	con't
6											0.64	0.78	0.92	con't
7										0.64	0.78	0.92	1.03	con't
8									0.63	0.78	0.92	1.02	1.09	con't
9								0.63	0.78	0.91	1.02	1.08	1.16	con't
10							0.63	0.77	0.91	1.02	1.08	1.14	1.19	con't
11						0.63	0.77	0.91	1.00	1.07	1.13	1.18	1.23	con't
12					0.63	0.77	0.91	1.00	1.06	1.12	1.17	1.21	1.30	con't
13				0.63	0.77	0.91	0.99	1.05	1.10	1.15	1.20	1.28	1.36	con't
14			0.63	0.77	0.90	0.98	1.03	1.09	1.14	1.18	1.25	1.34	1.41	con't
15		0.63	0.77	0.90	0.98	1.01	1.08	1.12	1.17	1.24	1.33	1.39	1.48	con't
16	0.63	0.77	0.90	0.97	1.01	1.06	1.11	1.15	1.22	1.29	1.36	1.43	1.50	con't
17	0.77	0.90	0.97	1.00	1.05	1.11	1.14	1.20	1.28	1.33	1.39	1.46	1.51	con't
18	0.90	0.96	0.99	1.04	1.08	1.11	1.19	1.26	1.30	1.35	1.40	1.46	1.51	con't
19	0.92	0.95	1.00	1.05	1.08	1.14	1.21	1.26	1.30	1.34	1.40	1.44	1.51	con't
20	0.90	0.95	0.99	1.03	1.08	1.16	1.19	1.23	1.28	1.33	1.38	1.43	1.52	con't
21	0.88	0.91	0.95	1.01	1.06	1.11	1.17	1.20	1.26	1.31	1.38	1.46	1.56	con't
22	0.83	0.88	0.93	0.99	1.04	1.08	1.13	1.18	1.23	1.32	1.39	1.48	1.60	con't
23	0.80	0.84	0.90	0.97	1.02	1.09	1.13	1.19	1.26	1.33	1.44	1.55	1.69	con't
24	0.74	0.81	0.88	0.97	1.04	1.10	1.15	1.22	1.29	1.41	1.51	1.63	1.76	con't
25	0.66	0.76	0.87	0.99	1.07	1.13	1.20	1.26	1.37	1.48	1.60	1.72	1.88	con't
26	0.63	0.76	0.90	1.03	1.11	1.17	1.23	1.34	1.44	1.58	1.71	1.84	2.03	con't
27	0.62	0.78	0.94	1.06	1.16	1.22	1.32	1.42	1.55	1.69	1.83	2.01	2.20	con't
28	0.64	0.82	0.98	1.10	1.21	1.29	1.39	1.52	1.65	1.81	2.00	2.19	2.42	con't
29	0.65	0.85	1.01	1.14	1.28	1.38	1.50	1.63	1.76	1.98	2.17	2.41	2.66	con't
30	0.67	0.87	1.02	1.19	1.34	1.49	1.61	1.75	1.93	2.16	2.36	2.61	2.87	con't
31	0.67	0.87	1.05	1.23	1.41	1.58	1.73	1.90	2.07	2.27	2.51	2.80	3.16	con't
32	0.67	0.87	1.08	1.26	1.45	1.62	1.83	2.00	2.17	2.38	2.66	3.03	3.50	con't
33	0.72	0.93	1.13	1.34	1.54	1.74	1.94	2.12	2.31	2.53	2.87	3.31	3.86	con't
34	0.77	0.98	1.21	1.41	1.64	1.86	2.08	2.29	2.50	2.78	3.17	3.67	4.23	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration													Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Att Age
0				0.72	0.87	0.99	1.08	1.13	1.19	1.25	1.30	1.38	1.46	25
1			0.69	0.84	0.97	1.05	1.11	1.19	1.25	1.30	1.38	1.46	1.53	26
2		0.67	0.80	0.94	1.05	1.11	1.19	1.25	1.30	1.38	1.46	1.52	1.62	27
3	0.65	0.78	0.92	1.03	1.11	1.19	1.25	1.30	1.38	1.46	1.50	1.58	1.64	28
4	0.78	0.92	1.03	1.10	1.19	1.25	1.30	1.38	1.46	1.50	1.56	1.60	1.65	29
5	0.92	1.03	1.10	1.18	1.25	1.30	1.38	1.46	1.50	1.54	1.58	1.62	1.65	30
6	1.03	1.10	1.18	1.24	1.29	1.38	1.46	1.48	1.51	1.55	1.59	1.62	1.67	31
7	1.10	1.17	1.24	1.27	1.36	1.44	1.46	1.50	1.53	1.58	1.61	1.65	1.69	32
8	1.16	1.22	1.26	1.35	1.43	1.46	1.50	1.53	1.58	1.61	1.65	1.69	1.75	33
9	1.21	1.25	1.33	1.42	1.46	1.49	1.53	1.58	1.61	1.65	1.69	1.75	1.83	34
10	1.24	1.32	1.40	1.46	1.49	1.53	1.58	1.61	1.65	1.69	1.75	1.83	1.91	35
11	1.31	1.39	1.45	1.49	1.53	1.58	1.61	1.65	1.69	1.75	1.83	1.91	2.02	36
12	1.39	1.45	1.49	1.53	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.02	2.14	37
13	1.43	1.49	1.53	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.02	2.13	2.30	38
14	1.49	1.53	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.02	2.13	2.30	2.46	39
15	1.52	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.01	2.13	2.29	2.46	2.64	40
16	1.57	1.61	1.65	1.69	1.75	1.82	1.91	2.01	2.13	2.29	2.46	2.64	2.88	41
17	1.56	1.61	1.65	1.75	1.82	1.91	2.01	2.12	2.29	2.46	2.64	2.88	3.15	42
18	1.58	1.65	1.68	1.82	1.90	2.01	2.12	2.29	2.46	2.64	2.88	3.15	3.48	43
19	1.59	1.68	1.77	1.90	2.01	2.12	2.29	2.46	2.63	2.88	3.15	3.48	3.87	44
20	1.63	1.77	1.90	2.01	2.12	2.29	2.46	2.63	2.87	3.15	3.48	3.87	4.28	45
21	1.69	1.85	2.00	2.12	2.29	2.46	2.63	2.87	3.15	3.48	3.87	4.28	4.68	46
22	1.76	1.94	2.11	2.28	2.45	2.63	2.87	3.15	3.48	3.87	4.28	4.68	5.13	47
23	1.84	2.05	2.27	2.45	2.63	2.87	3.15	3.48	3.87	4.26	4.68	5.13	5.43	48
24	1.95	2.20	2.42	2.62	2.86	3.15	3.48	3.86	4.26	4.68	5.10	5.43	5.78	49
25	2.09	2.34	2.61	2.86	3.14	3.48	3.85	4.26	4.68	5.07	5.43	5.78	6.24	50
26	2.27	2.52	2.84	3.14	3.47	3.85	4.26	4.68	5.07	5.43	5.78	6.24	6.77	51
27	2.48	2.75	3.11	3.47	3.83	4.26	4.68	5.07	5.43	5.78	6.24	6.77	7.47	52
28	2.72	3.02	3.43	3.82	4.25	4.68	5.06	5.43	5.78	6.24	6.77	7.47	8.25	53
29	2.96	3.34	3.79	4.25	4.68	5.05	5.43	5.78	6.24	6.77	7.47	8.25	9.20	54
30	3.22	3.66	4.13	4.61	5.04	5.43	5.78	6.24	6.77	7.47	8.25	9.14	10.26	55
31	3.58	4.06	4.54	4.99	5.43	5.78	6.24	6.77	7.47	8.25	9.14	10.08	11.35	56
32	4.00	4.50	4.96	5.42	5.78	6.24	6.77	7.47	8.25	9.14	10.08	11.17	12.51	57
33	4.39	4.89	5.37	5.77	6.24	6.77	7.47	8.25	9.14	10.08	11.17	12.20	13.46	58
34	4.80	5.31	5.76	6.23	6.77	7.47	8.25	9.14	10.08	11.17	12.20	13.13	14.54	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
Issue Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.83	1.04	1.27	1.49	1.73	1.98	2.22	2.47	2.76	3.11	3.53	4.05	4.63	con't
36	0.87	1.09	1.33	1.57	1.83	2.08	2.36	2.71	3.07	3.49	3.94	4.45	5.04	con't
37	0.93	1.13	1.39	1.64	1.91	2.20	2.57	3.00	3.43	3.87	4.32	4.84	5.47	con't
38	0.99	1.25	1.52	1.76	2.04	2.39	2.84	3.33	3.82	4.27	4.72	5.27	5.92	con't
39	1.09	1.38	1.64	1.90	2.22	2.63	3.16	3.67	4.19	4.65	5.13	5.73	6.46	con't
40	1.16	1.49	1.79	2.09	2.44	2.94	3.49	4.05	4.55	5.06	5.62	6.32	7.10	con't
41	1.25	1.61	1.98	2.32	2.75	3.30	3.88	4.42	4.97	5.56	6.23	7.00	7.87	con't
42	1.34	1.79	2.21	2.61	3.09	3.63	4.23	4.83	5.45	6.15	6.91	7.77	8.72	con't
43	1.43	1.91	2.39	2.84	3.33	3.90	4.56	5.24	5.95	6.75	7.59	8.58	9.71	con't
44	1.55	2.07	2.57	3.04	3.56	4.19	4.92	5.71	6.51	7.39	8.32	9.55	10.83	con't
45	1.71	2.24	2.75	3.25	3.85	4.55	5.38	6.26	7.18	8.11	9.23	10.68	11.90	con't
46	1.87	2.40	2.92	3.47	4.15	4.96	5.87	6.85	7.85	8.92	10.20	11.62	12.81	con't
47	2.06	2.56	3.10	3.74	4.53	5.41	6.42	7.50	8.57	9.86	11.14	12.51	13.70	con't
48	2.25	2.78	3.39	4.09	4.89	5.84	6.92	8.10	9.30	10.74	11.98	13.38	14.76	con't
49	2.40	3.04	3.72	4.49	5.32	6.29	7.45	8.75	10.00	11.42	12.81	14.40	16.15	con't
50	2.61	3.35	4.11	4.90	5.76	6.77	8.02	9.37	10.66	12.10	13.74	15.74	17.88	con't
51	2.86	3.74	4.57	5.41	6.27	7.31	8.55	9.92	11.33	12.94	14.96	17.44	19.87	con't
52	3.12	4.17	5.09	5.95	6.83	7.84	9.10	10.56	12.18	14.13	16.53	19.35	21.86	con't
