Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION Z Blended Nonsmoker Ultimate Age Nearest Birthday

(80) – 80% male, 20% female

(60) – 60% male, 40% female

(50) – 50% male, 50% female

(40) – 40% male, 60% female

(20) – 20% male, 80% female

	Blended Nonsmoker Ultimate Age Nearest Birthday					1 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
16	0.67	0.60	0.57	0.53	0.46
17	0.76	0.68	0.63	0.59	0.50
18	0.82	0.72	0.67	0.62	0.52
19	0.84	0.75	0.70	0.65	0.55
20	0.85	0.75	0.70	0.65	0.55
21	0.85	0.76	0.71	0.66	0.56
22	0.86	0.76	0.72	0.67	0.57
23	0.86	0.77	0.72	0.67	0.58
24	0.88	0.78	0.74	0.69	0.59
25	0.88	0.79	0.74	0.69	0.60
26	0.92	0.82	0.78	0.73	0.63
27	0.97	0.87	0.82	0.77	0.67
28	0.96	0.86	0.82	0.77	0.67
29	0.95	0.87	0.83	0.78	0.70
30	0.94	0.87	0.83	0.79	0.72
31	0.94	0.88	0.85	0.81	0.75
32	0.95	0.89	0.87	0.84	0.78
33	0.98	0.93	0.90	0.87	0.82
34	1.01	0.96	0.94	0.92	0.87
35	1.05	1.01	0.99	0.97	0.93
36	1.11	1.07	1.05	1.03	0.99
37	1.17	1.13	1.12	1.10	1.06
38	1.25	1.20	1.18	1.16	1.11
39	1.32	1.27	1.25	1.23	1.18
40	1.41	1.36	1.33	1.30	1.25
con't	con't	con't	con't	con't	con't

	Blended Nonsmoker Ultimate Age Nearest Birthday					2 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
41	1.52	1.46	1.43	1.39	1.33
42	1.65	1.58	1.54	1.50	1.43
43	1.81	1.72	1.68	1.63	1.54
44	1.99	1.89	1.84	1.78	1.68
45	2.21	2.08	2.02	1.96	1.83
46	2.41	2.28	2.21	2.14	2.01
47	2.65	2.50	2.43	2.36	2.21
48	2.80	2.67	2.61	2.55	2.42
49	2.98	2.87	2.81	2.75	2.64
50	3.22	3.12	3.06	3.01	2.91
51	3.50	3.40	3.35	3.31	3.21
52	3.86	3.76	3.71	3.67	3.57
53	4.26	4.16	4.10	4.05	3.95
54	4.75	4.62	4.56	4.50	4.37
55	5.34	5.17	5.09	5.01	4.84
56	5.95	5.75	5.66	5.56	5.37
57	6.60	6.38	6.26	6.15	5.92
58	7.19	6.95	6.84	6.72	6.49
59	7.84	7.58	7.46	7.33	7.07
60	8.61	8.31	8.16	8.00	7.70
61	9.54	9.16	8.97	8.78	8.40
62	10.65	10.16	9.92	9.68	9.20
63	11.89	11.27	10.96	10.65	10.04
64	13.19	12.43	12.06	11.68	10.94
65	14.57	13.68	13.23	12.79	11.92
66	15.98	14.97	14.46	13.96	12.97
67	17.43	16.31	15.75	15.20	14.10
68	19.00	17.76	17.15	16.54	15.35
69	20.63	19.29	18.64	17.98	16.69
70	22.58	21.10	20.37	19.64	18.22
con't	con't	con't	con't	con't	con't

