TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION
SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412
RECOGNITION OF THE 2001 CSO MORTALITY TABLE
FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES
AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES
Section 1412.APPENDIX A 2001 CSO Mortality Tables
Section 1412.ILLUSTRATION M Female Smoker Select
& Ultimate Age Last Birthday
|
|
Female – Smoker – Age Last Birthday
|
|
|
Issue Age
|
Duration
|
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
|
0
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
|
1
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
|
2
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
|
3
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
|
4
|
|
|
|
|
|
|
|
|
|
|
|
|
0.40
|
con't
|
|
5
|
|
|
|
|
|
|
|
|
|
|
|
0.40
|
0.44
|
con't
|
|
6
|
|
|
|
|
|
|
|
|
|
|
0.39
|
0.43
|
0.47
|
con't
|
|
7
|
|
|
|
|
|
|
|
|
|
0.39
|
0.43
|
0.46
|
0.51
|
con't
|
|
8
|
|
|
|
|
|
|
|
|
0.38
|
0.42
|
0.46
|
0.49
|
0.54
|
con't
|
|
9
|
|
|
|
|
|
|
|
0.38
|
0.41
|
0.45
|
0.49
|
0.52
|
0.58
|
con't
|
|
10
|
|
|
|
|
|
|
0.37
|
0.41
|
0.44
|
0.48
|
0.51
|
0.56
|
0.61
|
con't
|
|
11
|
|
|
|
|
|
0.36
|
0.40
|
0.43
|
0.47
|
0.51
|
0.55
|
0.59
|
0.65
|
con't
|
|
12
|
|
|
|
|
0.36
|
0.39
|
0.42
|
0.46
|
0.49
|
0.54
|
0.58
|
0.63
|
0.69
|
con't
|
|
13
|
|
|
|
0.36
|
0.38
|
0.41
|
0.44
|
0.48
|
0.52
|
0.56
|
0.62
|
0.67
|
0.73
|
con't
|
|
14
|
|
|
0.36
|
0.38
|
0.40
|
0.43
|
0.47
|
0.50
|
0.55
|
0.59
|
0.66
|
0.71
|
0.77
|
con't
|
|
15
|
|
0.36
|
0.38
|
0.40
|
0.43
|
0.46
|
0.49
|
0.52
|
0.58
|
0.63
|
0.69
|
0.75
|
0.82
|
con't
|
|
16
|
0.36
|
0.38
|
0.40
|
0.42
|
0.44
|
0.48
|
0.51
|
0.56
|
0.62
|
0.67
|
0.73
|
0.81
|
0.88
|
con't
|
|
17
|
0.38
|
0.39
|
0.41
|
0.43
|
0.46
|
0.49
|
0.54
|
0.60
|
0.66
|
0.71
|
0.79
|
0.87
|
0.95
|
con't
|
|
18
|
0.38
|
0.40
|
0.42
|
0.45
|
0.48
|
0.52
|
0.58
|
0.64
|
0.70
|
0.76
|
0.85
|
0.94
|
1.03
|
con't
|
|
19
|
0.38
|
0.41
|
0.43
|
0.47
|
0.50
|
0.56
|
0.62
|
0.67
|
0.75
|
0.82
|
0.92
|
1.02
|
1.12
|
con't
|
|
20
|
0.37
|
0.40
|
0.44
|
0.48
|
0.53
|
0.60
|
0.66
|
0.72
|
0.81
|
0.89
|
0.99
|
1.10
|
1.20
|
con't
|
|
21
|
0.36
|
0.40
|
0.45
|
0.50
|
0.56
|
0.63
|
0.71
|
0.78
|
0.88
|
0.97
|
1.07
|
1.18
|
1.29
|
con't
