TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION
SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412
RECOGNITION OF THE 2001 CSO MORTALITY TABLE
FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES
AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES
Section 1412.APPENDIX A 2001 CSO Mortality Tables
Section 1412.ILLUSTRATION X Blended 40% Male,
60% Female Nonsmoker Select & Ultimate Age Nearest Birthday
|
|
Blended 40% Male, 60% Female Nonsmoker Select &
Ultimate Age Nearest Birthday
|
|
|
Issue
Age
|
Duration
|
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
|
0
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
|
1
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
|
2
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
|
3
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
|
4
|
|
|
|
|
|
|
|
|
|
|
|
|
0.49
|
con't
|
|
5
|
|
|
|
|
|
|
|
|
|
|
|
0.48
|
0.54
|
con't
|
|
6
|
|
|
|
|
|
|
|
|
|
|
0.48
|
0.54
|
0.57
|
con't
|
|
7
|
|
|
|
|
|
|
|
|
|
0.48
|
0.53
|
0.57
|
0.61
|
con't
|
|
8
|
|
|
|
|
|
|
|
|
0.47
|
0.53
|
0.57
|
0.60
|
0.62
|
con't
|
|
9
|
|
|
|
|
|
|
|
0.47
|
0.52
|
0.56
|
0.60
|
0.61
|
0.62
|
con't
|
|
10
|
|
|
|
|
|
|
0.46
|
0.52
|
0.56
|
0.59
|
0.60
|
0.61
|
0.63
|
con't
|
|
11
|
|
|
|
|
|
0.45
|
0.51
|
0.56
|
0.58
|
0.59
|
0.60
|
0.62
|
0.63
|
con't
|
|
12
|
|
|
|
|
0.45
|
0.51
|
0.55
|
0.57
|
0.58
|
0.59
|
0.61
|
0.62
|
0.64
|
con't
|
|
13
|
|
|
|
0.45
|
0.51
|
0.54
|
0.56
|
0.57
|
0.58
|
0.60
|
0.61
|
0.64
|
0.65
|
con't
|
|
14
|
|
|
0.45
|
0.51
|
0.54
|
0.56
|
0.57
|
0.57
|
0.59
|
0.60
|
0.62
|
0.64
|
0.68
|
con't
|
|
15
|
|
0.45
|
0.51
|
0.54
|
0.55
|
0.56
|
0.57
|
0.57
|
0.59
|
0.61
|
0.63
|
0.67
|
0.70
|
con't
|
|
16
|
0.45
|
0.51
|
0.54
|
0.54
|
0.55
|
0.56
|
0.57
|
0.58
|
0.60
|
0.61
|
0.65
|
0.69
|
0.71
|
con't
|
|
17
|
0.51
|
0.54
|
0.54
|
0.54
|
0.55
|
0.56
|
0.57
|
0.59
|
0.60
|
0.64
|
0.67
|
0.70
|
0.72
|
con't
|
|
18
|
0.53
|
0.53
|
0.53
|
0.54
|
0.55
|
0.56
|
0.58
|
0.59
|
0.63
|
0.65
|
0.68
|
0.71
|
0.74
|
con't
|
|
19
|
0.51
|
0.51
|
0.52
|
0.53
|
0.54
|
0.56
|
0.57
|
0.61
|
0.63
|
0.65
|
0.68
|
0.72
|
0.76
|
con't
|
|
20
|
0.48
|
0.49
|
0.50
|
0.51
|
0.53
|
0.55
|
0.58
|
0.61
|
0.63
|
0.66
|
0.70
|
0.74
|
0.79
|
con't
|
|
21
|
0.45
|
0.46
|
0.47
|
0.50
|
0.51
|