53	3.31	4.53	5.55	6.50	7.43	8.49	9.85	11.52	13.34	15.66	18.39	21.32	23.17	con't
54	3.46	4.89	6.07	7.07	8.03	9.21	10.80	12.73	14.78	17.41	20.24	22.61	24.84	con't
55	3.65	5.29	6.59	7.61	8.67	10.07	11.94	14.12	16.37	19.08	21.39	24.13	26.76	con't
56	3.85	5.62	7.03	8.16	9.39	11.07	13.22	15.66	18.00	20.25	22.94	26.04	28.89	con't
57	4.01	5.93	7.48	8.82	10.30	12.26	14.66	17.21	19.61	22.28	25.34	28.67	31.38	con't
58	4.27	6.28	8.00	9.59	11.39	13.61	16.12	18.68	21.04	24.07	27.48	31.16	34.42	con't
59	4.61	6.68	8.61	10.47	12.58	15.01	17.61	20.11	22.45	25.82	29.67	34.20	37.89	con't
60	5.03	7.16	9.28	11.42	13.82	16.41	19.04	21.55	23.88	27.68	32.11	37.22	41.52	con't
61	5.50	7.71	10.00	12.37	15.03	17.81	20.48	22.96	25.36	29.73	34.64	40.02	45.19	con't
62	6.05	8.32	10.76	13.36	16.27	19.24	22.01	24.57	27.14	32.02	37.21	42.74	48.66	con't
63	6.47	9.01	11.78	14.63	17.70	20.83	23.79	26.60	29.48	34.72	40.13	45.92	52.25	con't
64	6.83	10.01	12.86	15.96	19.27	22.61	25.83	29.01	32.27	37.81	43.52	49.78	56.72	con't
65	7.12	10.76	13.99	17.45	21.01	24.58	28.12	31.64	35.31	41.26	47.45	54.35	62.05	con't
66	7.29	11.77	15.27	18.87	22.81	26.53	30.15	33.87	37.89	44.21	50.99	58.61	67.28	con't
67	7.67	12.91	16.63	20.45	24.82	28.64	32.37	36.26	40.58	47.37	54.86	63.40	73.05	con't
68	8.61	14.15	18.16	22.18	26.60	31.03	35.35	39.67	44.05	51.47	59.88	69.39	79.81	con't
69	9.49	15.50	19.84	24.05	27.57	33.73	37.98	42.13	46.88	54.98	64.23	74.39	85.80	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration													Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Att Age
35	5.22	5.75	6.22	6.76	7.47	8.25	9.14	10.08	11.17	12.19	13.13	14.05	15.82	60
36	5.68	6.19	6.73	7.44	8.25	9.14	10.08	11.17	12.19	13.13	14.04	15.13	17.36	61
37	6.17	6.71	7.41	8.20	9.14	10.06	11.17	12.19	13.12	14.04	15.13	16.57	19.19	62
38	6.68	7.37	8.17	9.08	10.02	11.13	12.18	13.12	14.04	15.13	16.56	18.39	21.21	63
39	7.27	8.14	9.04	9.99	11.09	12.13	13.10	14.03	15.13	16.56	18.39	20.45	23.27	64
40	7.98	8.91	9.94	11.05	12.09	13.05	14.01	15.11	16.56	18.37	20.45	22.52	25.33	65
41	8.79	9.87	11.01	12.06	13.02	13.96	15.09	16.55	18.36	20.45	22.52	24.03	27.34	66
42	9.79	10.98	12.02	12.98	13.92	15.05	16.52	18.35	20.44	22.52	24.02	25.51	29.35	67
43	10.92	11.98	12.94	13.89	15.01	16.47	18.32	20.42	22.50	24.01	25.50	27.46	31.48	68
44	11.95	12.90	13.84	14.97	16.44	18.28	20.39	22.48	23.99	25.48	27.44	29.66	33.62	69
45	12.86	13.80	14.93	16.40	18.24	20.34	22.45	23.96	25.46	27.42	29.64	32.22	36.17	70
46	13.75	14.88	16.35	18.19	20.31	22.42	23.93	25.43	27.39	29.61	32.19	35.35	38.99	71
47	14.82	16.29	18.14	20.25	22.37	23.92	25.40	27.36	29.58	32.16	35.32	38.90	42.68	72
48	16.23	18.08	20.19	22.31	23.87	25.38	27.32	29.55	32.13	35.28	38.87	42.63	46.43	73
49	18.01	20.13	22.25	23.81	25.35	27.30	29.50	32.07	35.23	38.82	42.58	46.36	50.27	74
50	20.04	22.18	23.73	25.29	27.28	29.49	32.01	35.17	38.76	42.51	46.28	50.15	54.62	75
51	22.08	23.65	25.21	27.21	29.48	31.96	35.12	38.69	42.43	46.20	50.05	54.42	59.27	76
52	23.53	25.11	27.13	29.41	31.91	35.06	38.63	42.36	46.12	49.96	54.31	59.12	64.56	77
53	24.99	27.02	29.31	31.86	35.00	38.57	42.29	46.06	49.87	54.21	59.01	64.40	70.60	78
54	26.90	29.21	31.80	34.95	38.51	42.23	45.99	49.81	54.12	58.91	64.28	70.42	77.39	79
55	29.07	31.75	34.89	38.45	42.17	45.93	49.76	54.07	58.80	64.16	70.29	77.19	84.63	80
56	31.58	34.83	38.39	42.11	45.87	49.69	54.02	58.76	64.07	70.18	77.06	84.42	93.05	81
57	34.64	38.33	42.04	45.80	49.64	53.97	58.73	64.06	70.14	76.95	84.29	92.43	101.65	82
58	38.12	41.98	45.74	49.58	53.92	58.70	64.04	70.09	76.91	84.17	92.29	100.55	110.50	83
59	41.76	45.68	49.52	53.86	58.66	64.02	70.05	76.87	84.13	92.17	100.40	109.07	120.08	84
60	45.44	49.46	53.82	58.63	64.00	70.00	76.82	84.07	92.11	100.24	108.83	118.14	130.96	85
61	49.21	53.77	58.59	63.99	69.96	76.77	84.02	92.05	100.17	108.78	117.92	128.91	142.22	86
62	53.51	58.56	63.97	69.91	76.72	83.97	92.00	100.11	108.73	117.84	128.75	140.05	155.12	87
63	58.28	63.95	69.87	76.68	83.92	91.94	100.04	108.68	117.75	128.60	139.85	151.90	168.41	88
64	63.64	69.83	76.63	83.87	91.88	99.97	108.62	117.66	128.42	139.68	151.67	164.16	181.91	89
65	69.78	76.58	83.81	91.82	99.89	108.57	117.59	128.25	139.48	151.45	164.07	176.79	194.75	90
66	76.53	83.76	91.76	99.82	108.51	117.49	128.07	138.23	151.15	163.88	176.56	189.35	203.90	91
67	83.53	91.69	99.74	108.45	117.39	127.91	137.50	149.98	163.10	176.30	189.10	200.63	214.55	92
68	91.40	99.68	108.23	117.28	127.72	136.77	148.56	161.71	174.95	188.34	200.34	211.93	226.75	93
69	97.71	107.96	117.01	127.42	136.02	148.09	159.98	173.28	186.74	199.05	211.67	223.24	240.39	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday													5 of 6
Issue Age	Duration
Issue Age	1	2	3	4	5	6	7	8	9	10	11	12	13		con't
70	10.45	17.01	21.68	26.11	28.52	36.51	40.42	44.68	52.68	61.66	71.74	83.08	95.07		con't
71	12.63	18.68	23.70	27.22	32.18	38.85	42.63	49.30	57.03	66.47	77.48	89.24	101.93		con't
72	15.84	20.47	25.89	30.76	35.65	40.70	46.03	51.75	58.08	67.95	79.10	91.23	104.57		con't
73	17.88	23.99	29.29	33.96	38.28	42.67	47.47	55.40	60.20	70.06	81.66	94.49	108.70		con't
74	20.38	26.05	31.64	36.82	41.39	45.65	53.03	58.18	63.49	77.03	91.16	99.87	114.75		con't
75	23.23	27.57	33.87	40.34	44.51	50.98	56.47	62.30	74.38	88.91	97.68	112.79	127.72		con't
76	23.82	30.13	36.87	43.66	49.41	55.43	61.48	72.13	87.29	96.36	111.03	127.13	144.01		con't
77	24.57	32.26	39.99	47.81	54.30	60.65	70.85	85.61	95.36	109.56	124.19	140.69	154.66		con't
78	25.99	34.44	43.36	53.08	59.86	69.46	83.92	94.29	108.26	120.65	134.71	151.85	169.54		con't
79	27.40	37.17	47.71	59.18	67.94	82.29	93.25	106.96	118.54	131.52	149.08	167.59	185.28		con't
80	28.95	40.89	53.04	66.37	80.74	92.26	105.65	116.39	129.39	145.80	164.24	182.08	207.04		con't
81	31.10	45.53	59.70	75.05	91.37	104.44	114.32	127.72	143.08	160.28	181.38	206.81	218.49		con't
82	33.89	51.41	67.84	85.24	103.38	112.40	126.12	141.48	157.55	180.66	206.57	218.32	230.55		con't
83	37.79	58.43	77.42	96.73	110.66	124.68	139.94	154.86	179.07	206.39	218.15	230.36	243.23		con't
84	43.64	67.33	88.30	109.21	123.44	138.61	152.33	177.51	205.09	218.01	230.11	243.08	255.58		con't