|
|
22
|
0.35
|
0.39
|
0.46
|
0.52
|
0.59
|
0.67
|
0.75
|
0.85
|
0.95
|
1.05
|
1.15
|
1.28
|
1.38
|
con't
|
|
23
|
0.34
|
0.41
|
0.47
|
0.54
|
0.62
|
0.71
|
0.80
|
0.90
|
1.01
|
1.12
|
1.24
|
1.36
|
1.48
|
con't
|
|
24
|
0.34
|
0.42
|
0.49
|
0.57
|
0.66
|
0.76
|
0.86
|
0.96
|
1.08
|
1.20
|
1.32
|
1.43
|
1.56
|
con't
|
|
25
|
0.34
|
0.42
|
0.51
|
0.60
|
0.70
|
0.80
|
0.92
|
1.02
|
1.15
|
1.27
|
1.40
|
1.50
|
1.64
|
con't
|
|
26
|
0.35
|
0.44
|
0.54
|
0.63
|
0.74
|
0.85
|
0.96
|
1.08
|
1.21
|
1.34
|
1.46
|
1.58
|
1.73
|
con't
|
|
27
|
0.38
|
0.47
|
0.57
|
0.67
|
0.78
|
0.89
|
1.01
|
1.13
|
1.27
|
1.39
|
1.53
|
1.68
|
1.84
|
con't
|
|
28
|
0.41
|
0.51
|
0.61
|
0.71
|
0.82
|
0.94
|
1.06
|
1.19
|
1.32
|
1.46
|
1.61
|
1.78
|
1.96
|
con't
|
|
29
|
0.45
|
0.55
|
0.64
|
0.75
|
0.87
|
0.99
|
1.11
|
1.24
|
1.38
|
1.54
|
1.70
|
1.89
|
2.09
|
con't
|
|
30
|
0.49
|
0.59
|
0.68
|
0.80
|
0.91
|
1.04
|
1.16
|
1.30
|
1.45
|
1.63
|
1.81
|
2.02
|
2.27
|
con't
|
|
31
|
0.53
|
0.62
|
0.73
|
0.84
|
0.96
|
1.09
|
1.23
|
1.38
|
1.55
|
1.75
|
1.96
|
2.21
|
2.49
|
con't
|
|
32
|
0.56
|
0.66
|
0.76
|
0.89
|
1.01
|
1.16
|
1.31
|
1.48
|
1.67
|
1.90
|
2.16
|
2.44
|
2.76
|
con't
|
|
33
|
0.59
|
0.69
|
0.80
|
0.93
|
1.08
|
1.24
|
1.41
|
1.61
|
1.83
|
2.09
|
2.38
|
2.71
|
3.08
|
con't
|
|
34
|
0.60
|
0.72
|
0.84
|
0.99
|
1.15
|
1.33
|
1.53
|
1.77
|
2.03
|
2.32
|
2.65
|
3.03
|
3.45
|
con't
|
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
1 of 6
|
|
|
Female – Smoker – Age Last Birthday
|
|
|
IssueAge
|
Duration
|
Att Age
|
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
|
0
|
|
|
|
0.43
|
0.47
|
0.51
|
0.56
|
0.59
|
0.63
|
0.66
|
0.69
|
0.73
|
0.79
|
25
|
|
1
|
|
|
0.42
|
0.47
|
0.51
|
0.54
|
0.59
|
0.63
|
0.66
|
0.69
|
0.73
|
0.77
|
0.84
|
26
|
|
2
|
|
0.41
|
0.46
|
0.50
|
0.54
|
0.57
|
0.62
|
0.66
|
0.69
|
0.73
|
0.77
|
0.83
|
0.89
|
27
|
|
3
|
0.41
|
0.45
|
0.48
|
0.53
|
0.57
|
0.61
|
0.65
|
0.69
|
0.73
|
0.77
|
0.83
|
0.89
|
0.95
|
28
|
|
4
|
0.44
|
0.48
|
0.52
|
0.56
|
0.61
|
0.65
|
0.69
|
0.73
|
0.77
|
0.83
|
0.89
|
0.95
|
1.01
|
29
|
|
5
|
0.47
|
0.52
|
0.56
|
0.60
|
0.65
|
0.69
|
0.73
|
0.77
|
0.83
|
0.88
|
0.95
|
1.00
|
1.07
|
30
|
|
6
|
0.51
|
0.55
|
0.60
|
0.63
|
0.69
|
0.73
|
0.77
|
0.82
|
0.88
|
0.94
|
0.99
|
1.05
|
1.15
|
31
|
|
7
|