0.55
|
0.58
|
0.60
|
0.64
|
0.67
|
0.71
|
0.77
|
0.82
|
con't
|
|
22
|
0.42
|
0.44
|
0.47
|
0.48
|
0.52
|
0.55
|
0.58
|
0.61
|
0.64
|
0.70
|
0.74
|
0.79
|
0.85
|
con't
|
|
23
|
0.39
|
0.42
|
0.44
|
0.48
|
0.52
|
0.55
|
0.58
|
0.63
|
0.67
|
0.72
|
0.77
|
0.83
|
0.89
|
con't
|
|
24
|
0.37
|
0.40
|
0.44
|
0.49
|
0.53
|
0.56
|
0.60
|
0.65
|
0.71
|
0.75
|
0.81
|
0.86
|
0.94
|
con't
|
|
25
|
0.33
|
0.39
|
0.44
|
0.50
|
0.53
|
0.58
|
0.63
|
0.68
|
0.73
|
0.80
|
0.85
|
0.91
|
0.99
|
con't
|
|
26
|
0.33
|
0.40
|
0.45
|
0.51
|
0.55
|
0.61
|
0.66
|
0.70
|
0.77
|
0.83
|
0.89
|
0.96
|
1.04
|
con't
|
|
27
|
0.34
|
0.40
|
0.46
|
0.53
|
0.58
|
0.63
|
0.68
|
0.75
|
0.80
|
0.87
|
0.94
|
1.02
|
1.11
|
con't
|
|
28
|
0.34
|
0.41
|
0.48
|
0.55
|
0.61
|
0.66
|
0.72
|
0.78
|
0.85
|
0.92
|
1.00
|
1.09
|
1.19
|
con't
|
|
29
|
0.35
|
0.43
|
0.51
|
0.57
|
0.63
|
0.70
|
0.75
|
0.83
|
0.89
|
0.98
|
1.07
|
1.16
|
1.27
|
con't
|
|
30
|
0.37
|
0.45
|
0.52
|
0.59
|
0.66
|
0.73
|
0.80
|
0.86
|
0.95
|
1.05
|
1.14
|
1.24
|
1.36
|
con't
|
|
31
|
0.38
|
0.47
|
0.54
|
0.62
|
0.69
|
0.77
|
0.85
|
0.92
|
1.00
|
1.09
|
1.20
|
1.33
|
1.49
|
con't
|
|
32
|
0.40
|
0.47
|
0.56
|
0.63
|
0.71
|
0.80
|
0.88
|
0.96
|
1.05
|
1.15
|
1.28
|
1.44
|
1.63
|
con't
|
|
33
|
0.42
|
0.50
|
0.58
|
0.67
|
0.75
|
0.85
|
0.94
|
1.02
|
1.11
|
1.23
|
1.39
|
1.57
|
1.79
|
con't
|
|
34
|
0.44
|
0.51
|
0.61
|
0.70
|
0.80
|
0.89
|
0.99
|
1.09
|
1.20
|
1.34
|
1.52
|
1.73
|
1.95
|
con't
|
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
1 of 6
|
|
|
Blended 40% Male, 60% Female Nonsmoker Select &
Ultimate Age Nearest Birthday
|
|
|
Issue
Age
|
Duration
|
Att Age
|
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
|
0
|
|
|
|
0.53
|
0.59
|
0.62
|
0.65
|
0.65
|
0.66
|
0.67
|
0.67
|
0.69
|
0.69
|
25
|
|
1
|
|
|
0.51
|
0.57
|
0.61
|
0.64
|
0.65
|
0.66
|
0.67
|
0.67
|
0.68
|
0.69
|
0.73
|
26
|
|
2
|
|
0.49
|
0.56
|
0.59
|
0.64
|
0.64
|
0.66
|
0.67
|
0.67
|
0.68
|
0.69
|
0.72
|
0.77
|
27
|
|
3
|
0.49
|
0.54
|
0.58
|
0.63
|
0.64
|
0.65
|
0.66
|
0.67
|
0.68
|
0.69
|
0.72
|
0.75
|
0.77
|
28
|
|
4
|
0.54
|
0.58
|
0.62
|
0.63
|
0.65
|
0.66
|
0.66
|
0.68
|
0.69
|
0.72
|
0.74
|
0.76
|
0.78
|
29
|
|
5
|
0.57
|
0.62
|
0.63
|
0.65
|
0.66
|
0.66
|
0.68
|
0.69
|
0.71
|
0.74
|
0.75
|
0.77
|
0.79
|
30
|
|
6
|
0.61
|
0.63