	Blended Nonsmoker Ultimate Age Nearest Birthday					3 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
71	24.77	23.13	22.32	21.52	19.95
72	27.59	25.67	24.73	23.80	21.98
73	30.56	28.36	27.28	26.23	24.16
74	33.70	31.22	30.01	28.82	26.51
75	37.13	34.35	33.00	31.68	29.11
76	40.87	37.76	36.25	34.79	31.95
77	45.16	41.64	39.94	38.29	35.11
78	50.13	46.07	44.13	42.25	38.64
79	55.80	51.07	48.82	46.65	42.51
80	61.96	56.51	53.94	51.46	46.78
81	69.14	63.04	60.18	57.45	52.32
82	76.68	69.98	66.88	63.93	58.43
83	84.66	77.20	73.78	70.55	64.59
84	93.44	85.13	81.37	77.83	71.37
85	103.20	93.94	89.80	85.94	78.97
86	113.55	102.88	98.19	93.85	86.11
87	125.45	113.85	108.83	104.24	96.15
88	138.03	125.35	119.97	115.11	106.65
89	151.17	137.39	131.66	126.54	117.77
90	164.28	149.03	142.83	137.35	128.12
91	174.76	157.06	150.04	143.93	133.81
92	186.81	167.71	160.36	154.06	143.81
93	200.83	181.36	174.10	167.98	158.22
94	216.81	197.77	190.91	185.21	176.29
95	235.22	217.55	211.38	206.34	198.59
96	252.55	236.39	230.91	226.50	219.83
97	271.10	256.35	251.49	247.63	241.87
98	281.12	263.22	257.48	252.97	246.34
99	295.32	276.39	270.50	265.93	259.31
100	313.54	295.16	289.72	285.58	279.57
101	330.82	314.35	309.63	306.10	300.98
102	350.39	335.97	331.98	329.01	324.91
103	372.52	360.27	356.97	354.54	351.22
104	397.46	387.44	384.81	382.89	380.29
105	425.09	417.26	415.25	413.79	411.83
106	454.25	448.30	446.79	445.71	444.26
107	484.83	480.46	479.37	478.59	477.55
108	516.27	513.16	512.39	511.84	511.11
109	549.38	547.39	546.91	546.56	546.10
110	583.66	582.61	582.35	582.16	581.92
con't	con't	con't	con't	con't	con't