0.54
|
0.59
|
0.63
|
0.67
|
0.73
|
0.77
|
0.82
|
0.88
|
0.94
|
0.99
|
1.05
|
1.14
|
1.23
|
32
|
|
8
|
0.58
|
0.62
|
0.67
|
0.72
|
0.77
|
0.81
|
0.88
|
0.94
|
0.99
|
1.05
|
1.14
|
1.22
|
1.33
|
33
|
|
9
|
0.61
|
0.66
|
0.72
|
0.76
|
0.81
|
0.87
|
0.94
|
0.99
|
1.05
|
1.14
|
1.22
|
1.33
|
1.46
|
34
|
|
10
|
0.65
|
0.71
|
0.76
|
0.80
|
0.86
|
0.94
|
0.99
|
1.05
|
1.13
|
1.22
|
1.32
|
1.45
|
1.59
|
35
|
|
11
|
0.69
|
0.75
|
0.80
|
0.86
|
0.92
|
0.99
|
1.05
|
1.13
|
1.21
|
1.31
|
1.44
|
1.57
|
1.72
|
36
|
|
12
|
0.74
|
0.78
|
0.86
|
0.92
|
0.98
|
1.05
|
1.13
|
1.21
|
1.31
|
1.44
|
1.57
|
1.69
|
1.83
|
37
|
|
13
|
0.78
|
0.84
|
0.92
|
0.98
|
1.05
|
1.13
|
1.21
|
1.31
|
1.44
|
1.57
|
1.68
|
1.81
|
1.94
|
38
|
|
14
|
0.83
|
0.91
|
0.98
|
1.05
|
1.13
|
1.21
|
1.31
|
1.44
|
1.56
|
1.68
|
1.79
|
1.92
|
2.06
|
39
|
|
15
|
0.89
|
0.97
|
1.05
|
1.13
|
1.21
|
1.31
|
1.44
|
1.56
|
1.67
|
1.79
|
1.92
|
2.05
|
2.19
|
40
|
|
16
|
0.96
|
1.05
|
1.13
|
1.21
|
1.31
|
1.44
|
1.56
|
1.67
|
1.79
|
1.92
|
2.05
|
2.18
|
2.34
|
41
|
|
17
|
1.04
|
1.13
|
1.21
|
1.31
|
1.44
|
1.56
|
1.67
|
1.79
|
1.92
|
2.05
|
2.18
|
2.34
|
2.53
|
42
|
|
18
|
1.13
|
1.21
|
1.31
|
1.44
|
1.56
|
1.67
|
1.79
|
1.92
|
2.05
|
2.18
|
2.34
|
2.53
|
2.74
|
43
|
|
19
|
1.21
|
1.31
|
1.44
|
1.56
|
1.67
|
1.79
|
1.92
|
2.05
|
2.18
|
2.34
|
2.53
|
2.74
|
2.99
|
44
|
|
20
|
1.31
|
1.42
|
1.56
|
1.67
|
1.79
|
1.91
|
2.05
|
2.18
|
2.34
|
2.53
|
2.74
|
2.99
|
3.28
|
45
|
|
21
|
1.41
|
1.53
|
1.65
|
1.77
|
1.91
|
2.04
|
2.18
|
2.34
|
2.53
|
2.74
|
2.99
|
3.28
|
3.62
|
46
|
|
22
|
1.51
|
1.62
|
1.75
|
1.88
|
2.03
|
2.17
|
2.34
|
2.53
|
2.74
|
2.99
|
3.28
|
3.62
|
4.04
|
47
|
|
23
|
1.59
|
1.71
|
1.86
|
1.99
|
2.15
|
2.33
|
2.53
|
2.74
|
2.99
|
3.28
|
3.62
|
4.04
|
4.54
|
48
|
|
24
|
1.68
|
1.81
|
1.97
|
2.12
|
2.30
|
2.52
|
2.74
|
2.99
|
3.28
|
3.62
|
4.04
|
4.54
|
5.10
|
49
|
|
25
|
1.78
|
1.92
|
2.09
|
2.28
|
2.48
|
2.74
|
2.99
|
3.28
|
3.62
|
4.04
|
4.54
|
5.10
|
5.70
|
50
|
|
26
|
1.89
|
2.05
|
2.24
|
2.47
|
2.71
|
2.99
|
3.28
|
3.62
|
4.04
|
4.54
|
5.10
|
5.70
|
6.36
|
51
|
|
27
|
2.01
|
2.20
|
2.43
|
2.68
|
2.97
|
3.28
|
3.62
|
4.04
|
4.54
|
5.10
|
5.70
|
6.36
|
7.07
|
52
|
|
28
|
2.15
|
2.38
|
2.65
|
2.94
|
3.27
|
3.62
|
4.04
|
4.54
|
5.10
|
5.70
|
6.36
|
7.07
|
7.84
|
53
|
|
29
|