|
0.64
|
0.65
|
0.66
|
0.68
|
0.68
|
0.70
|
0.73
|
0.74
|
0.76
|
0.78
|
0.81
|
31
|
|
7
|
0.62
|
0.63
|
0.65
|
0.65
|
0.68
|
0.68
|
0.70
|
0.72
|
0.74
|
0.75
|
0.77
|
0.81
|
0.84
|
32
|
|
8
|
0.62
|
0.64
|
0.65
|
0.67
|
0.68
|
0.70
|
0.72
|
0.74
|
0.75
|
0.77
|
0.81
|
0.83
|
0.87
|
33
|
|
9
|
0.63
|
0.64
|
0.66
|
0.68
|
0.70
|
0.72
|
0.74
|
0.75
|
0.77
|
0.81
|
0.83
|
0.87
|
0.92
|
34
|
|
10
|
0.63
|
0.66
|
0.67
|
0.69
|
0.72
|
0.74
|
0.75
|
0.77
|
0.81
|
0.83
|
0.87
|
0.92
|
0.97
|
35
|
|
11
|
0.65
|
0.66
|
0.69
|
0.71
|
0.73
|
0.75
|
0.77
|
0.80
|
0.83
|
0.86
|
0.91
|
0.96
|
1.03
|
36
|
|
12
|
0.66
|
0.69
|
0.71
|
0.73
|
0.75
|
0.77
|
0.80
|
0.83
|
0.86
|
0.91
|
0.96
|
1.03
|
1.10
|
37
|
|
13
|
0.69
|
0.71
|
0.73
|
0.75
|
0.77
|
0.80
|
0.83
|
0.86
|
0.91
|
0.96
|
1.03
|
1.09
|
1.16
|
38
|
|
14
|
0.71
|
0.73
|
0.75
|
0.77
|
0.80
|
0.83
|
0.86
|
0.91
|
0.96
|
1.02
|
1.08
|
1.15
|
1.23
|
39
|
|
15
|
0.72
|
0.74
|
0.77
|
0.80
|
0.83
|
0.86
|
0.91
|
0.96
|
1.02
|
1.08
|
1.15
|
1.23
|
1.30
|
40
|
|
16
|
0.74
|
0.77
|
0.80
|
0.83
|
0.86
|
0.91
|
0.96
|
1.02
|
1.08
|
1.15
|
1.23
|
1.29
|
1.39
|
41
|
|
17
|
0.75
|
0.79
|
0.82
|
0.86
|
0.91
|
0.96
|
1.02
|
1.08
|
1.15
|
1.23
|
1.29
|
1.39
|
1.50
|
42
|
|
18
|
0.78
|
0.82
|
0.85
|
0.91
|
0.96
|
1.02
|
1.08
|
1.15
|
1.23
|
1.29
|
1.39
|
1.50
|
1.63
|
43
|
|
19
|
0.81
|
0.85
|
0.90
|
0.96
|
1.02
|
1.08
|
1.15
|
1.23
|
1.29
|
1.39
|
1.50
|
1.63
|
1.78
|
44
|
|
20
|
0.83
|
0.90
|
0.96
|
1.02
|
1.08
|
1.15
|
1.23
|
1.29
|
1.39
|
1.50
|
1.63
|
1.78
|
1.96
|
45
|
|
21
|
0.88
|
0.94
|
1.02
|
1.08
|
1.15
|
1.22
|
1.29
|
1.39
|
1.50
|
1.63
|
1.78
|
1.96
|
2.14
|
46
|
|
22
|
0.91
|
1.00
|
1.07
|
1.14
|
1.22
|
1.29
|
1.39
|
1.50
|
1.63
|
1.78
|
1.96
|
2.14
|
2.36
|
47
|
|
23
|
0.97
|
1.04
|
1.13
|
1.21
|
1.29
|
1.39
|
1.50
|
1.63
|
1.78
|
1.96
|
2.14
|
2.36
|
2.55
|
48
|
|
24
|
1.01
|
1.10
|
1.20
|
1.28
|
1.38
|
1.49
|
1.63
|
1.78
|
1.96
|
2.14
|
2.35
|
2.55
|
2.75
|
49
|
|
25
|
1.07
|
1.16
|
1.27
|
1.37
|
1.49
|
1.62
|
1.78
|
1.96
|
2.14
|
2.34
|
2.55
|
2.75
|
3.01
|
50
|
|
26
|
1.14
|
1.24
|
1.36
|
1.48
|
1.61
|
1.78
|
1.96
|
2.14
|
2.34
|
2.55
|
2.75
|
3.01
|
3.31
|
51
|
|
27
|
1.22
|
1.33
|
1.47
|
1.61
|
1.77
|
1.95
|
2.14
|
2.34
|
2.54
|
2.75
|
3.01
|
3.31
|
3.67
|
52
|
|
28
|
1.31
|
1.43
|
1.60
|
1.75