85	51.57	77.70	99.90	122.55	137.51	150.04	176.11	203.89	216.64	229.91	242.98	255.35	268.95		con't
86	62.21	88.73	113.08	136.83	148.06	175.53	202.94	215.36	228.43	242.90	255.14	268.62	284.05		con't
87	72.12	102.10	127.92	146.49	174.99	202.78	214.34	227.07	241.21	254.96	268.29	282.88	299.37		con't
88	86.03	117.68	144.92	174.41	202.62	214.19	226.01	239.72	253.07	267.83	282.21	297.18	315.22		con't
89	103.02	135.65	173.86	202.48	214.07	225.87	238.71	251.55	265.77	281.54	296.17	312.08	328.11		con't
90	123.31	173.28	202.35	213.90	225.74	238.55	250.49	264.19	279.33	295.19	310.60	324.27	344.80		con't
91	164.84	200.29	213.79	225.60	238.37	250.28	263.84	277.59	292.76	309.26	322.68	339.99	357.00		con't
92	194.31	213.69	225.51	238.26	250.07	263.51	277.24	290.98	306.42	321.16	335.54	351.81	369.84		con't
93	213.58	225.38	238.10	249.87	263.19	276.84	290.41	304.48	318.45	331.66	346.89	364.09	387.33		con't
94	225.26	238.00	249.68	262.88	276.47	289.99	303.87	316.77	328.72	342.62	358.86	381.14	406.00		con't
95	237.86	249.51	262.59	276.21	289.67	303.34	316.22	326.79	339.61	354.40	375.57	399.39	425.85		con't
96	249.34	262.15	275.88	289.27	302.85	315.83	326.30	337.57	350.96	370.88	393.49	418.82	446.88		con't
97	261.56	275.29	288.90	302.40	315.29	325.85	336.96	348.80	367.33	388.59	412.62	439.46	469.07		con't
98	274.53	288.11	301.96	314.76	325.40	336.62	348.21	365.21	384.96	407.53	432.98	461.28	492.47		con't
99	287.14	300.96	314.36	324.94	336.11	348.21	364.84	382.92	403.85	427.72	454.53	484.32	517.12		con't

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday													6 of 6
Issue Age	Duration														Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25	Ultimate		Att Age
70	107.61	116.68	127.06	135.12	144.65	159.14	171.27	184.97	197.60	211.41	222.96	234.73	258.40		95
71	115.16	126.67	134.16	142.64	157.31	170.07	182.42	195.34	211.12	222.66	234.41	248.22	274.79		96
72	118.39	132.43	140.59	156.10	166.80	180.85	192.21	210.33	222.36	234.14	247.52	260.99	292.09		97
73	122.68	136.99	154.86	164.85	179.94	190.23	209.19	221.27	233.83	246.84	259.75	276.01	299.70		98
74	128.61	145.95	162.85	177.54	188.93	208.36	219.71	232.30	246.27	258.68	274.84	291.42	311.60		99
75	144.80	160.52	175.50	188.19	208.11	219.51	231.99	244.15	257.72	272.83	289.64	307.65	327.60		100
76	157.56	173.49	187.45	207.89	219.34	231.80	243.99	257.29	272.23	288.86	306.64	326.17	342.38		101
77	171.50	186.73	207.66	219.18	231.61	243.90	257.02	271.84	288.30	305.98	325.28	341.26	359.18		102
78	185.99	207.44	219.02	231.36	243.81	256.84	271.44	287.95	305.45	324.52	340.46	358.27	377.84		103
79	207.22	218.86	231.18	243.66	256.66	271.14	287.40	305.05	324.05	339.98	357.53	377.21	398.67		104
80	218.65	230.99	243.57	256.41	270.74	286.84	304.17	323.75	339.50	357.16	377.00	398.67	426.16		105
81	230.74	243.41	256.22	270.35	286.27	303.28	322.45	339.34	356.98	376.79	398.67	426.16	455.20		106
82	243.32	255.94	270.03	285.58	302.36	321.10	337.59	356.61	376.58	398.67	426.16	455.20	485.66		107
83	255.76	269.62	285.01	301.58	320.34	336.63	355.14	376.37	398.67	426.16	455.20	485.66	517.01		108
84	269.33	284.47	301.32	320.32	336.63	354.77	375.53	398.67	426.16	455.20	485.66	517.01	550.03		109
85	284.05	301.32	320.32	336.63	354.77	375.53	398.67	426.16	455.20	485.66	517.01	550.03	584.22		110
86	301.32	320.32	336.63	354.77	375.53	398.67	426.16	455.20	485.66	517.01	550.03	584.22	617.88		111
87	319.72	336.63	354.77	375.53	398.67	426.16	454.89	485.32	517.01	550.03	584.22	617.88	651.23		112
88	332.66	351.21	371.90	394.30	420.50	448.82	479.18	511.54	545.81	581.93	617.88	651.23	682.77		113
89	346.29	366.32	388.31	414.16	442.21	472.40	504.68	538.95	575.17	613.29	651.23	682.77	724.36		114
90	360.67	382.13	407.52	435.19	465.09	497.17	531.34	567.56	605.77	645.93	682.77	724.36	764.20		115
91	375.92	400.72	427.89	457.38	489.14	523.10	559.19	597.39	637.61	679.82	724.05	764.20	805.75		116
92	393.93	420.47	449.42	480.73	514.34	550.19	588.25	628.43	670.67	714.98	761.47	805.75	850.97		117
93	413.11	441.37	472.10	505.22	540.69	578.48	618.49	660.64	704.91	751.47	800.28	850.97	894.06		118
94	433.45	463.44	495.92	530.87	568.25	607.94	649.87	693.95	740.47	789.31	840.49	894.06	938.19		119
95	454.95	486.65	520.92	557.72	596.96	638.51	682.26	728.59	777.32	828.48	882.13	938.19	1,000.00		120
96	477.61	511.03	547.11	585.72	626.74	670.01	715.99	764.48	815.47	869.05	924.98	1,000.00
97	501.46	536.64	574.46	614.78	657.39	702.86	750.94	801.60	854.96	910.60	1,000.00
98	526.56	563.39	602.83	644.61	689.40	736.89	787.05	840.03	895.21	1,000.00
99	552.79	591.16	631.93	675.85	722.57	772.06	824.47	878.99	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION BB Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
Issue Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.58	con't
5												0.57	0.69	con't
6											0.57	0.69	0.81	con't
7										0.57	0.69	0.80	0.90	con't
8									0.56	0.69	0.80	0.89	0.96	con't
9								0.56	0.69	0.80	0.89	0.95	1.01	con't
10							0.56	0.68	0.79	0.89	0.94	1.00	1.04	con't
11						0.55	0.68	0.79	0.87	0.93	0.98	1.03	1.09	con't
12					0.55	0.67	0.79	0.86	0.92	0.97	1.02	1.07	1.15	con't
13				0.55	0.67	0.78	0.85	0.91	0.96	1.00	1.06	1.13	1.20	con't
14			0.55	0.67	0.78	0.85	0.90	0.94	0.99	1.03	1.10	1.18	1.25	con't
15		0.55	0.67	0.78	0.84	0.88	0.93	0.97	1.02	1.09	1.17	1.22	1.32	con't
16	0.55	0.67	0.78	0.84	0.87	0.92	0.96	1.00	1.07	1.13	1.19	1.28	1.34	con't
17	0.67	0.78	0.84	0.86	0.90	0.95	1.00	1.05	1.12	1.17	1.24	1.30	1.36	con't
18	0.77	0.82	0.85	0.89	0.93	0.97	1.04	1.10	1.15	1.20	1.25	1.32	1.37	con't
19	0.79	0.82	0.86	0.90	0.94	1.00	1.06	1.11	1.17	1.20	1.27	1.32	1.40	con't
20	0.78	0.81	0.85	0.90	0.95	1.02	1.05	1.11	1.16	1.21	1.27	1.34	1.44	con't
21	0.75	0.78	0.83	0.88	0.94	0.98	1.05	1.09	1.15	1.21	1.29	1.38	1.49	con't
22	0.71	0.76	0.81	0.87	0.92	0.98	1.03	1.09	1.15	1.24	1.33	1.43	1.53	con't
23	0.69	0.74	0.79	0.86	0.93	0.99	1.04	1.11	1.19	1.28	1.38	1.49	1.62	con't
24	0.64	0.71	0.78	0.87	0.94	1.01	1.07	1.15	1.24	1.35	1.45	1.56	1.71	con't
25	0.58	0.67	0.79	0.89	0.97	1.04	1.12	1.20	1.31	1.42	1.54	1.66	1.81	con't
26	0.56	0.68	0.81	0.92	1.01	1.08	1.17	1.27	1.37	1.51	1.64	1.76	1.94	con't