2.33
|
2.60
|
2.90
|
3.26
|
3.62
|
4.04
|
4.54
|
5.10
|
5.70
|
6.36
|
7.07
|
7.84
|
8.66
|
54
|
|
30
|
2.55
|
2.86
|
3.21
|
3.62
|
4.04
|
4.54
|
5.10
|
5.70
|
6.36
|
7.07
|
7.84
|
8.66
|
9.53
|
55
|
|
31
|
2.81
|
3.18
|
3.58
|
4.04
|
4.54
|
5.10
|
5.70
|
6.36
|
7.07
|
7.84
|
8.66
|
9.53
|
10.46
|
56
|
|
32
|
3.12
|
3.54
|
4.00
|
4.52
|
5.10
|
5.70
|
6.36
|
7.07
|
7.84
|
8.66
|
9.53
|
10.46
|
11.40
|
57
|
|
33
|
3.49
|
3.95
|
4.48
|
5.05
|
5.70
|
6.36
|
7.07
|
7.84
|
8.66
|
9.53
|
10.46
|
11.40
|
12.38
|
58
|
|
34
|
3.91
|
4.42
|
5.01
|
5.65
|
6.36
|
7.07
|
7.84
|
8.66
|
9.53
|
10.46
|
11.40
|
12.38
|
13.43
|
59
|
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
2 of 6
|
|
|
Female – Smoker – Age Last Birthday
|
|
|
Issue Age
|
Duration
|
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
|
35
|
0.62
|
0.75
|
0.89
|
1.06
|
1.24
|
1.45
|
1.69
|
1.96
|
2.25
|
2.58
|
2.95
|
3.37
|
3.85
|
con't
|
|
36
|
0.65
|
0.79
|
0.95
|
1.14
|
1.34
|
1.58
|
1.86
|
2.16
|
2.49
|
2.87
|
3.28
|
3.74
|
4.26
|
con't
|
|
37
|
0.69
|
0.85
|
1.02
|
1.23
|
1.47
|
1.74
|
2.05
|
2.39
|
2.77
|
3.18
|
3.64
|
4.15
|
4.71
|
con't
|
|
38
|
0.75
|
0.92
|
1.11
|
1.35
|
1.62
|
1.92
|
2.27
|
2.65
|
3.06
|
3.53
|
4.04
|
4.59
|
5.20
|
con't
|
|
39
|
0.82
|
1.01
|
1.23
|
1.50
|
1.80
|
2.13
|
2.52
|
2.94
|
3.39
|
3.91
|
4.46
|
5.07
|
5.72
|
con't
|
|
40
|
0.91
|
1.12
|
1.38
|
1.67
|
2.00
|
2.38
|
2.79
|
3.25
|
3.76
|
4.32
|
4.92
|
5.58
|
6.30
|
con't
|
|
41
|
1.01
|
1.26
|
1.55
|
1.88
|
2.24
|
2.65
|
3.10
|
3.61
|
4.16
|
4.78
|
5.43
|
6.15
|
6.93
|
con't
|
|
42
|
1.13
|
1.42
|
1.75
|
2.12
|
2.53
|
2.97
|
3.47
|
4.02
|
4.62
|
5.28
|
5.99
|
6.76
|
7.60
|
con't
|
|
43
|
1.28
|
1.61
|
1.98
|
2.40
|
2.85
|
3.34
|
3.88
|
4.48
|
5.13
|
5.83
|
6.60
|
7.43
|
8.34
|
con't
|
|
44
|
1.44
|
1.82
|
2.25
|
2.71
|
3.21
|
3.76
|
4.34
|
4.99
|
5.69
|
6.45
|
7.26
|
8.16
|
9.13
|
con't
|
|
45
|
1.60
|
2.05
|
2.53
|
3.03
|
3.59
|
4.19
|
4.83
|
5.52
|
6.29
|
7.09
|
7.97
|
8.93
|
9.96
|
con't
|
|
46
|
1.79
|
2.29
|
2.81
|
3.37
|
3.99
|
4.64
|
5.34
|
6.08
|
6.90
|
7.77
|
8.70
|
9.73
|
10.82
|
con't
|
|
47
|
2.00
|
2.54
|
3.11
|
3.74
|
4.39
|
5.10
|
5.84
|
6.66
|
7.53
|
8.46
|
9.47
|
10.55
|
11.72
|
con't
|
|
48
|
2.16
|
2.75
|
3.42
|
4.10
|
4.80
|
5.56
|
6.36
|
7.23
|
8.16
|
9.16
|