|
1.94
|
2.13
|
2.32
|
2.54
|
2.75
|
3.01
|
3.31
|
3.67
|
4.05
|
53
|
|
29
|
1.40
|
1.56
|
1.74
|
1.93
|
2.12
|
2.32
|
2.53
|
2.75
|
3.01
|
3.31
|
3.67
|
4.05
|
4.50
|
54
|
|
30
|
1.52
|
1.69
|
1.90
|
2.09
|
2.30
|
2.52
|
2.74
|
3.00
|
3.31
|
3.66
|
4.04
|
4.49
|
5.01
|
55
|
|
31
|
1.66
|
1.87
|
2.07
|
2.28
|
2.51
|
2.73
|
2.99
|
3.30
|
3.64
|
4.03
|
4.48
|
4.97
|
5.56
|
56
|
|
32
|
1.83
|
2.05
|
2.26
|
2.49
|
2.72
|
2.98
|
3.27
|
3.62
|
4.02
|
4.47
|
4.94
|
5.49
|
6.15
|
57
|
|
33
|
2.00
|
2.23
|
2.47
|
2.70
|
2.96
|
3.25
|
3.60
|
4.00
|
4.44
|
4.93
|
5.45
|
6.04
|
6.72
|
58
|
|
34
|
2.19
|
2.44
|
2.68
|
2.95
|
3.24
|
3.58
|
3.96
|
4.40
|
4.88
|
5.41
|
5.98
|
6.58
|
7.33
|
59
|
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
2 of 6
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Blended 40% Male, 60% Female Nonsmoker Select &
Ultimate Age Nearest Birthday
|
|
|
Issue
Age
|
Duration
|
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
|
35
|
0.46
|
0.54
|
0.63
|
0.73
|
0.83
|
0.95
|
1.06
|
1.19
|
1.32
|
1.48
|
1.68
|
1.89
|
2.14
|
con't
|
|
36
|
0.48
|
0.57
|
0.67
|
0.78
|
0.89
|
1.00
|
1.14
|
1.29
|
1.46
|
1.65
|
1.84
|
2.08
|
2.35
|
con't
|
|
37
|
0.50
|
0.59
|
0.70
|
0.81
|
0.93
|
1.07
|
1.24
|
1.42
|
1.61
|
1.81
|
2.03
|
2.27
|
2.55
|
con't
|
|
38
|
0.53
|
0.64
|
0.75
|
0.87
|
1.00
|
1.16
|
1.35
|
1.56
|
1.77
|
1.99
|
2.22
|
2.47
|
2.78
|
con't
|
|
39
|
0.57
|
0.69
|
0.80
|
0.94
|
1.09
|
1.26
|
1.49
|
1.70
|
1.93
|
2.17
|
2.41
|
2.70
|
3.03
|
con't
|
|
40
|
0.61
|
0.74
|
0.87
|
1.02
|
1.19
|
1.40
|
1.62
|
1.87
|
2.11
|
2.35
|
2.63
|
2.96
|
3.33
|
con't
|
|
41
|
0.65
|
0.81
|
0.96
|
1.12
|
1.32
|
1.54
|
1.79
|
2.04
|
2.29
|
2.57
|
2.90
|
3.26
|
3.65
|
con't
|
|
42
|
0.71
|
0.89
|
1.06
|
1.25
|
1.45
|
1.69
|
1.96
|
2.22
|
2.50
|
2.83
|
3.18
|
3.58
|
4.02
|
con't
|
|
43
|
0.77
|
0.96
|
1.16
|
1.36
|
1.59
|
1.84
|
2.12
|
2.41
|
2.74
|
3.09
|
3.48
|
3.93
|
4.43
|
con't
|
|
44
|
0.83
|
1.04
|
1.26
|
1.49
|
1.72
|
2.00
|
2.30
|
2.64
|
2.99
|
3.36
|
3.80
|
4.32
|
4.87
|
con't
|
|
45
|
0.91
|
1.13
|
1.37
|
1.60
|
1.87
|
2.17
|
2.51
|
2.89
|
3.27
|
3.69
|
4.17
|
4.76
|
5.33
|
con't
|
|
46
|
0.99
|
1.23
|
1.47
|
1.73
|
2.03
|
2.38
|
2.76
|
3.16
|
3.59
|
4.06
|
4.59
|
5.22
|
5.81
|
con't
|
|
47
|
1.08
|
1.32
|
1.58
|
1.87
|
2.22