27	0.56	0.70	0.84	0.95	1.06	1.14	1.24	1.34	1.47	1.61	1.74	1.91	2.09	con't
28	0.58	0.74	0.88	1.00	1.11	1.20	1.30	1.42	1.56	1.71	1.89	2.07	2.29	con't
29	0.59	0.77	0.91	1.04	1.18	1.28	1.39	1.53	1.66	1.86	2.04	2.26	2.49	con't
30	0.62	0.79	0.93	1.09	1.23	1.36	1.50	1.62	1.80	2.01	2.21	2.44	2.70	con't
31	0.63	0.81	0.97	1.13	1.29	1.45	1.60	1.75	1.92	2.12	2.34	2.62	2.97	con't
32	0.64	0.82	1.00	1.16	1.33	1.50	1.68	1.85	2.03	2.24	2.51	2.86	3.28	con't
33	0.69	0.87	1.04	1.23	1.41	1.60	1.79	1.97	2.16	2.40	2.72	3.13	3.62	con't
34	0.73	0.91	1.11	1.29	1.51	1.71	1.92	2.14	2.35	2.64	3.00	3.46	3.99	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration													Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Att Age
0				0.64	0.77	0.87	0.95	1.00	1.05	1.10	1.15	1.22	1.29	25
1			0.62	0.74	0.85	0.93	0.99	1.05	1.10	1.15	1.22	1.28	1.35	26
2		0.60	0.72	0.83	0.92	0.98	1.05	1.10	1.15	1.22	1.28	1.34	1.44	27
3	0.58	0.70	0.81	0.91	0.98	1.04	1.10	1.15	1.22	1.28	1.33	1.41	1.46	28
4	0.70	0.81	0.90	0.97	1.04	1.10	1.15	1.22	1.28	1.33	1.39	1.43	1.48	29
5	0.81	0.90	0.97	1.04	1.10	1.15	1.22	1.28	1.33	1.38	1.41	1.46	1.49	30
6	0.90	0.97	1.04	1.08	1.14	1.22	1.28	1.31	1.36	1.39	1.43	1.46	1.53	31
7	0.96	1.02	1.08	1.12	1.20	1.27	1.29	1.35	1.38	1.42	1.45	1.51	1.57	32
8	1.01	1.07	1.12	1.19	1.26	1.29	1.35	1.38	1.42	1.45	1.51	1.57	1.64	33
9	1.06	1.11	1.18	1.25	1.29	1.34	1.38	1.42	1.45	1.51	1.57	1.64	1.72	34
10	1.09	1.17	1.24	1.29	1.34	1.38	1.42	1.45	1.51	1.57	1.64	1.72	1.81	35
11	1.15	1.23	1.28	1.33	1.37	1.42	1.45	1.51	1.56	1.63	1.71	1.80	1.93	36
12	1.22	1.28	1.33	1.37	1.41	1.45	1.51	1.56	1.63	1.71	1.80	1.92	2.05	37
13	1.26	1.33	1.37	1.41	1.45	1.51	1.56	1.63	1.71	1.80	1.92	2.04	2.19	38
14	1.33	1.37	1.41	1.45	1.51	1.56	1.63	1.71	1.80	1.92	2.03	2.18	2.34	39
15	1.36	1.41	1.45	1.51	1.56	1.63	1.71	1.80	1.92	2.03	2.18	2.34	2.51	40
16	1.40	1.45	1.51	1.56	1.63	1.71	1.80	1.92	2.03	2.18	2.34	2.51	2.72	41
17	1.42	1.48	1.53	1.63	1.71	1.80	1.91	2.02	2.18	2.34	2.51	2.72	2.97	42
18	1.45	1.53	1.58	1.71	1.80	1.91	2.02	2.18	2.34	2.51	2.72	2.97	3.27	43
19	1.49	1.58	1.67	1.80	1.91	2.02	2.17	2.34	2.50	2.72	2.97	3.27	3.62	44
20	1.54	1.67	1.80	1.91	2.02	2.17	2.34	2.50	2.71	2.97	3.27	3.62	3.99	45
21	1.61	1.75	1.91	2.02	2.17	2.33	2.50	2.71	2.97	3.27	3.62	3.99	4.37	46
22	1.68	1.85	2.01	2.16	2.33	2.50	2.71	2.97	3.27	3.62	3.99	4.37	4.80	47
23	1.77	1.95	2.15	2.31	2.49	2.71	2.97	3.27	3.62	3.97	4.37	4.80	5.14	48
24	1.87	2.09	2.29	2.48	2.70	2.97	3.27	3.61	3.97	4.37	4.78	5.14	5.53	49
25	2.00	2.21	2.46	2.69	2.95	3.27	3.61	3.97	4.37	4.76	5.14	5.53	6.02	50
26	2.16	2.39	2.67	2.95	3.25	3.60	3.97	4.37	4.76	5.14	5.53	6.02	6.58	51
27	2.35	2.59	2.91	3.25	3.58	3.97	4.37	4.75	5.14	5.53	6.02	6.58	7.28	52
28	2.55	2.84	3.21	3.56	3.96	4.37	4.75	5.14	5.53	6.02	6.58	7.28	8.04	53
29	2.78	3.13	3.54	3.96	4.37	4.74	5.14	5.53	6.02	6.58	7.28	8.04	8.96	54
30	3.03	3.43	3.86	4.32	4.73	5.14	5.53	6.02	6.58	7.28	8.04	8.92	9.96	55
31	3.35	3.79	4.26	4.70	5.14	5.53	6.02	6.58	7.28	8.04	8.92	9.83	11.01	56
32	3.73	4.21	4.67	5.13	5.53	6.02	6.58	7.28	8.04	8.92	9.83	10.87	12.11	57
33	4.12	4.60	5.08	5.51	6.02	6.58	7.28	8.04	8.92	9.82	10.87	11.88	13.06	58
34	4.52	5.02	5.50	6.00	6.58	7.28	8.04	8.92	9.82	10.87	11.88	12.81	14.13	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
Issue Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.77	0.96	1.16	1.37	1.59	1.83	2.06	2.32	2.61	2.95	3.35	3.84	4.38	con't
36	0.81	1.01	1.23	1.45	1.69	1.93	2.21	2.55	2.90	3.30	3.73	4.22	4.79	con't
37	0.86	1.05	1.29	1.53	1.78	2.07	2.41	2.82	3.23	3.66	4.11	4.61	5.21	con't
38	0.92	1.16	1.40	1.64	1.91	2.25	2.67	3.12	3.60	4.04	4.50	5.03	5.67	con't
39	1.01	1.27	1.52	1.78	2.09	2.48	2.96	3.45	3.94	4.42	4.90	5.50	6.20	con't
40	1.09	1.38	1.67	1.96	2.31	2.77	3.28	3.81	4.30	4.81	5.38	6.06	6.82	con't
41	1.18	1.50	1.85	2.19	2.59	3.10	3.64	4.17	4.71	5.30	5.96	6.72	7.54	con't
42	1.27	1.68	2.07	2.46	2.91	3.42	3.99	4.57	5.17	5.87	6.61	7.43	8.35	con't
43	1.38	1.81	2.25	2.70	3.17	3.71	4.33	4.98	5.67	6.44	7.26	8.21	9.27	con't
44	1.51	1.98	2.45	2.92	3.43	4.02	4.71	5.46	6.23	7.07	7.97	9.10	10.30	con't
45	1.66	2.16	2.66	3.16	3.73	4.40	5.18	6.01	6.88	7.78	8.82	10.14	11.30	con't
46	1.83	2.34	2.85	3.39	4.06	4.82	5.68	6.58	7.54	8.54	9.74	11.04	12.20	con't
47	2.02	2.52	3.06	3.69	4.44	5.27	6.20	7.21	8.23	9.42	10.61	11.91	13.08	con't
48	2.21	2.75	3.36	4.05	4.82	5.70	6.72	7.81	8.94	10.25	11.44	12.77	14.11	con't
49	2.35	2.98	3.69	4.44	5.24	6.17	7.24	8.44	9.62	10.94	12.26	13.75	15.38	con't
50	2.54	3.29	4.05	4.82	5.67	6.63	7.79	9.04	10.27	11.63	13.15	14.98	16.93	con't
51	2.77	3.69	4.49	5.30	6.15	7.15	8.31	9.60	10.94	12.44	14.27	16.49	18.67	con't
52	3.01	4.10	4.98	5.80	6.68	7.65	8.85	10.21	11.72	13.51	15.66	18.14	20.43	con't
53	3.19	4.46	5.42	6.32	7.22	8.26	9.54	11.07	12.75	14.85	17.27	19.87	21.71	con't
54	3.35	4.81	5.91	6.84	7.78	8.91	10.38	12.14	14.02	16.35	18.89	21.12	23.29	con't
55	3.54	5.21	6.42	7.37	8.39	9.68	11.38	13.35	15.39	17.84	20.02	22.58	25.08	con't
56	3.76	5.52	6.84	7.89	9.03	10.56	12.49	14.65	16.81	18.93	21.45	24.31	27.03	con't
57	3.91	5.83	7.29	8.48	9.84	11.59	13.71	16.00	18.23	20.72	23.54	26.62	29.31	con't
58	4.14	6.17	7.77	9.18	10.80	12.76	14.99	17.33	19.57	22.35	25.48	28.88	32.05	con't
59	4.45	6.53	8.35	9.97	11.82	13.98	16.31	18.64	20.90	24.00	27.51	31.62	35.17	con't
60	4.79	6.95	8.96	10.80	12.90	15.21	17.62	19.99	22.30	25.77	29.79	34.39	38.47	con't
61	5.18	7.43	9.58	11.63	13.95	16.45	18.92	21.32	23.76	27.73	32.19	37.06	41.88	con't
62	5.65	7.94	10.25	12.48	15.03	17.69	20.29	22.83	25.47	29.91	34.65	39.75	45.23	con't
63	6.06	8.53	11.09	13.53	16.21	19.05	21.86	24.66	27.61	32.42	37.44	42.85	48.75	con't
64	6.44	9.66	11.99	14.62	17.52	20.55	23.63	26.78	30.11	35.25	40.62	46.50	53.00	con't
65	6.79	10.32	12.92	15.82	18.94	22.21	25.58	29.08	32.84	38.41	44.26	50.76	57.98	con't
66	6.97	11.18	13.97	16.99	20.43	23.85	27.35	31.09	35.21	41.15	47.57	54.74	62.82	con't
67	7.28	12.15	15.09	18.29	22.08	25.64	29.31	33.26	37.70	44.11	51.19	59.18	68.11	con't
68	8.13	13.19	16.36	19.74	23.61	27.68	31.86	36.23	40.83	47.83	55.71	64.55	74.19	con't