10.25
|
11.41
|
12.67
|
con't
|
|
49
|
2.28
|
2.98
|
3.73
|
4.44
|
5.20
|
6.00
|
6.86
|
7.79
|
8.79
|
9.87
|
11.03
|
12.29
|
13.64
|
con't
|
|
50
|
2.42
|
3.33
|
4.07
|
4.79
|
5.59
|
6.43
|
7.35
|
8.35
|
9.42
|
10.59
|
11.83
|
13.20
|
14.66
|
con't
|
|
51
|
2.58
|
3.72
|
4.45
|
5.17
|
5.99
|
6.88
|
7.85
|
8.90
|
10.07
|
11.32
|
12.67
|
14.14
|
15.73
|
con't
|
|
52
|
2.75
|
4.08
|
4.83
|
5.56
|
6.39
|
7.32
|
8.34
|
9.47
|
10.71
|
12.08
|
13.54
|
15.14
|
16.87
|
con't
|
|
53
|
2.94
|
4.41
|
5.23
|
5.96
|
6.81
|
7.78
|
8.87
|
10.07
|
11.40
|
12.87
|
14.47
|
16.23
|
18.12
|
con't
|
|
54
|
3.12
|
4.76
|
5.67
|
6.40
|
7.28
|
8.29
|
9.45
|
10.72
|
12.15
|
13.75
|
15.50
|
17.43
|
19.51
|
con't
|
|
55
|
3.35
|
5.09
|
6.09
|
6.84
|
7.75
|
8.80
|
10.02
|
11.38
|
12.94
|
14.67
|
16.59
|
18.70
|
21.00
|
con't
|
|
56
|
3.57
|
5.37
|
6.49
|
7.27
|
8.22
|
9.33
|
10.63
|
12.10
|
13.78
|
15.65
|
17.73
|
20.05
|
22.60
|
con't
|
|
57
|
3.68
|
5.67
|
6.91
|
7.73
|
8.76
|
9.95
|
11.34
|
12.94
|
14.75
|
16.79
|
19.05
|
21.59
|
24.39
|
con't
|
|
58
|
3.84
|
5.96
|
7.34
|
8.24
|
9.33
|
10.64
|
12.14
|
13.89
|
15.86
|
18.11
|
20.58
|
23.35
|
26.43
|
con't
|
|
59
|
4.03
|
6.21
|
7.78
|
8.74
|
9.92
|
11.37
|
13.02
|
14.94
|
17.11
|
19.58
|
22.32
|
25.36
|
28.74
|
con't
|
|
60
|
4.18
|
6.47
|
8.18
|
9.22
|
10.53
|
12.12
|
13.96
|
16.08
|
18.50
|
21.23
|
24.25
|
27.61
|
31.33
|
con't
|
|
61
|
4.37
|
6.73
|
8.57
|
9.69
|
11.12
|
12.87
|
14.91
|
17.27
|
19.98
|
23.02
|
26.40
|
30.13
|
34.24
|
con't
|
|
62
|
4.68
|
6.99
|
8.94
|
10.13
|
11.68
|
13.61
|
15.88
|
18.52
|
21.55
|
24.98
|
28.75
|
32.91
|
37.51
|
con't
|
|
63
|
5.09
|
7.89
|
9.29
|
10.56
|
12.23
|
14.34
|
16.88
|
19.84
|
23.24
|
27.09
|
31.31
|
35.99
|
41.10
|
con't
|
|
64
|
5.56
|
8.85
|
9.66
|
10.98
|
12.79
|
15.11
|
17.93
|
21.24
|
25.05
|
29.38
|
34.12
|
39.35
|
45.04
|
con't
|
|
65
|
5.92
|
9.27
|
10.06
|
11.42
|
13.38
|
15.91
|
19.01
|
22.68
|
26.91
|
31.71
|
36.98
|
42.77
|
49.07
|
con't
|
|
66
|
6.10
|
9.73
|
10.49
|
11.93
|
14.04
|
16.80
|
20.19
|
24.21
|
28.85
|
34.09
|
39.89
|
46.23
|
53.14
|
con't
|
|
67
|
6.46
|
10.22
|
11.00
|
12.55
|
14.84
|
17.85
|
21.56
|
25.95
|
31.02
|
36.72
|
43.06
|
50.00
|
57.54
|
con't
|
|
68
|
7.07
|
10.75
|
11.61
|
13.31
|
15.81
|
19.10
|
23.15
|
27.94
|
33.44