|
2.59
|
3.01
|
3.46
|
3.92
|
4.45
|
5.03
|
5.67
|
6.30
|
con't
|
|
48
|
1.18
|
1.43
|
1.71
|
2.04
|
2.39
|
2.79
|
3.26
|
3.75
|
4.27
|
4.87
|
5.47
|
6.13
|
6.83
|
con't
|
|
49
|
1.24
|
1.52
|
1.87
|
2.21
|
2.59
|
3.02
|
3.51
|
4.05
|
4.60
|
5.23
|
5.89
|
6.64
|
7.47
|
con't
|
|
50
|
1.31
|
1.67
|
2.02
|
2.38
|
2.78
|
3.23
|
3.77
|
4.34
|
4.93
|
5.60
|
6.36
|
7.25
|
8.22
|
con't
|
|
51
|
1.41
|
1.84
|
2.21
|
2.58
|
3.00
|
3.46
|
4.02
|
4.62
|
5.28
|
6.01
|
6.90
|
7.96
|
9.06
|
con't
|
|
52
|
1.51
|
2.02
|
2.41
|
2.79
|
3.22
|
3.69
|
4.27
|
4.92
|
5.65
|
6.53
|
7.55
|
8.74
|
9.92
|
con't
|
|
53
|
1.59
|
2.17
|
2.59
|
3.01
|
3.45
|
3.96
|
4.57
|
5.31
|
6.13
|
7.13
|
8.29
|
9.58
|
10.67
|
con't
|
|
54
|
1.67
|
2.32
|
2.79
|
3.22
|
3.69
|
4.24
|
4.93
|
5.76
|
6.69
|
7.81
|
9.06
|
10.28
|
11.55
|
con't
|
|
55
|
1.76
|
2.48
|
3.00
|
3.45
|
3.95
|
4.57
|
5.36
|
6.28
|
7.29
|
8.50
|
9.70
|
11.09
|
12.57
|
con't
|
|
56
|
1.89
|
2.66
|
3.23
|
3.72
|
4.26
|
4.97
|
5.86
|
6.88
|
7.96
|
9.11
|
10.46
|
12.03
|
13.71
|
con't
|
|
57
|
1.99
|
2.83
|
3.48
|
4.02
|
4.65
|
5.44
|
6.42
|
7.52
|
8.66
|
9.97
|
11.50
|
13.21
|
15.05
|
con't
|
|
58
|
2.10
|
3.02
|
3.74
|
4.35
|
5.09
|
5.99
|
7.03
|
8.18
|
9.37
|
10.84
|
12.52
|
14.50
|
16.61
|
con't
|
|
59
|
2.28
|
3.22
|
4.04
|
4.74
|
5.57
|
6.56
|
7.67
|
8.86
|
10.11
|
11.74
|
13.64
|
15.91
|
18.42
|
con't
|
|
60
|
2.44
|
3.44
|
4.35
|
5.14
|
6.07
|
7.15
|
8.33
|
9.59
|
10.92
|
12.74
|
14.90
|
17.42
|
20.31
|
con't
|
|
61
|
2.63
|
3.68
|
4.67
|
5.55
|
6.59
|
7.76
|
9.02
|
10.34
|
11.79
|
13.84
|
16.27
|
19.02
|
22.11
|
con't
|
|
62
|
2.86
|
3.95
|
5.01
|
5.97
|
7.11
|
8.39
|
9.74
|
11.18
|
12.77
|
15.07
|
17.73
|
20.71
|
24.04
|
con't
|
|
63
|
3.08
|
4.24
|
5.41
|
6.45
|
7.69
|
9.06
|
10.55
|
12.15
|
13.94
|
16.49
|
19.38
|
22.63
|
26.32
|
con't
|
|
64
|
3.33
|
4.91
|
5.83
|
6.97
|
8.30
|
9.80
|
11.45
|
13.26
|
15.28
|
18.06
|
21.23
|
24.86
|
28.98
|
con't
|
|
65
|
3.58
|
5.25
|
6.29
|
7.52
|
8.97
|
10.61
|
12.43
|
14.46
|
16.74
|
19.81
|
23.36
|
27.41
|
32.03
|
con't
|
|
66
|
3.75
|
5.71
|
6.81
|
8.14
|
9.76
|
11.55
|
13.54
|
15.80
|
18.38
|
21.81
|
25.77
|
30.34
|
35.58
|
con't
|
|
67
|
3.95
|
6.21
|
7.39
|
8.84
|
10.65
|
12.61
|
14.80
|
17.29
|
20.19
|
24.05
|
28.51
|
33.67
|
39.60
|
con't
|
|
68
|
4.41
|