69	8.94	14.33	17.76	21.32	24.59	30.01	34.22	38.57	43.56	51.17	59.82	69.26	79.77	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration													Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Att Age
35	4.94	5.47	5.98	6.56	7.28	8.04	8.92	9.82	10.87	11.87	12.81	13.76	15.35	60
36	5.39	5.93	6.51	7.23	8.04	8.92	9.82	10.87	11.87	12.81	13.75	14.84	16.78	61
37	5.89	6.46	7.17	7.95	8.92	9.79	10.87	11.87	12.80	13.75	14.84	16.19	18.47	62
38	6.40	7.10	7.89	8.78	9.72	10.80	11.85	12.80	13.75	14.84	16.19	17.87	20.28	63
39	6.99	7.82	8.72	9.64	10.72	11.76	12.77	13.73	14.84	16.19	17.87	19.72	22.15	64
40	7.66	8.57	9.56	10.65	11.68	12.68	13.69	14.80	16.19	17.85	19.72	21.59	24.05	65
41	8.45	9.47	10.57	11.61	12.60	13.61	14.76	16.15	17.84	19.71	21.59	23.08	25.94	66
42	9.37	10.50	11.53	12.52	13.52	14.67	16.10	17.80	19.69	21.59	23.07	24.58	27.86	67
43	10.41	11.46	12.45	13.46	14.60	16.02	17.75	19.65	21.56	23.06	24.56	26.45	29.92	68
44	11.38	12.38	13.38	14.52	15.94	17.67	19.59	21.52	23.02	24.53	26.42	28.55	32.03	69
45	12.29	13.29	14.44	15.87	17.60	19.52	21.46	22.96	24.49	26.39	28.51	30.97	34.51	70
46	13.19	14.35	15.77	17.50	19.44	21.41	22.91	24.44	26.33	28.46	30.92	33.86	37.27	71
47	14.23	15.66	17.39	19.33	21.31	22.89	24.38	26.27	28.41	30.86	33.81	37.16	40.73	72
48	15.53	17.27	19.22	21.19	22.78	24.33	26.20	28.34	30.79	33.74	37.09	40.62	44.30	73
49	17.13	19.09	21.07	22.66	24.28	26.15	28.24	30.68	33.64	37.00	40.54	44.17	48.01	74
50	18.92	20.92	22.52	24.15	26.12	28.23	30.56	33.53	36.87	40.39	44.01	47.77	52.09	75
51	20.73	22.35	23.99	25.98	28.21	30.46	33.41	36.74	40.25	43.85	47.59	51.79	56.47	76
52	22.12	23.80	25.81	28.06	30.36	33.30	36.62	40.12	43.70	47.41	51.59	56.19	61.39	77
53	23.57	25.60	27.87	30.25	33.19	36.50	39.98	43.57	47.24	51.40	55.97	61.08	66.93	78
54	25.36	27.66	30.14	33.08	36.38	39.86	43.45	47.13	51.21	55.77	60.84	66.59	73.09	79
55	27.40	30.04	32.96	36.26	39.73	43.32	47.02	51.11	55.56	60.61	66.33	72.71	79.66	80
56	29.71	32.86	36.15	39.62	43.20	46.90	51.01	55.49	60.44	66.12	72.46	79.27	87.62	81
57	32.48	36.03	39.49	43.07	46.78	50.92	55.42	60.42	66.04	72.25	79.01	86.44	95.88	82
58	35.62	39.38	42.95	46.66	50.81	55.35	60.38	65.95	72.17	78.78	86.17	93.80	104.24	83
59	38.93	42.83	46.54	50.71	55.29	60.35	65.86	72.08	78.70	85.95	93.52	101.54	113.25	84
60	42.36	46.43	50.62	55.22	60.31	65.77	71.99	78.60	85.84	93.21	101.10	109.62	123.17	85
61	45.96	50.52	55.15	60.28	65.69	71.90	78.49	85.72	93.08	101.00	109.21	119.37	132.87	86
62	50.03	55.09	60.25	65.61	71.81	78.39	85.61	92.96	100.91	109.08	119.07	128.88	144.85	87
63	54.55	60.21	65.52	71.72	78.31	85.51	92.83	100.81	108.91	118.79	128.52	139.00	157.03	88
64	59.61	65.43	71.62	78.20	85.40	92.69	100.70	108.73	118.47	128.20	138.59	149.40	169.30	89
65	65.35	71.53	78.09	85.28	92.56	100.61	108.59	118.15	127.84	138.17	149.23	160.22	180.32	90
66	71.43	77.99	85.18	92.42	100.50	108.42	117.83	126.78	137.70	148.90	159.83	170.90	186.40	91
67	77.77	85.06	92.29	100.41	108.25	117.55	126.06	136.66	148.10	159.41	170.46	180.79	195.28	92
68	84.79	92.18	100.01	108.08	117.23	125.37	135.46	146.90	158.22	169.66	180.30	190.88	206.80	93
69	90.71	99.53	107.60	116.73	124.65	134.91	145.42	156.78	168.28	179.12	190.46	201.05	220.54	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday													5 of 6
Issue	Duration
Age	1	2	3	4	5	6	7	8	9	10	11	12	13		con't
70	9.83	15.59	19.30	23.07	25.61	32.44	36.51	41.06	48.54	56.90	66.26	76.70	87.75		con't
71	11.65	16.99	21.01	24.18	28.66	34.62	38.72	45.13	52.52	61.33	71.49	82.38	94.08		con't
72	14.87	18.49	22.87	27.11	31.63	36.52	41.86	47.72	54.21	63.44	73.87	85.17	97.49		con't
73	16.56	21.27	25.64	29.84	34.06	38.59	43.67	51.22	56.75	66.10	77.00	88.95	102.02		con't
74	18.58	23.03	27.72	32.39	36.91	41.47	48.53	54.20	60.23	72.28	85.07	94.29	107.65		con't
75	20.87	24.45	29.77	35.50	39.84	46.11	51.92	58.22	69.14	81.93	91.09	104.86	116.92		con't
76	21.62	26.76	32.53	38.64	44.29	50.40	56.81	66.70	79.94	89.09	102.54	116.24	130.58		con't
77	22.60	28.88	35.51	42.52	48.85	55.39	64.92	77.86	87.50	100.38	113.98	127.70	139.10		con't
78	24.23	31.18	38.81	47.33	54.06	63.08	75.75	85.80	98.52	110.33	123.04	137.13	152.49		con't
79	25.46	34.06	43.00	52.91	61.21	73.72	84.11	96.64	107.88	120.27	135.17	150.83	165.66		con't
80	26.88	37.87	48.09	59.46	71.83	82.53	94.74	105.36	117.77	132.65	148.25	163.32	182.69		con't
81	29.07	42.58	54.34	67.24	81.12	93.00	102.94	115.56	129.74	145.29	162.57	182.31	193.28		con't
82	31.84	48.42	61.86	76.30	91.52	100.73	113.44	127.55	142.30	161.80	181.91	193.01	204.84		con't
83	35.40	54.93	70.64	86.45	98.83	111.61	125.46	139.38	159.54	181.59	192.72	204.53	216.71		con't
84	40.78	63.41	80.56	97.46	110.13	123.75	136.67	157.32	179.42	192.49	204.14	216.48	229.32		con't
85	48.24	73.17	90.73	109.25	122.44	134.39	155.38	177.41	190.25	203.82	216.32	228.96	243.06		con't
86	59.17	82.74	102.62	121.87	132.62	154.84	175.81	188.16	201.46	216.20	228.65	242.56	258.90		con't
87	67.45	94.96	115.83	131.53	154.35	175.54	186.50	199.28	213.56	228.38	242.08	257.20	275.14		con't
88	81.34	108.91	130.42	153.82	175.28	186.25	197.60	211.25	225.50	241.39	256.21	272.04	292.02		con't
89	97.96	124.30	153.32	175.05	186.04	197.37	209.68	223.21	238.34	255.25	270.61	287.69	306.65		con't
90	116.17	152.77	174.82	185.78	197.16	209.43	221.59	235.99	252.04	269.22	285.64	301.50	325.89		con't
91	147.20	173.40	185.60	196.94	209.15	221.28	235.46	249.51	265.78	283.80	299.37	319.59	338.82		con't
92	169.51	185.42	196.80	208.98	220.95	234.99	249.00	263.25	279.88	297.33	313.77	332.17	352.28		con't
93	185.25	196.60	208.73	220.65	234.50	248.41	262.44	277.21	293.69	308.69	325.87	345.06	370.25		con't
94	196.40	208.58	220.37	234.04	247.87	261.85	276.36	291.43	304.84	320.41	338.50	362.60	389.22		con't
95	208.36	220.10	233.61	247.49	261.39	275.63	290.70	302.31	316.55	332.90	355.73	381.16	409.17		con't
96	219.84	232.97	247.02	260.83	274.96	290.17	301.67	313.94	328.58	349.94	373.98	400.71	430.09		con't
97	232.09	246.16	260.30	274.34	289.46	301.08	313.16	325.87	345.56	368.01	393.24	421.24	451.97		con't
98	245.05	259.19	273.73	288.74	300.49	312.72	325.13	342.95	363.60	387.11	413.50	442.73	474.80		con't