|
39.63
|
46.52
|
54.05
|
62.23
|
con't
|
|
69
|
7.72
|
11.32
|
12.31
|
14.20
|
16.97
|
20.58
|
25.01
|
30.21
|
36.17
|
42.84
|
50.29
|
58.42
|
67.19
|
con't
|
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
3 of 6
|
|
|
Female – Smoker – Age Last Birthday
|
|
|
IssueAge
|
Duration
|
Att Age
|
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
|
35
|
4.35
|
4.92
|
5.57
|
6.27
|
7.07
|
7.84
|
8.66
|
9.53
|
10.46
|
11.40
|
12.38
|
13.43
|
14.52
|
60
|
|
36
|
4.82
|
5.44
|
6.13
|
6.89
|
7.84
|
8.62
|
9.53
|
10.46
|
11.40
|
12.38
|
13.43
|
14.52
|
15.70
|
61
|
|
37
|
5.32
|
5.99
|
6.74
|
7.55
|
8.53
|
9.41
|
10.43
|
11.40
|
12.38
|
13.43
|
14.52
|
15.70
|
16.95
|
62
|
|
38
|
5.86
|
6.58
|
7.40
|
8.26
|
9.21
|
10.23
|
11.33
|
12.36
|
13.43
|
14.52
|
15.70
|
16.95
|
18.23
|
63
|
|
39
|
6.45
|
7.23
|
8.09
|
9.02
|
10.03
|
11.11
|
12.27
|
13.36
|
14.52
|
15.69
|
16.95
|
18.23
|
19.61
|
64
|
|
40
|
7.08
|
7.93
|
8.85
|
9.85
|
10.91
|
12.04
|
13.26
|
14.43
|
15.67
|
16.93
|
18.23
|
19.61
|
21.10
|
65
|
|
41
|
7.77
|
8.69
|
9.67
|
10.73
|
11.85
|
13.05
|
14.32
|
15.58
|
16.89
|
18.23
|
19.61
|
21.10
|
22.72
|
66
|
|
42
|
8.51
|
9.50
|
10.55
|
11.67
|
12.86
|
14.12
|
15.45
|
16.80
|
18.18
|
19.59
|
21.08
|
22.71
|
24.52
|
67
|
|
43
|
9.31
|
10.37
|
11.49
|
12.68
|
13.94
|
15.27
|
16.66
|
18.08
|
19.51
|
21.02
|
22.67
|
24.47
|
26.49
|
68
|
|
44
|
10.17
|
11.29
|
12.49
|
13.75
|
15.09
|
16.49
|
17.94
|
19.40
|
20.92
|
22.59
|
24.40
|
26.40
|
28.66
|
69
|
|
45
|
11.07
|
12.27
|
13.53
|
14.88
|
16.31
|
17.80
|
19.27
|
20.80
|
22.47
|
24.30
|
26.30
|
28.53
|
31.11
|
70
|
|
46
|
12.00
|
13.28
|
14.62
|
16.06
|
17.58
|
19.19
|
20.66
|
22.34
|
24.17
|
26.17
|
28.41
|
30.94
|
33.85
|
71
|
|
47
|
12.98
|
14.34
|
15.78
|
17.30
|
18.93
|
20.58
|
22.17
|
24.01
|
26.02
|
28.26
|
30.80
|
33.63
|
36.83
|
72
|
|
48
|
14.02
|
15.47
|
17.01
|
18.63
|
20.39
|
22.06
|
23.81
|
25.80
|
28.06
|
30.60
|
33.45
|
36.55
|
40.08
|
73
|
|
49
|
15.10
|
16.67
|
18.31
|
20.08
|
21.97
|
23.74
|
25.55
|
27.79
|
30.34
|
33.16
|
36.26
|
39.65
|
43.48
|
74
|
|
50
|
16.23
|
17.93
|
19.72
|
21.63
|
23.67
|
25.42
|
27.52
|
30.05
|
32.85
|
35.90
|
39.26
|
42.92
|
47.05
|
75
|
|
51
|
17.43
|
19.28
|
21.24
|
23.33
|
25.26
|
27.26
|
29.77
|
32.54
|
35.56
|
38.86
|
42.49