		Blended Nonsmoker Ultimate Age Nearest Birthday					4 of 4
Attained Age	(80)		(60)	(50)	(40)	(20)
111	617.39		616.80	616.65	616.55	616.41
112	650.79		650.26	650.13	650.04	649.92
113	682.37		681.25	680.97	680.78	680.53
114	724.03		723.67	723.58	723.52	723.43
115	763.93		763.63	763.56	763.51	763.44
116	805.53		805.19	805.11	805.05	804.97
117	850.80		850.60	850.55	850.51	850.47
118	893.94		893.09	892.89	892.75	892.56
119	938.06		936.37	935.99	935.72	935.34
120	1000.00		1000.00	1000.00	1000.00	1000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION AA Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
Issue Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.65	con't
5												0.64	0.78	con't
6											0.64	0.78	0.92	con't
7										0.64	0.78	0.92	1.03	con't
8									0.63	0.78	0.92	1.02	1.09	con't
9								0.63	0.78	0.91	1.02	1.08	1.16	con't
10							0.63	0.77	0.91	1.02	1.08	1.14	1.19	con't
11						0.63	0.77	0.91	1.00	1.07	1.13	1.18	1.23	con't
12					0.63	0.77	0.91	1.00	1.06	1.12	1.17	1.21	1.30	con't
13				0.63	0.77	0.91	0.99	1.05	1.10	1.15	1.20	1.28	1.36	con't
14			0.63	0.77	0.90	0.98	1.03	1.09	1.14	1.18	1.25	1.34	1.41	con't
15		0.63	0.77	0.90	0.98	1.01	1.08	1.12	1.17	1.24	1.33	1.39	1.48	con't
16	0.63	0.77	0.90	0.97	1.01	1.06	1.11	1.15	1.22	1.29	1.36	1.43	1.50	con't
17	0.77	0.90	0.97	1.00	1.05	1.11	1.14	1.20	1.28	1.33	1.39	1.46	1.51	con't
18	0.90	0.96	0.99	1.04	1.08	1.11	1.19	1.26	1.30	1.35	1.40	1.46	1.51	con't
19	0.92	0.95	1.00	1.05	1.08	1.14	1.21	1.26	1.30	1.34	1.40	1.44	1.51	con't
20	0.90	0.95	0.99	1.03	1.08	1.16	1.19	1.23	1.28	1.33	1.38	1.43	1.52	con't
21	0.88	0.91	0.95	1.01	1.06	1.11	1.17	1.20	1.26	1.31	1.38	1.46	1.56	con't
22	0.83	0.88	0.93	0.99	1.04	1.08	1.13	1.18	1.23	1.32	1.39	1.48	1.60	con't
23	0.80	0.84	0.90	0.97	1.02	1.09	1.13	1.19	1.26	1.33	1.44	1.55	1.69	con't
24	0.74	0.81	0.88	0.97	1.04	1.10	1.15	1.22	1.29	1.41	1.51	1.63	1.76	con't
25	0.66	0.76	0.87	0.99	1.07	1.13	1.20	1.26	1.37	1.48	1.60	1.72	1.88	con't
26	0.63	0.76	0.90	1.03	1.11	1.17	1.23	1.34	1.44	1.58	1.71	1.84	2.03	con't
27	0.62	0.78	0.94	1.06	1.16	1.22	1.32	1.42	1.55	1.69	1.83	2.01	2.20	con't
28	0.64	0.82	0.98	1.10	1.21	1.29	1.39	1.52	1.65	1.81	2.00	2.19	2.42	con't
29	0.65	0.85	1.01	1.14	1.28	1.38	1.50	1.63	1.76	1.98	2.17	2.41	2.66	con't
30	0.67	0.87	1.02	1.19	1.34	1.49	1.61	1.75	1.93	2.16	2.36	2.61	2.87	con't
31	0.67	0.87	1.05	1.23	1.41	1.58	1.73	1.90	2.07	2.27	2.51	2.80	3.16	con't
32	0.67	0.87	1.08	1.26	1.45	1.62	1.83	2.00	2.17	2.38	2.66	3.03	3.50	con't
33	0.72	0.93	1.13	1.34	1.54	1.74	1.94	2.12	2.31	2.53	2.87	3.31	3.86	con't
34	0.77	0.98	1.21	1.41	1.64	1.86	2.08	2.29	2.50	2.78	3.17	3.67	4.23	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration													Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Att Age