99	257.80	272.35	288.21	299.89	312.08	325.13	342.48	361.11	382.69	407.22	434.72	465.18	498.62		con't

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday														6 of 6
Issue Age	Duration															Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25		Ultimate		Att Age
70	98.98	107.03	116.11	123.67	132.32	144.45	155.05	166.85	178.04	190.01	200.60	211.51	240.29			95
71	105.60	115.43	122.58	130.52	142.73	153.76	164.58	176.09	189.54	200.11	210.99	224.46		258.47		96
72	109.25	120.07	128.61	141.39	151.03	162.95	173.20	188.21	199.61	210.57	223.37	237.53		277.40		97
73	113.22	123.83	139.95	149.07	161.64	171.20	186.29	197.83	210.07	222.32	235.65	253.53		281.65		98
74	117.82	133.23	147.03	159.30	169.52	184.91	195.28	207.64	221.43	234.02	251.79	269.61		292.48		99
75	131.75	143.26	157.56	168.74	184.49	194.95	207.14	218.14	232.57	248.81	267.03	286.87		309.09		100
76	141.16	155.85	167.94	184.11	194.68	206.84	217.88	231.91	247.93	265.89	285.44	307.11		325.81		101
77	154.16	167.19	183.73	194.41	206.53	217.75	231.51	247.34	265.07	284.51	305.88	324.31		344.72		102
78	166.40	183.36	194.15	206.14	217.61	231.23	246.75	264.56	283.76	304.84	323.24	343.52		365.50		103
79	182.99	193.89	205.84	217.37	230.96	246.30	263.76	283.19	304.20	322.59	342.55	364.69		388.48		104
80	193.55	205.54	217.24	230.57	245.71	262.94	281.95	303.78	321.95	342.07	364.42	388.48		418.19		105
81	205.14	216.99	230.28	245.13	262.12	280.68	301.99	321.73	341.84	364.15	388.48	418.19		449.12		106
82	216.85	229.87	244.65	261.13	279.39	300.13	319.38	341.36	363.89	388.48	418.19	449.12		481.20		107
83	229.58	244.05	260.29	278.27	299.07	318.09	339.43	363.61	388.48	418.19	449.12	481.20		513.82		108
84	243.62	259.51	277.91	299.05	318.09	338.95	362.54	388.48	418.19	449.12	481.20	513.82		547.99		109
85	258.90	277.91	299.05	318.09	338.95	362.54	388.48	418.19	449.12	481.20	513.82	547.99		583.13		110
86	277.91	299.05	318.09	338.95	362.54	388.48	418.19	449.12	481.20	513.82	547.99	583.13		617.27		111
87	298.22	318.09	338.95	362.54	388.48	418.19	448.75	480.80	513.82	547.99	583.13	617.27		650.68		112
88	312.77	334.28	357.90	382.99	411.20	441.35	473.40	507.29	542.98	580.43	617.27	650.68		681.62		113
89	327.84	350.75	375.47	403.38	433.31	465.23	499.10	534.85	572.44	611.86	650.68	681.62		723.98		114
90	343.52	367.72	395.18	424.76	456.43	490.14	525.83	563.46	603.01	644.44	681.62	723.98		763.90		115
91	359.92	386.78	415.87	447.15	480.55	516.04	553.58	593.14	634.67	678.16	723.62	763.90		805.39		116
92	378.40	406.83	437.56	470.51	505.66	542.95	582.37	623.87	667.41	713.01	760.72	805.39		850.75		117
93	397.87	427.87	460.21	494.85	531.74	570.87	612.19	655.65	701.23	749.04	799.01	850.75		893.21		118
94	418.32	449.87	483.81	520.14	558.82	599.78	643.00	688.41	736.18	786.21	838.55	893.21		936.50		119
95	439.73	472.82	508.39	546.43	586.87	629.66	674.74	722.30	772.23	824.57	879.34	936.50		1,000.00		120
96	462.10	496.72	533.93	573.66	615.85	660.41	707.59	757.24	809.41	864.13	921.26	1,000.00
97	485.42	521.60	560.42	601.81	645.65	692.25	741.45	793.26	847.74	904.67	1,000.00
98	509.73	547.41	587.79	630.71	676.54	725.07	776.33	830.39	886.92	1,000.00
99	534.95	574.08	615.87	660.70	708.36	758.87	812.29	868.22	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION CC Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
Issue Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.55	con't
5												0.54	0.65	con't
6											0.54	0.65	0.75	con't
7										0.54	0.64	0.74	0.83	con't
8									0.53	0.64	0.74	0.82	0.88	con't
9								0.53	0.64	0.74	0.82	0.88	0.93	con't
10							0.52	0.63	0.73	0.81	0.87	0.92	0.97	con't
11						0.52	0.63	0.73	0.79	0.86	0.90	0.96	1.01	con't
12					0.52	0.62	0.73	0.79	0.85	0.89	0.95	0.99	1.06	con't
13				0.52	0.62	0.72	0.78	0.84	0.88	0.93	0.98	1.04	1.12	con't
14			0.52	0.62	0.71	0.77	0.82	0.86	0.92	0.95	1.02	1.10	1.16	con't
15		0.52	0.62	0.71	0.77	0.80	0.85	0.89	0.94	1.00	1.09	1.14	1.22	con't
16	0.52	0.62	0.71	0.76	0.80	0.84	0.88	0.92	0.99	1.05	1.11	1.19	1.25	con't
17	0.62	0.71	0.76	0.79	0.82	0.88	0.92	0.97	1.04	1.09	1.15	1.22	1.28	con't
18	0.71	0.75	0.78	0.81	0.86	0.89	0.95	1.02	1.07	1.12	1.18	1.25	1.31	con't
19	0.72	0.75	0.79	0.83	0.86	0.92	0.98	1.03	1.09	1.13	1.20	1.27	1.34	con't
20	0.71	0.74	0.79	0.82	0.87	0.95	0.98	1.03	1.09	1.15	1.22	1.29	1.39	con't
21	0.68	0.72	0.76	0.81	0.87	0.92	0.99	1.03	1.10	1.17	1.24	1.34	1.44	con't
22	0.66	0.70	0.75	0.81	0.86	0.92	0.98	1.04	1.12	1.20	1.29	1.39	1.50	con't
23	0.63	0.68	0.74	0.80	0.87	0.94	1.00	1.07	1.15	1.25	1.35	1.47	1.59	con't
24	0.59	0.66	0.73	0.81	0.89	0.96	1.03	1.11	1.21	1.32	1.43	1.54	1.67	con't
25	0.54	0.63	0.73	0.84	0.92	1.00	1.08	1.17	1.28	1.39	1.51	1.62	1.77	con't
26	0.52	0.63	0.76	0.87	0.96	1.04	1.13	1.23	1.34	1.48	1.60	1.73	1.90	con't
27	0.52	0.66	0.80	0.91	1.01	1.10	1.20	1.31	1.43	1.57	1.71	1.87	2.04	con't
28	0.55	0.70	0.83	0.95	1.06	1.15	1.26	1.38	1.52	1.67	1.84	2.02	2.23	con't
29	0.56	0.73	0.87	0.99	1.12	1.23	1.34	1.48	1.61	1.80	1.98	2.19	2.42	con't
30	0.60	0.76	0.89	1.04	1.17	1.31	1.44	1.57	1.74	1.94	2.13	2.36	2.61	con't
31	0.61	0.78	0.93	1.08	1.23	1.39	1.53	1.69	1.85	2.05	2.27	2.54	2.87	con't
32	0.63	0.79	0.96	1.12	1.27	1.44	1.62	1.78	1.96	2.17	2.43	2.76	3.16	con't
33	0.67	0.84	1.00	1.18	1.36	1.54	1.72	1.90	2.10	2.33	2.64	3.03	3.51	con't
34	0.71	0.88	1.07	1.24	1.44	1.64	1.85	2.07	2.28	2.56	2.91	3.37	3.87	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration													Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Att Age
0				0.60	0.72	0.81	0.88	0.93	0.97	1.03	1.07	1.13	1.20	25
1			0.58	0.69	0.79	0.86	0.92	0.97	1.03	1.07	1.13	1.19	1.26	26
2		0.56	0.67	0.77	0.85	0.91	0.97	1.03	1.07	1.13	1.19	1.25	1.34	27
3	0.55	0.65	0.75	0.84	0.91	0.96	1.03	1.07	1.13	1.19	1.24	1.31	1.37	28
4	0.65	0.75	0.83	0.90	0.96	1.03	1.07	1.13	1.19	1.24	1.30	1.34	1.40	29
5	0.75	0.83	0.90	0.96	1.03	1.07	1.13	1.19	1.24	1.28	1.33	1.38	1.42	30
6	0.83	0.89	0.96	1.01	1.06	1.13	1.19	1.22	1.27	1.31	1.36	1.39	1.46	31
7	0.89	0.94	1.01	1.04	1.12	1.18	1.21	1.26	1.30	1.35	1.38	1.44	1.51	32
8	0.93	0.99	1.04	1.11	1.18	1.21	1.26	1.30	1.35	1.38	1.44	1.51	1.58	33