|
46.44
|
50.91
|
76
|
|
52
|
18.73
|
20.75
|
22.89
|
24.96
|
27.00
|
29.49
|
32.25
|
35.26
|
38.48
|
42.06
|
45.96
|
50.23
|
55.07
|
77
|
|
53
|
20.18
|
22.39
|
24.60
|
26.75
|
29.21
|
31.95
|
34.96
|
38.20
|
41.64
|
45.50
|
49.71
|
54.33
|
59.56
|
78
|
|
54
|
21.78
|
24.23
|
26.48
|
28.94
|
31.66
|
34.66
|
37.92
|
41.39
|
45.05
|
49.22
|
53.76
|
58.74
|
64.39
|
79
|
|
55
|
23.51
|
26.23
|
28.67
|
31.39
|
34.37
|
37.63
|
41.15
|
44.85
|
48.78
|
53.27
|
58.17
|
63.53
|
70.41
|
80
|
|
56
|
25.38
|
28.40
|
31.10
|
34.09
|
37.36
|
40.90
|
44.66
|
48.67
|
52.98
|
57.70
|
62.97
|
68.71
|
77.77
|
81
|
|
57
|
27.47
|
30.82
|
33.79
|
37.08
|
40.65
|
44.48
|
48.56
|
52.85
|
57.52
|
62.48
|
68.13
|
74.28
|
85.35
|
82
|
|
58
|
29.81
|
33.51
|
36.79
|
40.39
|
44.28
|
48.44
|
52.72
|
57.32
|
62.31
|
67.64
|
73.68
|
80.28
|
93.09
|
83
|
|
59
|
32.44
|
36.52
|
40.14
|
44.08
|
48.32
|
52.57
|
57.11
|
62.09
|
67.43
|
73.11
|
79.51
|
86.49
|
101.15
|
84
|
|
60
|
35.42
|
39.90
|
43.89
|
48.21
|
52.44
|
56.91
|
61.87
|
67.19
|
72.85
|
79.07
|
85.59
|
93.49
|
108.60
|
85
|
|
61
|
38.77
|
43.70
|
48.09
|
52.31
|
56.71
|
61.66
|
66.95
|
72.59
|
78.83
|
85.35
|
92.75
|
100.73
|
117.21
|
86
|
|
62
|
42.52
|
47.97
|
52.19
|
56.52
|
61.46
|
66.73
|
72.33
|
78.59
|
85.08
|
92.33
|
100.06
|
107.59
|
127.89
|
87
|
|
63
|
46.68
|
52.04
|
56.32
|
61.25
|
66.51
|
72.08
|
78.34
|
84.80
|
91.84
|
99.45
|
106.82
|
114.98
|
138.58
|
88
|
|
64
|
51.24
|
56.12
|
61.02
|
66.27
|
71.81
|
78.09
|
84.54
|
91.34
|
98.76
|
106.10
|
114.40
|
122.96
|
148.36
|
89
|
|
65
|
55.91
|
60.80
|
66.04
|
71.54
|
77.83
|
84.26
|
90.87
|
98.12
|
105.31
|
113.67
|
122.45
|
131.45
|
153.92
|
90
|
|
66
|
60.60
|
65.81
|
71.30
|
77.60
|
84.00
|
90.43
|
97.45
|
104.62
|
112.83
|
121.77
|
130.69
|
140.25
|
158.48
|
91
|
|
67
|
65.61
|
71.07
|
77.07
|
83.74
|
89.97
|
96.88
|
103.92
|
112.06
|
120.92
|
129.90
|
139.43
|
149.80
|
168.33
|
92
|
|
68
|
70.83
|
76.48
|
82.86
|
89.33
|
96.25
|
103.25
|
111.21
|
120.04
|
128.97
|
138.50
|
149.01
|
160.09
|
182.27
|
93
|
|
69
|
75.84
|
81.80
|
88.27
|
95.19
|
102.56
|
110.24
|
118.97
|
128.09
|
137.78
|
148.14
|
159.36
|
170.86
|
201.70
|
94
|
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
4 of 6
|
|
|
Female – Smoker – Age Last Birthday
|