6.76
|
8.07
|
9.64
|
11.59
|
13.84
|
16.37
|
19.21
|
22.41
|
26.76
|
31.82
|
37.65
|
44.21
|
con't
|
|
69
|
4.87
|
7.38
|
8.81
|
10.53
|
12.41
|
15.26
|
18.00
|
21.07
|
24.66
|
29.56
|
35.25
|
41.68
|
48.99
|
con't
|
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
3 of 6
|
|
|
Blended 40% Male, 60% Female Nonsmoker Select &
Ultimate Age Nearest Birthday
|
|
|
Issue
Age
|
Duration
|
Att Age
|
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
|
35
|
2.40
|
2.65
|
2.92
|
3.23
|
3.57
|
3.94
|
4.36
|
4.84
|
5.36
|
5.92
|
6.52
|
7.16
|
8.00
|
60
|
|
36
|
2.61
|
2.91
|
3.21
|
3.55
|
3.92
|
4.34
|
4.79
|
5.31
|
5.88
|
6.46
|
7.12
|
7.79
|
8.78
|
61
|
|
37
|
2.86
|
3.19
|
3.53
|
3.90
|
4.31
|
4.77
|
5.26
|
5.82
|
6.41
|
7.06
|
7.75
|
8.55
|
9.68
|
62
|
|
38
|
3.11
|
3.48
|
3.86
|
4.28
|
4.73
|
5.22
|
5.77
|
6.36
|
7.01
|
7.72
|
8.50
|
9.43
|
10.65
|
63
|
|
39
|
3.41
|
3.79
|
4.23
|
4.69
|
5.19
|
5.74
|
6.31
|
6.96
|
7.68
|
8.47
|
9.39
|
10.40
|
11.68
|
64
|
|
40
|
3.72
|
4.16
|
4.63
|
5.14
|
5.69
|
6.27
|
6.91
|
7.63
|
8.44
|
9.36
|
10.34
|
11.40
|
12.79
|
65
|
|
41
|
4.09
|
4.57
|
5.09
|
5.65
|
6.23
|
6.88
|
7.58
|
8.40
|
9.32
|
10.30
|
11.37
|
12.42
|
13.96
|
66
|
|
42
|
4.51
|
5.04
|
5.58
|
6.17
|
6.83
|
7.55
|
8.35
|
9.26
|
10.25
|
11.31
|
12.38
|
13.43
|
15.20
|
67
|
|
43
|
4.96
|
5.53
|
6.09
|
6.77
|
7.50
|
8.31
|
9.21
|
10.19
|
11.22
|
12.29
|
13.38
|
14.63
|
16.54
|
68
|
|
44
|
5.44
|
6.02
|
6.67
|
7.41
|
8.25
|
9.16
|
10.12
|
11.16
|
12.22
|
13.33
|
14.54
|
15.92
|
17.98
|
69
|
|
45
|
5.91
|
6.55
|
7.30
|
8.16
|
9.08
|
10.06
|
11.09
|
12.14
|
13.26
|
14.44
|
15.87
|
17.46
|
19.64
|
70
|
|
46
|
6.42
|
7.18
|
8.04
|
8.97
|
9.98
|
11.04
|
12.09
|
13.20
|
14.36
|
15.76
|
17.41
|
19.27
|
21.52
|
71
|
|
47
|
7.00
|
7.88
|
8.84
|
9.87
|
10.95
|
12.07
|
13.14
|
14.29
|
15.66
|
17.30
|
19.21
|
21.36
|
23.80
|
72
|
|
48
|
7.68
|
8.67
|
9.73
|
10.82
|
11.96
|
13.14
|
14.23
|
15.56
|
17.17
|
19.09
|
21.31
|
23.62
|
26.23
|
73
|
|
49
|
8.43
|
9.52
|
10.69
|
11.83
|
13.02
|
14.21
|
15.47
|
17.08
|
18.98
|
21.17
|
23.57
|
26.03
|
28.82
|
74
|
|
50
|
9.29
|
10.44
|
11.67
|
12.86
|
14.09
|
15.44
|
16.99
|
18.87
|
21.05
|
23.42
|
25.97
|
28.61
|
31.68
|
75
|
|
51
|
10.20
|
11.35
|
12.66
|
13.89
|
15.29
|
16.94
|
18.76
|
20.93
|
23.28
|
25.81
|