9	0.98	1.03	1.09	1.16	1.21	1.25	1.30	1.35	1.38	1.44	1.51	1.58	1.67	34
10	1.01	1.08	1.15	1.20	1.25	1.30	1.35	1.38	1.44	1.51	1.58	1.67	1.77	35
11	1.07	1.14	1.20	1.24	1.29	1.35	1.38	1.44	1.50	1.57	1.66	1.76	1.88	36
12	1.14	1.19	1.24	1.29	1.34	1.38	1.44	1.50	1.57	1.66	1.76	1.87	2.01	37
13	1.18	1.23	1.29	1.34	1.38	1.44	1.50	1.57	1.66	1.76	1.87	2.00	2.14	38
14	1.23	1.28	1.34	1.38	1.44	1.50	1.57	1.66	1.76	1.87	1.99	2.13	2.29	39
15	1.27	1.33	1.38	1.44	1.50	1.57	1.66	1.76	1.87	1.98	2.13	2.29	2.45	40
16	1.33	1.38	1.44	1.50	1.57	1.65	1.76	1.87	1.98	2.13	2.29	2.45	2.65	41
17	1.35	1.41	1.47	1.57	1.65	1.76	1.86	1.98	2.13	2.29	2.45	2.65	2.88	42
18	1.39	1.47	1.53	1.65	1.75	1.86	1.98	2.13	2.29	2.45	2.65	2.88	3.16	43
19	1.44	1.53	1.62	1.75	1.86	1.98	2.12	2.29	2.44	2.65	2.88	3.16	3.49	44
20	1.49	1.62	1.75	1.86	1.98	2.12	2.29	2.44	2.64	2.88	3.16	3.49	3.85	45
21	1.57	1.71	1.86	1.97	2.12	2.28	2.44	2.64	2.88	3.16	3.49	3.85	4.21	46
22	1.65	1.81	1.96	2.11	2.28	2.43	2.64	2.88	3.16	3.49	3.85	4.21	4.63	47
23	1.73	1.91	2.09	2.26	2.43	2.64	2.88	3.16	3.49	3.84	4.21	4.63	5.00	48
24	1.83	2.04	2.23	2.41	2.62	2.88	3.16	3.48	3.84	4.21	4.61	5.00	5.41	49
25	1.95	2.16	2.39	2.61	2.86	3.16	3.48	3.84	4.21	4.60	5.00	5.41	5.92	50
26	2.11	2.32	2.59	2.85	3.14	3.47	3.84	4.21	4.60	5.00	5.41	5.92	6.49	51
27	2.28	2.51	2.82	3.13	3.46	3.84	4.21	4.59	5.00	5.41	5.92	6.49	7.18	52
28	2.48	2.75	3.10	3.43	3.83	4.21	4.59	5.00	5.41	5.92	6.49	7.18	7.94	53
29	2.69	3.02	3.41	3.82	4.21	4.58	5.00	5.41	5.92	6.49	7.18	7.94	8.84	54
30	2.93	3.30	3.73	4.17	4.58	5.00	5.41	5.92	6.49	7.18	7.94	8.81	9.82	55
31	3.23	3.67	4.11	4.55	5.00	5.41	5.92	6.49	7.18	7.94	8.81	9.71	10.83	56
32	3.61	4.07	4.52	5.00	5.41	5.92	6.49	7.18	7.94	8.81	9.71	10.72	11.92	57
33	3.98	4.46	4.94	5.39	5.92	6.49	7.18	7.94	8.81	9.71	10.72	11.73	12.86	58
34	4.38	4.88	5.37	5.89	6.49	7.18	7.94	8.81	9.71	10.72	11.73	12.65	13.92	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
Issue Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.75	0.93	1.12	1.32	1.53	1.76	1.99	2.24	2.52	2.86	3.26	3.73	4.26	con't
36	0.78	0.97	1.18	1.40	1.63	1.87	2.14	2.46	2.80	3.21	3.63	4.11	4.67	con't
37	0.83	1.02	1.24	1.47	1.72	2.00	2.33	2.72	3.13	3.56	4.00	4.51	5.09	con't
38	0.89	1.11	1.35	1.58	1.85	2.18	2.58	3.03	3.48	3.92	4.39	4.92	5.55	con't
39	0.97	1.22	1.46	1.72	2.02	2.40	2.87	3.34	3.82	4.31	4.80	5.39	6.08	con't
40	1.05	1.33	1.61	1.89	2.23	2.69	3.18	3.69	4.18	4.70	5.26	5.94	6.68	con't
41	1.14	1.45	1.79	2.11	2.51	3.00	3.52	4.04	4.58	5.17	5.83	6.57	7.39	con't
42	1.23	1.62	2.00	2.39	2.82	3.32	3.87	4.44	5.04	5.73	6.45	7.27	8.17	con't
43	1.34	1.76	2.19	2.62	3.09	3.62	4.22	4.86	5.54	6.29	7.10	8.02	9.06	con't
44	1.48	1.94	2.40	2.86	3.36	3.94	4.61	5.34	6.09	6.91	7.79	8.89	10.03	con't
45	1.64	2.12	2.61	3.11	3.68	4.34	5.08	5.88	6.73	7.61	8.62	9.87	11.01	con't
46	1.81	2.31	2.83	3.36	4.02	4.75	5.58	6.45	7.38	8.36	9.49	10.76	11.89	con't
47	1.99	2.51	3.04	3.67	4.41	5.20	6.10	7.07	8.06	9.20	10.36	11.62	12.78	con't
48	2.20	2.74	3.35	4.03	4.78	5.64	6.61	7.67	8.75	10.01	11.18	12.47	13.79	con't
49	2.33	2.96	3.67	4.41	5.20	6.11	7.14	8.28	9.43	10.70	11.99	13.43	15.00	con't
50	2.51	3.27	4.02	4.79	5.62	6.56	7.67	8.88	10.07	11.39	12.86	14.60	16.46	con't
51	2.72	3.66	4.45	5.25	6.10	7.06	8.20	9.44	10.74	12.19	13.93	16.01	18.08	con't
52	2.95	4.07	4.92	5.74	6.59	7.56	8.72	10.04	11.50	13.20	15.23	17.54	19.73	con't
53	3.13	4.42	5.36	6.22	7.12	8.14	9.38	10.85	12.46	14.45	16.71	19.16	20.99	con't
54	3.30	4.78	5.83	6.73	7.65	8.76	10.18	11.84	13.64	15.83	18.23	20.38	22.51	con't
55	3.48	5.16	6.33	7.25	8.24	9.50	11.11	12.96	14.91	17.22	19.35	21.80	24.25	con't
56	3.72	5.47	6.75	7.74	8.85	10.30	12.12	14.15	16.22	18.29	20.71	23.46	26.13	con't
57	3.87	5.77	7.19	8.32	9.61	11.26	13.25	15.41	17.55	19.94	22.65	25.62	28.31	con't
58	4.07	6.11	7.67	8.98	10.50	12.33	14.44	16.66	18.83	21.51	24.50	27.77	30.89	con't
59	4.36	6.46	8.22	9.73	11.45	13.48	15.67	17.91	20.14	23.11	26.47	30.35	33.85	con't
60	4.68	6.85	8.80	10.49	12.45	14.62	16.91	19.22	21.52	24.85	28.66	33.00	36.99	con't
61	5.02	7.29	9.38	11.26	13.43	15.77	18.15	20.52	22.98	26.76	30.99	35.63	40.28	con't
62	5.46	7.76	10.00	12.05	14.41	16.93	19.45	21.98	24.65	28.88	33.41	38.30	43.57	con't
63	5.86	8.29	10.76	12.98	15.49	18.18	20.91	23.71	26.70	31.30	36.13	41.36	47.07	con't
64	6.25	9.49	11.56	13.96	16.66	19.55	22.55	25.70	29.07	34.02	39.22	44.93	51.22	con't
65	6.62	10.10	12.39	15.03	17.93	21.05	24.35	27.84	31.64	37.03	42.74	49.05	56.04	con't
66	6.81	10.90	13.34	16.07	19.26	22.54	26.00	29.74	33.91	39.69	45.94	52.90	60.70	con't
67	7.09	11.77	14.34	17.24	20.75	24.18	27.82	31.81	36.32	42.55	49.44	57.17	65.78	con't
68	7.89	12.73	15.49	18.55	22.16	26.06	30.18	34.58	39.29	46.09	53.73	62.26	71.56	con't
69	8.67	13.76	16.75	19.99	23.15	28.21	32.42	36.86	41.98	49.37	57.73	66.86	76.97	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration													Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Att Age
35	4.81	5.34	5.87	6.46	7.18	7.94	8.81	9.71	10.72	11.72	12.65	13.61	15.12	60
36	5.25	5.81	6.40	7.11	7.94	8.81	9.71	10.72	11.72	12.65	13.61	14.69	16.49	61
37	5.75	6.33	7.04	7.82	8.81	9.67	10.72	11.72	12.65	13.61	14.69	16.00	18.11	62
38	6.27	6.95	7.75	8.63	9.57	10.63	11.69	12.65	13.61	14.69	16.00	17.61	19.82	63
39	6.84	7.66	8.55	9.48	10.52	11.58	12.61	13.58	14.69	16.00	17.61	19.35	21.60	64
40	7.51	8.40	9.38	10.43	11.48	12.49	13.53	14.64	16.00	17.59	19.35	21.14	23.42	65
41	8.27	9.28	10.34	11.39	12.39	13.42	14.59	15.95	17.57	19.35	21.14	22.62	25.24	66
42	9.17	10.26	11.30	12.30	13.32	14.49	15.88	17.53	19.33	21.13	22.61	24.11	27.13	67
43	10.15	11.21	12.21	13.23	14.40	15.79	17.46	19.27	21.10	22.59	24.09	25.96	29.16	68
44	11.11	12.12	13.14	14.30	15.70	17.37	19.20	21.05	22.54	24.06	25.93	28.01	31.26	69
45	12.01	13.03	14.20	15.60	17.28	19.11	20.98	22.47	24.00	25.88	27.97	30.36	33.70	70
46	12.91	14.08	15.48	17.16	19.01	20.92	22.40	23.94	25.81	27.91	30.30	33.14	36.43	71
47	13.94	15.34	17.02	18.88	20.79	22.39	23.86	25.74	27.84	30.23	33.07	36.30	39.79	72
48	15.19	16.87	18.73	20.64	22.24	23.80	25.64	27.75	30.14	32.99	36.22	39.66	43.27	73
49	16.70	18.57	20.49	22.10	23.74	25.59	27.63	30.00	32.87	36.10	39.55	43.11	46.92	74