0				0.72	0.87	0.99	1.08	1.13	1.19	1.25	1.30	1.38	1.46	25
1			0.69	0.84	0.97	1.05	1.11	1.19	1.25	1.30	1.38	1.46	1.53	26
2		0.67	0.80	0.94	1.05	1.11	1.19	1.25	1.30	1.38	1.46	1.52	1.62	27
3	0.65	0.78	0.92	1.03	1.11	1.19	1.25	1.30	1.38	1.46	1.50	1.58	1.64	28
4	0.78	0.92	1.03	1.10	1.19	1.25	1.30	1.38	1.46	1.50	1.56	1.60	1.65	29
5	0.92	1.03	1.10	1.18	1.25	1.30	1.38	1.46	1.50	1.54	1.58	1.62	1.65	30
6	1.03	1.10	1.18	1.24	1.29	1.38	1.46	1.48	1.51	1.55	1.59	1.62	1.67	31
7	1.10	1.17	1.24	1.27	1.36	1.44	1.46	1.50	1.53	1.58	1.61	1.65	1.69	32
8	1.16	1.22	1.26	1.35	1.43	1.46	1.50	1.53	1.58	1.61	1.65	1.69	1.75	33
9	1.21	1.25	1.33	1.42	1.46	1.49	1.53	1.58	1.61	1.65	1.69	1.75	1.83	34
10	1.24	1.32	1.40	1.46	1.49	1.53	1.58	1.61	1.65	1.69	1.75	1.83	1.91	35
11	1.31	1.39	1.45	1.49	1.53	1.58	1.61	1.65	1.69	1.75	1.83	1.91	2.02	36
12	1.39	1.45	1.49	1.53	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.02	2.14	37
13	1.43	1.49	1.53	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.02	2.13	2.30	38
14	1.49	1.53	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.02	2.13	2.30	2.46	39
15	1.52	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.01	2.13	2.29	2.46	2.64	40
16	1.57	1.61	1.65	1.69	1.75	1.82	1.91	2.01	2.13	2.29	2.46	2.64	2.88	41
17	1.56	1.61	1.65	1.75	1.82	1.91	2.01	2.12	2.29	2.46	2.64	2.88	3.15	42
18	1.58	1.65	1.68	1.82	1.90	2.01	2.12	2.29	2.46	2.64	2.88	3.15	3.48	43
19	1.59	1.68	1.77	1.90	2.01	2.12	2.29	2.46	2.63	2.88	3.15	3.48	3.87	44
20	1.63	1.77	1.90	2.01	2.12	2.29	2.46	2.63	2.87	3.15	3.48	3.87	4.28	45
21	1.69	1.85	2.00	2.12	2.29	2.46	2.63	2.87	3.15	3.48	3.87	4.28	4.68	46
22	1.76	1.94	2.11	2.28	2.45	2.63	2.87	3.15	3.48	3.87	4.28	4.68	5.13	47
23	1.84	2.05	2.27	2.45	2.63	2.87	3.15	3.48	3.87	4.26	4.68	5.13	5.43	48
24	1.95	2.20	2.42	2.62	2.86	3.15	3.48	3.86	4.26	4.68	5.10	5.43	5.78	49
25	2.09	2.34	2.61	2.86	3.14	3.48	3.85	4.26	4.68	5.07	5.43	5.78	6.24	50
26	2.27	2.52	2.84	3.14	3.47	3.85	4.26	4.68	5.07	5.43	5.78	6.24	6.77	51
27	2.48	2.75	3.11	3.47	3.83	4.26	4.68	5.07	5.43	5.78	6.24	6.77	7.47	52
28	2.72	3.02	3.43	3.82	4.25	4.68	5.06	5.43	5.78	6.24	6.77	7.47	8.25	53
29	2.96	3.34	3.79	4.25	4.68	5.05	5.43	5.78	6.24	6.77	7.47	8.25	9.20	54
30	3.22	3.66	4.13	4.61	5.04	5.43	5.78	6.24	6.77	7.47	8.25	9.14	10.26	55
31	3.58	4.06	4.54	4.99	5.43	5.78	6.24	6.77	7.47	8.25	9.14	10.08	11.35	56
32	4.00	4.50	4.96	5.42	5.78	6.24	6.77	7.47	8.25	9.14	10.08	11.17	12.51	57
33	4.39	4.89	5.37	5.77	6.24	6.77	7.47	8.25	9.14	10.08	11.17	12.20	13.46	58
34	4.80	5.31	5.76	6.23	6.77	7.47	8.25	9.14	10.08	11.17	12.20	13.13	14.54	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
Issue Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.83	1.04	1.27	1.49	1.73	1.98	2.22	2.47	2.76	3.11	3.53	4.05	4.63	con't
36	0.87	1.09	1.33	1.57	1.83	2.08	2.36	2.71	3.07	3.49	3.94	4.45	5.04	con't