28.55
|
31.41
|
34.79
|
76
|
|
52
|
10.97
|
12.29
|
13.66
|
15.06
|
16.79
|
18.69
|
20.82
|
23.15
|
25.67
|
28.38
|
31.36
|
34.53
|
38.29
|
77
|
|
53
|
11.89
|
13.29
|
14.77
|
16.53
|
18.55
|
20.62
|
23.03
|
25.53
|
28.22
|
31.17
|
34.48
|
38.00
|
42.25
|
78
|
|
54
|
12.94
|
14.48
|
16.22
|
18.24
|
20.48
|
22.82
|
25.40
|
28.07
|
31.01
|
34.29
|
37.94
|
41.92
|
46.65
|
79
|
|
55
|
14.13
|
15.88
|
17.91
|
20.18
|
22.64
|
25.15
|
27.94
|
30.86
|
34.11
|
37.74
|
41.88
|
46.32
|
51.46
|
80
|
|
56
|
15.51
|
17.54
|
19.86
|
22.35
|
25.00
|
27.63
|
30.69
|
33.92
|
37.54
|
41.65
|
46.25
|
51.08
|
57.45
|
81
|
|
57
|
17.12
|
19.48
|
21.97
|
24.67
|
27.45
|
30.35
|
33.72
|
37.32
|
41.41
|
46.01
|
50.99
|
56.36
|
63.93
|
82
|
|
58
|
18.96
|
21.54
|
24.26
|
27.19
|
30.14
|
33.35
|
37.12
|
41.17
|
45.74
|
50.73
|
56.30
|
61.99
|
70.55
|
83
|
|
59
|
20.98
|
23.78
|
26.71
|
29.97
|
33.11
|
36.69
|
40.95
|
45.48
|
50.43
|
55.98
|
61.89
|
68.00
|
77.83
|
84
|
|
60
|
23.16
|
26.19
|
29.44
|
33.01
|
36.44
|
40.47
|
45.23
|
50.15
|
55.65
|
61.56
|
67.92
|
74.56
|
85.94
|
85
|
|
61
|
25.54
|
28.89
|
32.50
|
36.32
|
40.18
|
44.69
|
49.85
|
55.33
|
61.18
|
67.54
|
74.48
|
81.82
|
93.85
|
86
|
|
62
|
27.83
|
31.94
|
36.02
|
40.04
|
44.37
|
49.28
|
55.02
|
60.84
|
67.16
|
74.07
|
81.69
|
89.73
|
104.24
|
87
|
|
63
|
30.51
|
35.31
|
39.92
|
44.21
|
48.92
|
54.38
|
60.49
|
66.77
|
73.67
|
81.25
|
89.59
|
98.20
|
115.11
|
88
|
|
64
|
33.68
|
39.07
|
44.07
|
48.73
|
53.96
|
59.79
|
66.36
|
73.25
|
80.82
|
89.11
|
98.05
|
107.28
|
126.54
|
89
|
|
65
|
37.36
|
43.43
|
48.56
|
53.76
|
59.33
|
65.57
|
72.79
|
80.36
|
88.61
|
97.53
|
107.12
|
116.99
|
137.35
|
90
|
|
66
|
41.59
|
48.07
|
53.65
|
59.20
|
65.14
|
72.01
|
79.94
|
88.13
|
97.02
|
106.61
|
116.80
|
127.22
|
143.93
|
91
|
|
67
|
46.23
|
53.06
|
59.10
|
65.05
|
71.59
|
79.10
|
87.70
|
96.54
|
106.08
|
116.24
|
127.13
|
137.76
|
154.06
|
92
|
|
68
|
51.65
|
58.58
|
64.95
|
71.47
|
78.63
|
86.86
|
96.13
|
105.58
|
115.76
|
126.55
|
137.68
|
149.15
|
167.98
|
93
|
|
69
|
56.92
|
64.10
|
71.35
|
78.53
|
86.34
|
95.19
|
105.14
|
115.30
|
126.06
|
137.17
|
149.06
|
161.84
|
185.21
|
94
|
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
4 of 6
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Blended 40% Male, 60% Female Nonsmoker Select &