50	18.36	20.31	21.92	23.58	25.55	27.61	29.86	32.73	35.95	39.37	42.91	46.63	50.88	75
51	20.07	21.71	23.39	25.38	27.59	29.74	32.58	35.79	39.19	42.71	46.41	50.53	55.13	76
52	21.43	23.15	25.16	27.41	29.60	32.44	35.64	39.03	42.52	46.19	50.29	54.78	59.88	77
53	22.85	24.90	27.17	29.47	32.30	35.49	38.87	42.37	45.97	50.05	54.51	59.49	65.19	78
54	24.61	26.91	29.34	32.17	35.34	38.72	42.21	45.83	49.82	54.26	59.20	64.77	71.06	79
55	26.58	29.21	32.02	35.19	38.55	42.05	45.69	49.69	54.01	58.92	64.45	70.59	77.33	80
56	28.80	31.89	35.05	38.42	41.91	45.55	49.57	53.92	58.71	64.20	70.29	76.85	85.10	81
57	31.43	34.90	38.26	41.75	45.41	49.46	53.84	58.68	64.10	70.03	76.53	83.66	93.22	82
58	34.40	38.11	41.60	45.26	49.33	53.76	58.64	63.99	69.93	76.25	83.33	90.69	101.38	83
59	37.56	41.45	45.11	49.20	53.68	58.60	63.88	69.82	76.16	83.06	90.34	98.11	110.17	84
60	40.88	44.97	49.09	53.60	58.56	63.76	69.71	76.03	82.92	89.97	97.57	105.78	119.68	85
61	44.39	48.97	53.50	58.51	63.66	69.60	75.90	82.78	89.81	97.45	105.28	115.10	128.74	86
62	48.36	53.42	58.48	63.56	69.49	75.78	82.65	89.66	97.33	105.12	114.74	123.95	140.39	87
63	52.77	58.43	63.46	69.38	75.67	82.53	89.50	97.21	104.92	114.40	123.52	133.40	152.18	88
64	57.69	63.35	69.26	75.55	82.39	89.34	97.09	104.71	114.01	123.13	132.90	143.11	164.01	89
65	63.24	69.15	75.41	82.24	89.17	96.97	104.53	113.63	122.70	132.41	142.90	153.28	174.41	90
66	69.03	75.29	82.12	89.01	96.84	104.33	113.24	121.72	131.85	142.51	152.82	163.34	179.40	91
67	75.07	81.98	88.85	96.73	104.13	112.91	121.01	130.88	141.71	152.33	162.82	172.86	187.81	92
68	81.72	88.73	96.25	103.93	112.54	120.34	129.77	140.59	151.21	162.01	172.29	182.73	199.31	93
69	87.48	95.68	103.35	111.94	119.63	129.18	139.21	149.86	160.71	171.15	182.23	192.72	213.34	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday													5 of 6
Issue	Duration
Age	1	2	3	4	5	6	7	8	9	10	11	12	13		con't
70	9.52	14.90	18.15	21.61	24.20	30.48	34.64	39.33	46.57	54.65	63.69	73.73	84.37		con't
71	11.16	16.17	19.71	22.72	26.98	32.60	36.85	43.15	50.38	58.92	68.70	79.21	90.50		con't
72	14.41	17.53	21.41	25.35	29.71	34.53	39.88	45.81	52.40	61.34	71.46	82.41	94.29		con't
73	15.91	19.96	23.89	27.87	32.05	36.66	41.87	49.27	55.15	64.27	74.87	86.45	99.02		con't
74	17.72	21.58	25.83	30.28	34.79	39.50	46.42	52.36	58.73	70.11	82.33	91.79	104.51		con't
75	19.74	22.95	27.81	33.20	37.64	43.83	49.81	56.34	66.74	78.77	88.15	101.35	112.23		con't
76	20.57	25.15	30.48	36.27	41.89	48.07	54.65	64.22	76.62	85.84	98.79	111.52	124.86		con't
77	21.67	27.28	33.39	40.03	46.33	52.97	62.21	74.36	83.98	96.32	109.54	122.15	132.58		con't
78	23.39	29.65	36.68	44.65	51.38	60.17	72.06	82.00	94.22	105.85	118.07	130.95	145.51		con't
79	24.54	32.61	40.81	50.02	58.14	69.85	80.02	92.08	103.26	115.48	129.33	143.96	157.81		con't
80	25.90	36.47	45.80	56.29	67.81	78.17	89.92	100.57	112.81	127.14	141.70	155.82	173.25		con't
81	28.12	41.22	51.90	63.72	76.53	87.95	97.99	110.38	124.15	139.15	155.05	172.81	183.82		con't
82	30.90	47.06	59.16	72.29	86.28	95.66	108.04	121.71	136.05	154.25	172.35	183.51	195.51		con't
83	34.30	53.35	67.61	81.91	93.69	106.04	119.39	133.03	151.72	171.98	183.18	195.17	207.43		con't
84	39.49	61.65	77.14	92.35	104.45	117.52	130.26	149.25	169.47	182.91	194.72	207.18	220.43		con't
85	46.75	71.17	86.75	103.58	116.13	127.98	147.09	167.14	180.35	194.36	207.00	220.03	234.55		con't
86	57.82	80.14	98.15	115.60	126.29	146.57	165.29	177.96	191.68	206.86	219.67	233.99	250.86		con't
87	65.43	91.92	110.75	125.40	146.10	164.98	176.04	189.21	203.90	219.37	233.46	248.98	267.64		con't
88	79.33	105.24	124.48	145.59	164.68	175.76	187.30	201.30	216.17	232.70	247.90	264.26	285.10		con't
89	95.84	119.66	145.10	164.41	175.53	187.04	199.53	213.60	229.32	246.84	262.70	280.42	300.47		con't
90	113.24	144.56	164.15	175.22	186.80	199.24	211.80	226.73	243.31	261.18	278.19	294.95	320.62		con't
91	140.15	162.98	175.02	186.55	198.94	211.45	226.14	240.52	257.42	276.20	292.66	313.91	333.89		con't
92	159.90	174.81	186.39	198.74	211.09	225.61	239.96	254.67	271.97	290.47	307.70	326.85	347.63		con't
93	174.61	186.16	198.46	210.75	225.07	239.32	253.78	269.07	286.56	302.28	320.17	340.02	365.83		con't
94	185.94	198.29	210.44	224.56	238.72	253.14	268.15	284.14	298.18	314.39	333.11	357.81	384.95		con't
95	198.04	210.14	224.09	238.31	252.64	267.37	283.35	295.49	310.30	327.21	350.60	376.52	404.98		con't
96	209.85	223.37	237.79	252.02	266.64	282.78	294.80	307.53	322.66	344.52	369.02	396.16	425.92		con't
97	222.40	236.84	251.44	265.96	282.01	294.18	306.71	319.79	339.92	362.78	388.38	416.71	447.75		con't
98	235.62	250.23	265.31	281.25	293.54	306.25	319.02	337.18	358.16	381.98	408.66	438.15	470.47		con't
99	248.72	263.82	280.67	292.91	305.56	319.02	336.69	355.56	377.37	402.13	429.84	460.49	494.10		con't

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday													6 of 6
Issue Age	Duration														Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25	Ultimate		Att Age
70	95.03	102.67	111.21	118.62	126.97	138.19	148.26	159.42	170.21	181.72	192.21	203.10	233.96		95
71	101.29	110.41	117.47	125.26	136.51	146.93	157.27	168.39	181.17	191.64	202.50	216.15	252.94		96
72	105.15	114.62	123.41	135.12	144.41	155.61	165.59	179.63	191.07	202.02	214.93	229.58	272.57		97
73	109.05	118.12	133.59	142.46	154.14	163.58	177.42	189.03	201.45	213.74	227.49	246.14	275.88		98
74	113.14	127.81	140.40	151.83	161.76	175.82	186.11	198.70	212.74	225.66	244.22	262.64	286.56		99
75	126.18	136.03	150.21	160.96	175.33	185.73	198.13	209.05	224.05	240.91	259.79	280.44	303.57		100
76	134.28	148.63	160.14	174.89	185.42	197.78	208.75	223.31	239.94	258.55	278.88	301.43	321.04		101
77	147.06	159.38	174.46	185.12	197.44	208.60	222.86	239.29	257.64	277.87	300.10	319.43	340.69		102
78	158.56	174.02	184.81	197.00	208.44	222.56	238.63	257.08	277.05	298.97	318.28	339.41	362.16		103
79	173.60	184.51	196.65	208.18	222.26	238.14	256.20	276.43	298.28	317.59	338.38	361.31	385.78		104
80	184.13	196.32	208.03	221.82	237.49	255.31	275.07	297.82	316.89	337.87	361.01	385.78	416.13		105
81	195.86	207.75	221.49	236.84	254.40	273.69	295.89