37	0.93	1.13	1.39	1.64	1.91	2.20	2.57	3.00	3.43	3.87	4.32	4.84	5.47	con't
38	0.99	1.25	1.52	1.76	2.04	2.39	2.84	3.33	3.82	4.27	4.72	5.27	5.92	con't
39	1.09	1.38	1.64	1.90	2.22	2.63	3.16	3.67	4.19	4.65	5.13	5.73	6.46	con't
40	1.16	1.49	1.79	2.09	2.44	2.94	3.49	4.05	4.55	5.06	5.62	6.32	7.10	con't
41	1.25	1.61	1.98	2.32	2.75	3.30	3.88	4.42	4.97	5.56	6.23	7.00	7.87	con't
42	1.34	1.79	2.21	2.61	3.09	3.63	4.23	4.83	5.45	6.15	6.91	7.77	8.72	con't
43	1.43	1.91	2.39	2.84	3.33	3.90	4.56	5.24	5.95	6.75	7.59	8.58	9.71	con't
44	1.55	2.07	2.57	3.04	3.56	4.19	4.92	5.71	6.51	7.39	8.32	9.55	10.83	con't
45	1.71	2.24	2.75	3.25	3.85	4.55	5.38	6.26	7.18	8.11	9.23	10.68	11.90	con't
46	1.87	2.40	2.92	3.47	4.15	4.96	5.87	6.85	7.85	8.92	10.20	11.62	12.81	con't
47	2.06	2.56	3.10	3.74	4.53	5.41	6.42	7.50	8.57	9.86	11.14	12.51	13.70	con't
48	2.25	2.78	3.39	4.09	4.89	5.84	6.92	8.10	9.30	10.74	11.98	13.38	14.76	con't
49	2.40	3.04	3.72	4.49	5.32	6.29	7.45	8.75	10.00	11.42	12.81	14.40	16.15	con't
50	2.61	3.35	4.11	4.90	5.76	6.77	8.02	9.37	10.66	12.10	13.74	15.74	17.88	con't
51	2.86	3.74	4.57	5.41	6.27	7.31	8.55	9.92	11.33	12.94	14.96	17.44	19.87	con't
52	3.12	4.17	5.09	5.95	6.83	7.84	9.10	10.56	12.18	14.13	16.53	19.35	21.86	con't
53	3.31	4.53	5.55	6.50	7.43	8.49	9.85	11.52	13.34	15.66	18.39	21.32	23.17	con't
54	3.46	4.89	6.07	7.07	8.03	9.21	10.80	12.73	14.78	17.41	20.24	22.61	24.84	con't
55	3.65	5.29	6.59	7.61	8.67	10.07	11.94	14.12	16.37	19.08	21.39	24.13	26.76	con't
56	3.85	5.62	7.03	8.16	9.39	11.07	13.22	15.66	18.00	20.25	22.94	26.04	28.89	con't
57	4.01	5.93	7.48	8.82	10.30	12.26	14.66	17.21	19.61	22.28	25.34	28.67	31.38	con't
58	4.27	6.28	8.00	9.59	11.39	13.61	16.12	18.68	21.04	24.07	27.48	31.16	34.42	con't
59	4.61	6.68	8.61	10.47	12.58	15.01	17.61	20.11	22.45	25.82	29.67	34.20	37.89	con't
60	5.03	7.16	9.28	11.42	13.82	16.41	19.04	21.55	23.88	27.68	32.11	37.22	41.52	con't
61	5.50	7.71	10.00	12.37	15.03	17.81	20.48	22.96	25.36	29.73	34.64	40.02	45.19	con't
62	6.05	8.32	10.76	13.36	16.27	19.24	22.01	24.57	27.14	32.02	37.21	42.74	48.66	con't
63	6.47	9.01	11.78	14.63	17.70	20.83	23.79	26.60	29.48	34.72	40.13	45.92	52.25	con't
64	6.83	10.01	12.86	15.96	19.27	22.61	25.83	29.01	32.27	37.81	43.52	49.78	56.72	con't
65	7.12	10.76	13.99	17.45	21.01	24.58	28.12	31.64	35.31	41.26	47.45	54.35	62.05	con't
66	7.29	11.77	15.27	18.87	22.81	26.53	30.15	33.87	37.89	44.21	50.99	58.61	67.28	con't
67	7.67	12.91	16.63	20.45	24.82	28.64	32.37	36.26	40.58	47.37	54.86	63.40	73.05	con't
68	8.61	14.15	18.16	22.18	26.60	31.03	35.35	39.67	44.05	51.47	59.88	69.39	79.81	con't
69	9.49	15.50	19.84	24.05	27.57	33.73	37.98	42.13	46.88	54.98	64.23	74.39	85.80	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration													Att Age
Issue Age	14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Att Age
35