5 of 6
|
|
Issue Age
|
Duration
|
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
|
70
|
8.46
|
11.95
|
13.13
|
15.27
|
18.36
|
22.32
|
27.15
|
32.79
|
39.21
|
46.35
|
54.35
|
63.10
|
72.48
|
con't
|
|
71
|
10.52
|
12.64
|
14.08
|
16.52
|
19.97
|
24.33
|
29.60
|
35.69
|
42.55
|
50.15
|
58.73
|
68.04
|
78.01
|
con't
|
|
72
|
12.53
|
13.41
|
15.16
|
17.98
|
21.83
|
26.63
|
32.34
|
38.89
|
46.21
|
54.23
|
63.38
|
73.24
|
83.74
|
con't
|
|
73
|
13.27
|
14.33
|
16.45
|
19.70
|
23.98
|
29.25
|
35.41
|
42.39
|
50.16
|
58.59
|
68.27
|
78.68
|
89.23
|
con't
|
|
74
|
14.07
|
15.45
|
|
21.69
|
26.44
|
32.17
|
38.77
|
46.22
|
54.37
|
63.19
|
73.38
|
84.31
|
92.83
|
con't
|
|
75
|
15.10
|
16.93
|
19.99
|
24.20
|
29.48
|
35.75
|
42.92
|
50.90
|
59.59
|
68.95
|
79.77
|
90.00
|
98.15
|
con't
|
|
76
|
16.55
|
18.89
|
22.51
|
27.32
|
33.22
|
40.14
|
47.98
|
56.64
|
66.06
|
76.14
|
87.76
|
96.75
|
105.47
|
con't
|
|
77
|
18.48
|
21.37
|
25.54
|
30.96
|
37.52
|
45.10
|
53.61
|
62.99
|
73.14
|
83.98
|
95.41
|
104.27
|
113.95
|
con't
|
|
78
|
20.00
|
24.44
|
29.21
|
35.22
|
42.42
|
50.68
|
59.87
|
69.99
|
80.87
|
92.49
|
103.10
|
113.25
|
125.00
|
con't
|
|
79
|
21.00
|
28.23
|
33.57
|
40.18
|
47.99
|
56.93
|
66.81
|
77.63
|
89.27
|
101.64
|
112.54
|
124.03
|
135.53
|
con't
|
|
80
|
22.79
|
32.82
|
38.68
|
45.87
|
54.29
|
63.90
|
74.44
|
85.97
|
98.36
|
111.51
|
123.06
|
134.82
|
146.90
|
con't
|
|
81
|
25.40
|
38.26
|
44.63
|
52.36
|
61.38
|
71.57
|
82.79
|
95.04
|
108.14
|
122.09
|
134.06
|
146.35
|
159.33
|
con't
|
|
82
|
28.22
|
43.95
|
51.45
|
59.69
|
69.25
|
80.05
|
91.87
|
104.78
|
118.62
|
133.35
|
145.78
|
158.88
|
172.49
|
con't
|
|
83
|
31.85
|
50.52
|
59.19
|
67.86
|
77.94
|
89.31
|
101.70
|
115.25
|
129.81
|
145.32
|
158.34
|
172.08
|
186.38
|
con't
|
|
84
|
37.32
|
58.69
|
67.15
|
76.92
|
87.45
|
99.33
|
112.29
|
126.43
|
141.69
|
157.92
|
171.63
|
185.96
|
201.73
|
con't
|
|
85
|
46.41
|
66.43
|
75.92
|
86.85
|
97.77
|
110.87
|
123.63
|
138.32
|
154.29
|
171.29
|
185.63
|
201.13
|
218.57
|
con't
|
|
86
|
54.88
|
74.91
|
86.25
|
97.49
|
109.97
|
123.17
|
135.64
|
150.92
|
167.50
|
185.35
|
200.57
|
217.15
|
236.97
|
con't
|
|
87
|
64.36
|
85.68
|
97.19
|
109.66
|
122.76
|
135.21
|
148.27
|
164.09
|
181.32
|
199.93
|
216.18
|
| |