Ultimate Age Nearest Birthday
|
5 of 6
|
|
Issue
Age
|
Duration
|
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
|
70
|
5.39
|
8.06
|
9.67
|
11.58
|
13.33
|
16.86
|
19.75
|
23.15
|
27.98
|
33.56
|
39.89
|
47.15
|
55.16
|
con't
|
|
71
|
6.24
|
8.82
|
10.64
|
12.47
|
15.06
|
18.50
|
21.65
|
26.62
|
31.18
|
37.37
|
44.45
|
52.32
|
61.10
|
con't
|
|
72
|
8.10
|
9.66
|
11.71
|
14.07
|
16.88
|
20.21
|
24.08
|
28.57
|
33.78
|
40.61
|
48.22
|
56.72
|
66.24
|
con't
|
|
73
|
8.97
|
10.97
|
13.18
|
15.72
|
18.68
|
22.13
|
26.23
|
31.75
|
37.01
|
44.41
|
52.66
|
61.96
|
70.95
|
con't
|
|
74
|
10.00
|
12.03
|
14.53
|
17.47
|
20.78
|
24.56
|
29.78
|
35.02
|
40.96
|
49.11
|
58.20
|
68.37
|
78.01
|
con't
|
|
75
|
11.17
|
13.08
|
16.02
|
19.59
|
23.14
|
27.93
|
33.10
|
39.02
|
47.31
|
56.18
|
66.32
|
77.60
|
87.89
|
con't
|
|
76
|
11.93
|
14.55
|
17.86
|
21.81
|
26.14
|
31.20
|
36.97
|
44.81
|
53.93
|
63.99
|
75.15
|
87.52
|
98.67
|
con't
|
|
77
|
12.91
|
16.11
|
19.96
|
24.51
|
29.39
|
35.00
|
42.37
|
51.36
|
59.85
|
71.82
|
84.00
|
97.40
|
109.22
|
con't
|
|
78
|
14.28
|
17.94
|
22.42
|
27.82
|
33.24
|
40.08
|
48.91
|
57.43
|
69.30
|
81.48
|
94.71
|
109.17
|
121.53
|
con't
|
|
79
|
15.20
|
20.20
|
25.43
|
31.67
|
37.98
|
46.58
|
55.01
|
66.47
|
75.99
|
89.03
|
103.21
|
118.21
|
130.95
|
con't
|
|
80
|
16.66
|
23.10
|
29.09
|
36.24
|
44.54
|
52.81
|
63.85
|
73.20
|
85.12
|
99.16
|
114.27
|
129.65
|
143.15
|
con't
|
|
81
|
18.41
|
26.65
|
33.55
|
41.65
|
50.98
|
61.46
|
70.58
|
82.18
|
94.87
|
109.88
|
125.67
|
142.88
|
160.31
|
con't
|
|
82
|
20.45
|
31.02
|
38.89
|
47.98
|
58.27
|
68.26
|
79.48
|
91.81
|
103.39
|
122.34
|
140.17
|
160.17
|
173.41
|
con't
|
|
83
|
22.86
|
36.31
|
45.20
|
55.25
|
66.46
|
77.20
|
89.06
|
100.26
|
118.86
|
136.62
|
157.31
|
173.38
|
187.94
|
con't
|
|
84
|
27.38
|
42.39
|
52.46
|
63.38
|
75.40
|
86.81
|
97.53
|
115.68
|
132.96
|
153.41
|
169.85
|
187.91
|
203.61
|
con't
|
|
85
|
32.50
|
49.47
|
60.67
|
72.31
|
85.18
|
95.26
|
112.84
|
129.69
|
149.60
|
165.75
|
183.38
|
202.35
|
220.91
|
con't
|
|
86
|
40.73
|
57.57
|
69.59
|
82.26
|
93.80
|
110.71
|
126.91
|
146.20
|
161.75
|
179.01
|
197.51
|
217.97
|
240.36
|
con't
|
|
87
|
47.77
|
66.54
|
79.64
|
93.36
|
109.43
|
124.78
|
143.39
|
| |